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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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TOMEI-R
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Feb 23 2017, 05:26 PM
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QUOTE(carentan @ Feb 23 2017, 05:12 PM) thanks. sounds that HL bank offer the highest rate Welcome. Your Rm800k will sure help achieve the Rm888,888,888.88 target for 4.18% interest for sure. Only issue is, you have to ibg tranfer Rm30k daily over from another bank to your HLBB which I think is stupid and troublesome. This post has been edited by TOMEI-R: Feb 23 2017, 05:26 PM
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TOMEI-R
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Feb 23 2017, 06:01 PM
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QUOTE(carentan @ Feb 23 2017, 05:34 PM) what do u mean? i cant bank in by cheque? Like mentioned by two fellow forummers, you have to have a Hong Leong Bank account, and access to their hong leong connect site. You have to place your FD online and transfer (FPX) your money from another Bank to your hong leong FD and each transaction is limited to RM30k/ Day. If you dont have a Hong Leong bank account, dont bother as their promo is till the 28/02/17 which is less than 5 days. This post has been edited by TOMEI-R: Feb 23 2017, 06:35 PM
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TOMEI-R
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Feb 24 2017, 11:54 AM
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QUOTE(carentan @ Feb 23 2017, 07:34 PM) u mean i got to transfer all the fund to HLB within 5 days via internet? i am not najib cant do that. Refer to below statement. QUOTE(gilabola @ Feb 24 2017, 06:39 AM) Using M2U, you can do multiple FPX payments of 30k within a day If carentan has a Maybank ac that is.
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TOMEI-R
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Feb 24 2017, 11:56 AM
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QUOTE(carentan @ Feb 23 2017, 07:38 PM) really? i am not aware of this........ Just hang around this thread and see whats the best offer is for you. A lot of people update the latest rates here. Which bank to place will also depend on how long your placement will be, not just the interests rates.
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TOMEI-R
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Feb 25 2017, 11:38 AM
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QUOTE(voc888 @ Feb 24 2017, 11:31 PM) 👏👏👏 Good to know about the extra 0.1% [attachmentid=8523636] Thats good news. Still 3 more days till closing. Make it happen guys! This post has been edited by TOMEI-R: Feb 25 2017, 11:39 AM
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TOMEI-R
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Feb 25 2017, 06:43 PM
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QUOTE(Deal Hunter @ Feb 25 2017, 04:49 PM) Cookie101, I've never tried Coolstore's idea to place and withdraw many times - somewhat like how people try to manipulate polls and whether it works for this promo. Anybody tried to withdraw placement at this HL promo before? I seem to recall vaguely that some eFD withdrawal only works the NEXT day (whatever that means) but I am not sure whether it applies in how this HL promo program works. It is not just the question of placing the money (assuming there is such an amount around now) - to make it happen like TOMEI-R says. The question is whether the system can actually handle the processes and whatever error problems faced by people like Carentan, and from people who try to put in many placements per day like cklimm. HL did earlier test using the Tuesday promotion before this, and now they try this. I won't be holding my breath if performance is anything like ATM. You can only withdraw your placement on the next day. So I think it will be registered in the system anyway even if you withdraw the next day. But they may tabulate the results on the final day to see if the target really reaches the targetted amount.
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TOMEI-R
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Feb 27 2017, 01:43 PM
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QUOTE(coolstore @ Feb 27 2017, 10:46 AM) too many rush in hlb? their website keep loading now...cannot go in... Seems ok. QUOTE(arisu72 @ Feb 27 2017, 12:38 PM) Does anyone know is there a limit to HLB FPX transfer and can the limit be change to 100k and above per day? Thanks. Some forummer mentioned that Maybank allows more than Rm30 FPX transactions but I have not verified this.
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TOMEI-R
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Feb 28 2017, 04:26 PM
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QUOTE(hwachong @ Feb 28 2017, 03:51 PM) where says 4.1% i thought 4.0% for hlb efd? Go read the site properly again.
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TOMEI-R
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Feb 28 2017, 04:26 PM
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QUOTE(ps007 @ Feb 28 2017, 01:18 PM) Malaysian... always last minute. Min10k Only 8 months available, yes u may uplift or auto renew after 8 months. No u dont need to open FD account over the counter but u will need to have a PERSONAL HLBB account and NOT JOINT ACCOUNT/ NOT MACH ACCOUNT. I just open a new personal current account PAY&SAVE, since it is under islamic account, when i tried to place eFD under coventional FD, it gives me error, so i choose the islamic FD only successfully to place the FD. Read the tnc here https://www.hlb.com.my/main/assets/files/pr...inal-170103.pdfThat explains the sudden spike in figures. It was only Rm588,XXX.XXX.XX yesterday. Look how much it went up today. This post has been edited by TOMEI-R: Feb 28 2017, 04:32 PM Attached thumbnail(s)
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TOMEI-R
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Mar 1 2017, 11:15 AM
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QUOTE(carentan @ Feb 28 2017, 07:39 PM) i just put in 400K to HSBC, 4.88%. need to apply credit card HOWEVER if your credit card application failed due to any reason such as no support document or income payslip, the FD will still proceed. After pledging a Rm400k Fd to them, I doubt they will ever reject your credit card. With the exception if you are a blacklist or have a bad ccris or ctos record. QUOTE(arisu72 @ Feb 28 2017, 09:49 PM) Is Ambank reliable in regards to FD? Thanks in advance. Why would they not be? What might be your worries? Ambank running away with your money?
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TOMEI-R
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Mar 1 2017, 11:46 AM
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QUOTE(arisu72 @ Mar 1 2017, 11:34 AM) What kind of RM is he/she?  I think its high time you get another one that is qualified enough to be one. Btw have you heard of PIDM? Go read it up if you have never. For you being so paranoid, you must have hundreds of millions in the bank?
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TOMEI-R
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Mar 3 2017, 04:04 PM
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QUOTE(kochin @ Mar 3 2017, 10:38 AM) looks like hlbb is gonna give the additional 0.1%. quota achieved? Nope. Quota was far from being achieved. But HLBB promised another 0.1% for all FD deposited.
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TOMEI-R
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Mar 11 2017, 04:08 PM
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QUOTE(bee993 @ Mar 11 2017, 02:26 PM) online or must go branch? cant find on thier website  It has to be done over the counter at the branch.
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TOMEI-R
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Mar 11 2017, 06:39 PM
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QUOTE(juiceaddicted @ Mar 11 2017, 05:53 PM) No wonder, I go hongleong connect cant find 4%, go branch a bit troublesome with so much cash. Bring a cheque/banker's cheque instead.
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TOMEI-R
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Mar 13 2017, 06:45 PM
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QUOTE(yclai118 @ Mar 13 2017, 03:58 PM) I didn't request anything,just placed 40k on HLIslamic term deposit-I for 12 months,they offered that 4.05%pa rate to me  Nice... those intending to put into HLBB must request for it.
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TOMEI-R
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Mar 17 2017, 11:31 AM
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QUOTE(Pain4UrsinZ @ Mar 17 2017, 10:43 AM) Hi guys, what do you think if i put money into my Semi-Flexi house loan like a fix deposit ? If you have a housing loan to pay, it is better that you deposit into your Semi-Flexi account to save on interests. Housing loan interests are higher now compared to what you get from FDs.
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TOMEI-R
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Mar 20 2017, 05:12 PM
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QUOTE(gsc @ Mar 19 2017, 03:11 AM) PBB always allow me adding few hundreds or even same amount for promo rate. My NZ FD with no interest was auto renewed and I have to pay 1% penalty for premature withdrawal. RM was trying to sell the investment bundle. By the way, I went over to MBSB, the counter girl said current promo is 4.05% for 12 months. Thought i saw in this forum some one mentioned 60 months 4+ %. She looked puzzle and said no such promo Huh... If no interests for the FD, why bother putting it in the first place? Might as well leave it in the savings account.
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TOMEI-R
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Mar 28 2017, 06:16 PM
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QUOTE(cybpsych @ Mar 27 2017, 07:21 AM) Hong Leong Connect All these tricks make me Its only max rm30k for FPX and only one week once.
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TOMEI-R
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Mar 29 2017, 09:19 AM
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QUOTE(kit2 @ Mar 29 2017, 08:23 AM) split into multiple 30k placements. QUOTE(McFD2R @ Mar 29 2017, 09:08 AM) You can do multiple placements of RM30k within the day. Only if u have multiple different bank accounts with different banks. One account only allows one Rm30k fpx per day. My pbb is.
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TOMEI-R
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Mar 29 2017, 05:17 PM
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QUOTE(celaw @ Mar 29 2017, 05:13 PM) Normal days other than Tuesday is 4.05%, not bad as well. Agree on that.
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