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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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fartbrat
post Jun 12 2025, 03:10 PM

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My fd at BI is due soon, but i might not be in Malaysia for a while. Does anyone know if the bank side allows renewing OTP (over the phone) rather than OTC for their latest promo XD

Edit: Or visiting the branch two weeks before due date for placement

This post has been edited by fartbrat: Jun 12 2025, 03:10 PM
fartbrat
post Aug 10 2025, 10:56 AM

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QUOTE(tarc2000 @ Aug 4 2025, 11:05 AM)
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Alrajhi Term Deposit with PIDM through App
Minimum Deposit is RM500.00
Promo Period : 25/06/2025 - 31/08/2025

3m - 3.75% p.a
6m - 3.80% p.a
9m - 3.80% p.a

12m - 2.90% p.a
24m - 3.05% p.a
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Does anyone know whether this promo is through EFD or existing fund in the bank account? I just created an account, it is asking me to deposit some fund first for activation or something. Should i use duitnow and send RM10 over first? I see there are some features not available on the app but the promo has to be done via app.
fartbrat
post Nov 13 2025, 09:26 AM

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any senpai care to explain how this promo works? is it like an fd but only 45 days?
fartbrat
post Nov 13 2025, 06:45 PM

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QUOTE(shuin1986 @ Nov 13 2025, 10:36 AM)
Yes, u transfer money into ur HLB account, click the birthday promo banner, lock ur money, done... but the interest is given within 1-3 months upon maturity, not immediate
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I just called, it's actually not worth it lol. Better put 3-month fd.
fartbrat
post Nov 14 2025, 11:42 AM

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why does maybank suck so much?
fartbrat
post Nov 14 2025, 12:21 PM

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QUOTE(ericlaiys @ Nov 14 2025, 12:06 PM)
transfer new fresh $$$ into saving. then that $$$ can lock 45 days. u can do multiple times/date for that BD month. all will 45 days lock[follow date placement]. quite good deal
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Ya i just aware that multiple placement is possible. I heard the interest will be given upon 3 months, so meaning the fund is available to use (like move to other fd) after 45 days but interest need to wait?
fartbrat
post Nov 15 2025, 11:57 AM

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So the hlb bday promo is 50k max despite multiple placement. I put 30k yesterday and today it only allowed me to put 20k. Cringe.

 

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