Brader , now is even more dangerous , if i dunno IBG , i hav to stand at the atm for 15mins just to press my cash , if the guard not around and some rempit bang in GGWP my $$$.
Why ??? I cannot take out the cash means theorethically the money isn't with me physically ??? Right ???
Yup, 100% agree with you , now i having 2nd thoughts about banking with UOB , even with their so high lucky prosperity 3.88% promo till this 31sst.

Am i a bad customer if i dun buy bonds from my RM?

My ocbc RM has been cold to me, ignoring my whatsap bcoz i just keep FD and not buying bonds from her?

Can i complain to BNM for this unprofessional ethic?

Close your ocbc account and move to other bank

Hi guy,

Is it a smart investment to place a foreign FD with Bank of China for RMB?

Minimum amount is RMB5,000 (RM2,961) for 1 month tenure and RMB 1000 (RM592) for more than 2 months tenure.

6 months - 8 months (2.30% pa)
9 months - 11 months (2.55% pa)
12 months (2.85% p.a)

might as well keep our money under the pillows, just saying..

In Malaysia, there are two types of Fixed Deposits, namely FD's (in Ringgit terms) and Foreign Currency Fixed Deposits (FCFDs).

The forummers above are discussing on FCFDs and their rates INSIDE MALAYSIA. They have foreign currency holdings, and Msian banks today offer accounts in foreign currencies too, unlike 20 years ago when we need to open an account in Australia just so that we can put our Aussie Dollars in a Fixed Deposit.

And,... I'd like to point out too,.. the USD Foreign Currency Fixed Deposit interest rates offered by Msian banks are better than what they offer in SG. 

The forummers are not discussing on Fixed Deposits or Term Deposits being offered outside of Malaysia.

Hence,... with respect, I believe the discussion points are relevant and are in accordance with the strict definition of this thread title.

placed affin for 3.7 (13mths & above). at first bank wants earmarked 20% but i insist dont want. got approved.

I went Johor branch at Molek. Yes no CASA all into FD. BTW one hour plus is opening account, doesn't include waiting time for your turn. If your documents not in full or money not able to explain clearly, I think will take more than 1 hour...

So fast....? Normally won't be so fast reach the fund size limit.

I still waiting until end of the month to deposit.... 

Hello,
What percentage of your net worth are you guys currently holding in FDs?

Mine is currently 25% and I’m wondering if it’s too much.

Hmm, should I do 6 or 12 months? 

I tried AmBank online yesterday. First with 15k and was successful. Subsequently with another 13k but this round not able. I believe it is required to have balance of 10k in CASA.

Hi all, some question, izit worth investing in foreign currency fixed deposit (FC-FD) in Malaysia?
Currently, i see RM depreciate compare to usd and rmb.
If we invest in FC-FD, then can gain interest plus currency gain. Izit true?

Ya, I was also trying to login, server problem. Wanted to place the eFD 3.5%.

YUP, that is why PH govt immediately goto Japan to raise money (bond with low interest) to pay off existing debts with high-interest commitment .

Can't really say banks FD promo are shit now as banks waived interest on hire purchase and mortgage loan for 6 months.
Meaning banks don't get interest from loan but still need to pay interest to FD.

just email a copy to the officer. not difficult.