Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Apr 3 2020, 04:35 AM
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#21
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Senior Member
1,628 posts Joined: May 2013 
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QUOTE(TechForumer @ Apr 2 2020, 03:58 PM) I just checked today, Public Bank Berhad FD dropped again from 2.70% to 2.45% May I know which FD you refer to? Any link for that announcement? |
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Apr 5 2020, 06:19 PM
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#22
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(sushix @ Apr 5 2020, 03:27 PM) Anyone able to help? I am not able to get the promotion 3.05% rate from Maybank... Are you going to place the eFD promo at 6 months 3.05%? I think you did not select Islamic Fixed Deposit in the Product Type. Since you already made the placement, you need to wait till tomorrow to uplift it and make a new placement. |
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Apr 7 2020, 09:28 AM
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#23
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(GrumpyNooby @ Apr 7 2020, 10:16 AM) Inflation is just one of the inputs for consideration on OPR movement. SO that is means that the chance of OPR to drop is higher thus so BR and BLR/BFR also drop too, our FD rates too.Weak macroeconomic and accommodating fiscal policy also influence OPR direction. The next MPC meeting is in May 2020. |
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Apr 15 2020, 09:01 AM
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#24
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(taiping... @ Apr 14 2020, 12:51 PM) Anyone try using OCBC Al-Amin account and able to place the OCBC efd promo?Does the promo rate need apply for both transfer from other bank and also transfer from our OCBC saving account? |
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Apr 15 2020, 10:21 PM
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#25
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Senior Member
1,628 posts Joined: May 2013
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Hi,
If the bank announce that fd interest rate will drop, does the change is only affect to new customer and old customer still getting the old rate? |
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Apr 15 2020, 10:49 PM
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#26
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(Wong Kit yew @ Apr 15 2020, 11:35 PM) Once placed, that's the promised rate for the whole duration. Thank you for the confirmation. |
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Apr 17 2020, 08:12 PM
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#27
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(majorarmstrong @ Apr 17 2020, 04:47 PM) someone was asking about OCBC FD of 3.25% - i manage to test it out today and place some money, it is working May I know is your OCBC SA is OCBC Al-Amin (Islamic)?i wanted to place at AMBANK but i dont have any account with them so no choice, just place it in OCBC for 10 months  i think AMBANK has the best rate at this moment.... |
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Apr 19 2020, 07:18 PM
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#28
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(Anson Wong 412 @ Apr 19 2020, 05:24 PM) For OCBC, only available for online placing and it must place via Conventional SA. You can’t do via FPX or Islamic OCBC SA. I was a OCBC Islamic SA holder and at the end I placed by open another OCBC Conventional SA. Then successful. Do you open your OCBC conventional SA account online? How to do that?I am having OCBC islamic SA. So means that I am not able to place the promo online FD. |
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May 4 2020, 06:01 PM
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#29
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(GrumpyNooby @ May 4 2020, 03:57 PM) Saving plan is another talk that she went with me for a tenure of 10 years. Is this an insurance plan with saving feature?Deposit RM 500 monthly using credit card and get RM 1600 of "interest" every year for 10 years. She cannot lie about this to my face and she quoted this plan as saving plan in truthful manner. |
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May 4 2020, 06:08 PM
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#30
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(GrumpyNooby @ May 4 2020, 07:04 PM) The 10-years tenure plan said no insurance element she said. Can you find this product in UOB website?There's another short tenure plan with insurance element. Though I'm not that convinced at all since there's no pamphlet/poster/document. She just scribbled on a paper and she looks not matured in handling wealth products. Even if both the plans exist, do you think it is worth to put money in? 3% pa tenure is 3 years. Each month must deposit RM500. Interest pay yearly, RM1800 yearly interest -- Is this guaranteed interest? Any hidden details? Must deposit using credit card? |
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May 8 2020, 06:11 PM
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#31
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Senior Member
1,628 posts Joined: May 2013
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May I know which bank promo still evalid until 11/5/2020? I have FD mature on that day.
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May 8 2020, 08:22 PM
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#32
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(WaCKy-Angel @ May 8 2020, 07:19 PM) PBB eFD 3.08% for 4mths valid until 31 May 2020 unless they might terminate early Only PBB promo is on-going?It is kind sad. What do you guys put/invest you have FD mature soon? |
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May 9 2020, 11:05 AM
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#33
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Senior Member
1,628 posts Joined: May 2013
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Anyone know is OCBC online fixed deposit 3.25% pa for 10months is still valid?
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May 9 2020, 12:31 PM
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#34
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(GrumpyNooby @ May 9 2020, 12:07 PM) Thanks. Haiz |
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May 12 2020, 09:58 AM
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#35
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(EBBattlefield @ May 12 2020, 02:40 AM) my HLB FD mature 12th may Which bank fd do you plan to place?  I also have FD mature today. |
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May 12 2020, 09:22 PM
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#36
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(dragon1888 @ May 12 2020, 06:07 PM) alliance bank only able to give 2.65% for 12monts.... sad This is online fd or over the counter fd? |
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May 13 2020, 02:54 PM
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#37
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(bbgoat @ May 13 2020, 01:08 PM) Received from OCBC RM this morning This is online fd or counter fd?Good Morning ☀️☀️ *FD Promo Rate effective 13/5/2020 :* 🔸*6 Months FD*🔸 💰2.55% p.a. - *Existing Funds/ Fresh Funds* 💰Minimum Placement RM1,000 🔹*12 Months FD*🔹 💰2.7% p.a - *Existing Funds/ Fresh Funds* 💰2.75% p.a - *Fresh Funds ONLY* 💰Minimum Placement RM10,000 We are now extending this promo to *BOTH Islamic & Conventional FD Accounts*  All promotion are subject to availability, will update if there is any changes on the rates. |
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May 18 2020, 02:11 AM
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#38
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(ganesh1696 @ May 18 2020, 01:09 AM) Not so attractive return, but still can consider this promo, Which bank?Just placed.  |
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May 18 2020, 10:04 PM
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#39
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(GrumpyNooby @ May 18 2020, 01:36 PM) No idea I did not see the promo code in my mail box of my online account and no banner also. Does this meant I am not qualify for the promo? I never use the promo code before. |
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May 20 2020, 12:50 PM
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#40
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Senior Member
1,628 posts Joined: May 2013
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QUOTE(GrumpyNooby @ May 20 2020, 01:19 AM) It's good deal if you have min 60k for Offer 1 and Offer 2. Does the offer 1 and 2 is over the counter FD?If OPR drop in future, will the rate in offer 2 follow to revise by the bank? Last time I saw there is an online FD from Alliance bank giving 3.15% by need to apply the voucher code. Any information about the rate and tenure? Is it still valid promo? How to get the voucher code? |
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