QUOTE(xiaomoon @ Jul 22 2025, 11:58 AM)
anyone know pbb current otc rate?
https://www.pbebank.com/en/announcements/re...r-campaigns-11/Check the website announcements page
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Jul 22 2025, 12:41 PM
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#21
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Junior Member
93 posts Joined: Aug 2011 
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Check the website announcements page xiaomoon liked this post
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Sep 26 2025, 10:50 PM
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#22
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Junior Member
93 posts Joined: Aug 2011
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QUOTE(jwgs0010 @ Sep 26 2025, 07:17 PM) 1) What does that 3.24 p.a effective rate mean? This is pure FD that does not bind with other investment or earmark savings right? If you place 4.28% for 6 months and 2.20% for the next 6 months the effective rate is 3.24%. It is a one time offer for new Premier customer.2) The criteria is to place 300k fresh fund to open Premier account, then another 50k minimum up to 300k for FD account? Or just 300k in the Premier account then eligible for the FD from the 300k in the Premier account? I tried asking cs but different cs gave me different interpretation...  Also, I read their branch queue is awful, anyone have experience? Do I need to expect 2 hours+ to get this done? Thanks You can make appointment at hsbc website, make sure you arrive on time, if you miss it, you get a long wait. But they will likely try to sell you insurance and investment product when you sign up for Premier. Disclaimer, I'm not hsbc Premier but it should be pretty much the same as other banks. jwgs0010 liked this post
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Oct 4 2025, 05:53 PM
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#23
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Junior Member
93 posts Joined: Aug 2011
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QUOTE(koja6049 @ Oct 4 2025, 04:10 PM) fd lock your money for 1 year @ 3.6%. CHY accounts is liquid funds @ 3.6% Can use it to "renew" eFD, transfer in to UOB and FPX back to another banks eFD, both actions are counted in the game. Sometimes I can't decide which FD to use, just leave a few days in One account and it earns high interest too.UOB one account game isn't that difficult to play, just move RM2k in every month (and can move out immediately), then transfer rm50 via fpx 3 times (I always transfer to EPF). Really hope they don't nerf this account, though I do expect them to adjust to lower interest, as long as it is >3% I'm happy to use it. This post has been edited by kyleen: Oct 4 2025, 05:54 PM |
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Oct 4 2025, 10:44 PM
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#24
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Junior Member
93 posts Joined: Aug 2011
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QUOTE(cclim2011 @ Oct 4 2025, 05:59 PM) but need min 100k untouched to get that % Not exactly. It is very flexible. Eg. 50k for half month, 150k for 2nd half month, monthly average is 100k. |
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Nov 14 2025, 01:59 PM
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#25
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93 posts Joined: Aug 2011
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QUOTE(babysotong @ Nov 14 2025, 11:46 AM) Why not worth it? Interest rate at 3.99% pa, though the period of placement is 45 days. 50k at 3.99 for 45 days only nets extra rm80 (compared to the usual 3.60%). On top of that have to wait 1-3 months for the interest. Waiting so long for interest is already a big no. Wait 45 days + 3 months for extra RM80 ?!The 3.99% pa interest rate is higher than all FD and digital banks rate Correct me if I'm wrong though. |
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Dec 15 2025, 02:21 PM
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#26
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93 posts Joined: Aug 2011
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QUOTE(cybpsych @ Dec 15 2025, 11:44 AM) Enjoy 4.08% P.A.* FOR 6 MONTHS FIXED DEPOSIT This promo is frankly quite a joke. Had a similar promo when a new Branch opens near my place so I had a detailed look at tnc. 4.08% for 20k only, placing more amount requires signing up for privileged Account which means buying products. On top of that needs to be new customer. They just want to sell products in the end.Exclusive Fixed Deposit & Offers at Bukit Mertajam Branch | Alliance Bank Malaysia Campaign Period: 17 December 2025 – 31 March 2026 Only applicable for all New-to-Bank and/or New-to-CASA customer(s) who do not hold any Current Account and/or Savings Account with the Bank and open a new CASA during the Campaign Period.  ENJOY 3.88% P.A.* FOR 12 MONTHS FIXED DEPOSIT Exclusive Fixed Deposit & Offers at Lagenda Heights Branch | Alliance Bank Malaysia Fixed Deposit Campaign Period: 6 October 2025 – 31 December 2025. # Only applicable for all New-to-Bank and/or New-to-CASA customer(s) who do not hold any Current Account and/or Savings Account (“CASA”) with the Bank and open a new CASA during the Campaign Period from 6 October 2025 – 31 December 2025.  michaelchang liked this post
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