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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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adbacc
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Jul 11 2022, 07:01 PM
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QUOTE(~~5ive~~ @ Jul 11 2022, 06:55 PM) what is the difference between fixed deposit and term deposit? Does term deposit means indicative rate only and final rate may change? Fixed is usually conventional (but those marked as -i is based on islamic principles) Term usually is like fixed deposit but based on Islamic principals End of the day, similar just one conventional and one is not
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adbacc
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Jul 26 2022, 08:09 PM
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QUOTE(Micky78 @ Jul 26 2022, 07:39 PM) any ideas what the rate for HLBB 12 mth step up.. it start with 2.5%. anyone place this recently? 2.9% Source: https://www.hlb.com.my/en/personal-banking/...promotions.html
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adbacc
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Jul 30 2022, 12:04 PM
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QUOTE(dannyw @ Jun 30 2022, 10:06 AM) Thank you. Found the key word 'no later than 31 August 2022'  Got my bonus 0.2% already
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adbacc
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Sep 17 2022, 12:30 PM
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QUOTE(15cm @ Sep 17 2022, 11:42 AM) so like clawback?  Such clawback I would say is industry standard here. I'm aware Maybank have such function about half interest (which should translate to half clawback) if you give them 1 month notice though...
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adbacc
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Oct 29 2022, 08:06 PM
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QUOTE(Micky78 @ Oct 29 2022, 01:38 PM) wanted to re-placed back the FD via online under the promotion rate.. but dont system shows no eFD account... anyone encounters such an issue? Maybe try relogging
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adbacc
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Nov 22 2022, 04:45 PM
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QUOTE(MystiqueLife @ Nov 22 2022, 04:39 PM) For monthly credited FD, early withdrawal will forfeit all previously credited interest? EG: 1 year tenure but you terminate on 7th month. Yes in most cases. Examples of cases where you get to keep some is Maybank With 31days’ Notice Period (not sure about other banks)
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adbacc
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Jun 18 2023, 06:53 PM
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QUOTE(samsungXP @ Jun 18 2023, 06:30 PM) Maybank..i transfer rm5k from my saving account to open fixed deposit acc but declined Perhaps a screenshot of the rejection message would help someone give better guidance/comments (make sure to hide any personal info) This post has been edited by adbacc: Jun 18 2023, 06:53 PM
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adbacc
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Dec 1 2024, 08:16 PM
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QUOTE(ronnie @ Dec 1 2024, 08:15 PM) Question on premature withdrawal of eFD For Maybank: I have 12-month FD from 1 June 2024 to 1 June 2025, and interest is credited monthly. If I uplift on 1 Dec 2024, how much interest will Maybank claw back ? All of it for immediate uplift
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adbacc
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Dec 1 2024, 09:51 PM
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QUOTE(ronnie @ Dec 1 2024, 09:28 PM) speaking from fact or hearsay ? From MBB FAQ See under Immediate Fixed Deposit Premature Withdrawal (Without 31 days’ Notice Period)https://www.maybank2u.com.my/maybank2u/mala...ed_deposit.page? They will clawback 100% without notice, and 50% with 31 days notice from the principal.
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adbacc
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Jan 3 2025, 10:56 PM
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QUOTE(OSO22 @ Jan 3 2025, 10:26 PM)  What is the meaning of 3rd point >> Should there be an Overnight Policy Rate (OPR) change, the promotional rate will be revised accordingly. Does it mean the rate is not fixed? It's not considered FD then... That is normal wording. If you place it before the OPR change, you won't be affected. But if there is an OPR change, they can modify this promo to a lower %, but will only be in effect for new placements.
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adbacc
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Jan 8 2025, 08:53 PM
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QUOTE(ruudygh @ Jan 8 2025, 05:57 PM)  I have been unable to access CIMB clicks for a long time. Is it just me? I was able to access it with browser's mobile agent previously, but today this trick does not work anymore. The address is wrong, it should be https
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adbacc
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Nov 2 2025, 08:10 PM
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QUOTE(Micky78 @ Nov 2 2025, 07:05 PM) saw news next wks got urgent BNM meeting on OPR? Really? From where? 6th Nov is the next meeting based on the schedule. No need to have 'urgent' meeting when there already is one scheduled beforehand
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