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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cocolala
post Dec 3 2019, 02:57 PM

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QUOTE(Xaser_3 @ Dec 1 2019, 02:24 PM)
Here are the latest FD promotions and pick the best that suites you

RHB 3.9% @ 9 or 12 mths, pure
UOB 3.85% @ 9mths
Ambank 3.95% @ 6mths, condition
CIMB 3.85% @ 6mths
HL  3.9% @ 6mths
Affin 3.9% @ 12 mths
Mbsb 4.25% @ 6mths, bundle

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Affin The Curve said 3.9% no more, best rate is 3.25% for 11 months.

Can anyone verify if CIMB Damansara Utama still offering 3.85%? Tried calling the number found online but seems not working.

This post has been edited by cocolala: Dec 3 2019, 03:09 PM
cocolala
post Dec 3 2019, 08:35 PM

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QUOTE(Vickyle @ Dec 3 2019, 07:41 PM)
OCBC 3.88%@12mth, pure FD
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Not Islamic? Need fresh fund?
My FD in OCBC matured and they called me said now is 3.0% only.
cocolala
post Dec 4 2019, 08:46 AM

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QUOTE(Xaser_3 @ Dec 4 2019, 08:20 AM)
Weird because they are offering existing customers a much lower rate.
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Maybe they want existing customers to switch to booster account? That’s what they asked me to do, saying FD is now only 3.0%.
cocolala
post Dec 4 2019, 04:06 PM

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QUOTE(fuzzy @ Dec 4 2019, 03:12 PM)
The CIMB 3.85% is based on the e-FD promo link, not OTC rate.
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Is it? I just went to CIMB Uptown to ask for FD rate, they told me 6 months 3.85%, 12 months 3.75%. I thought of switching my fund from OCBC to CIMB tomorrow.

This post has been edited by cocolala: Dec 4 2019, 04:06 PM
cocolala
post Dec 4 2019, 04:22 PM

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QUOTE(fuzzy @ Dec 4 2019, 04:10 PM)
Means they offer the same OTC gua... 

Then just do it online through the link easier lo...
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I don’t have Ocbc saving account. So I have to do withdraw then go to CIMB..
cocolala
post Feb 1 2020, 06:17 PM

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QUOTE(donhay @ Jan 29 2020, 06:29 PM)
Today I decided to continue with my matured FD with CIMB 3.5%  cry.gif  cry.gif  12 months.

A rainy afternoon, I lazy to go to another bank (like Alliance).
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Yesterday went CIMB, no more 3.5%, only board rate available.
cocolala
post Mar 8 2020, 12:12 PM

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QUOTE(don123 @ Mar 6 2020, 03:29 PM)
I just went to Affin bank place for 15 months 3.45%
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Is this promo rate?
cocolala
post May 10 2020, 01:39 PM

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QUOTE(skyvisionz @ Feb 6 2020, 07:57 AM)
user posted image

Trying to apply public fd but facing these questions. Answer is yes right?  I am just normal Malaysian
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Hi guys I'm trying to open a Public Bank efd account and facing this problem as well. I browsed through the thread but did not find a definite answer.
Should the answer be 'yes' for all? Please help, thanks.
cocolala
post May 10 2020, 08:14 PM

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QUOTE(samsungfreak @ May 10 2020, 04:49 PM)
Tip: If anyone answer a single YES in any of the questions, you won't be able to open the eFD account online.
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Thanks! The reason I asked is because I was not really understand about the questions, now that you have mentioned this and I looked back at the questions and understood.
cocolala
post Jul 13 2020, 10:09 AM

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Hi anyone know if affin still offer 2.88%?

If I wanna transfer 6 figure amount to other bank by banker’s cheque is there any charges?
cocolala
post Aug 24 2020, 12:28 PM

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Hello all, I was trying to transfer from Maybank to Affin via instant transfer but it only allows max Rm10k. I saw there is a DuitNow option max RM50k but not sure it’s mechanism. Can I use this option for instant transfer? Or if there’s any better way? Thanks in advance.
cocolala
post Aug 24 2020, 04:27 PM

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QUOTE(mIssfROGY @ Aug 24 2020, 04:18 PM)
do 10k 5 times  nod.gif
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I tried but can only do instant transfer once only at 10k. So I have to do the balance by interbank giro.


cocolala
post Aug 24 2020, 05:48 PM

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QUOTE(idoblu @ Aug 24 2020, 04:31 PM)
Now different terms already. Max can put in 200K
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Wow that’s great I can try to do eFD tomorrow instead of going to bank!
cocolala
post Sep 17 2020, 03:51 PM

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QUOTE(babysotong @ Sep 14 2020, 10:18 PM)
Updated summary so far :

CIMB efd:
3 mths 2.10%
6 mths 2.20%
12 mths 2.25%

HLB efd:
3 mths 2.30%

UOB otc:
7 mths 2.15%
9 mths 2.25%

AFFIN efd/otc:
3 mths 2.40%
5 mths 2.50%
6 mths 2.48%

BR otc:
12 mths 2.30%
12 mths 2.40% nego rate for RM50k & above

RHB OTC and efd:
6 mths 2.45%

PBB efd:
1 mth 2.00%
2 mths 2.10%
3 mths 2.20%

MBSB otc:
11 mths 2.75% (earmark 10% in CASA). Effective 2.65%
13 mths 2.40%
15 mths 2.45%
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CIMB eFD no more right?
cocolala
post Sep 23 2020, 01:20 PM

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QUOTE(cheesyman @ Sep 23 2020, 07:50 AM)
Add on ....

Latest from Affin bank
Validity : 22 Sept to 15 Oct

5 month - 2.35%
9 & 12 month - 2.38%

Min 10k fresh funds.
Over the counter (not sure if e-fd is possible)
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eFD only up to 9 months 2.18%

 

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