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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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LoTek
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Nov 30 2022, 10:28 PM
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QUOTE(contestchris @ Nov 30 2022, 09:24 PM) This is the correct process, but according to the CS, they cannot manually do it as they have "a lot of system issues" yesterday. I won't be surprised hundreds/thousands would've been affected. I'm considering reporting to BNM. They shouldn't be allowed to do FD promotions unless they can support whatever happens. Yup we should, I reported to bnm already. Not looking for punishment or compensation, just improvement.
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LoTek
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Feb 24 2023, 05:12 PM
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RM0.00 CIMB: Get special eFD rate of 4.20% p.a. for 12 months via CIMB Clicks from now until 14 Mar 2023. Info at website & search #efdfria. T&Cs apply.
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LoTek
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Jun 1 2023, 01:20 PM
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QUOTE(HolyCooler @ Jun 1 2023, 11:44 AM) Btw, Maybank finally upgraded their FD system. Previously you will never know if they have special promotion or not when you try to place FD thru maybank2u, but now if they have FD promotion, you will be able to see and select from the drop down box before you choose how many months to place the FD. Iirc maybank had some system glitch some time ago that lost efd and money was floating around FPX for couple of days before being refunded. Am not going to bother risking that again 😕
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LoTek
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Jul 4 2023, 05:15 PM
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QUOTE(Micky78 @ Jul 4 2023, 04:01 PM) what i worry and sad the most is when OPR increased... bank loan interest increase but FD remain the same.. noted my loan statement.. every mth extra few hundred is interest portion... I feel you, this is the time where flexi loan accounts really shine.
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LoTek
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Jul 5 2023, 09:16 AM
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QUOTE(AVFAN @ Jul 4 2023, 08:19 PM) It's always the bigger pic Vs need to get votes. I can't read the politics too well at this time. But I still think rate hike is likely. Unless politicians override BNM. Imo it's damned if you do damned if you don't scenario. Both will increase cost of living. Rise directly affects net borrowers, which is the large part of the voter base who will certainly blame gov. No rise: import inflation anyway from forex (just look at the cost of foreign fruits for example, have not tried to eat any berries family since last year 😂, and so much of our food and other goods are imported).
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LoTek
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Jul 27 2023, 09:39 AM
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QUOTE(gamenoob @ Jul 27 2023, 09:10 AM) Job Islamic FD 12m 3.9%  What's Job?
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LoTek
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May 13 2024, 04:14 PM
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QUOTE(Vickyle @ May 13 2024, 03:59 PM) Also received it just now. Must be nobody want to place fund, lol. How is anyone gonna trust the bank if the TnC states won't inform people when reach max? Somemore, how are you gonna prove your account is eligible when you're not credited with the interest? yup rather take a lower rate with no risk. savings/fd are supposed to be sleep well at night not wonder if you qualified for the promo lol.
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LoTek
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May 21 2024, 09:34 AM
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QUOTE(Afterburner1.0 @ May 21 2024, 08:48 AM) I got offered min 300K for 3.9% for 12 mths at BI (kelana jaya)..... LOL i told them MBSB 4% for 12 mths..... and they have the balls to counter at 3.9%??!!!! Any BI marketing ppl here? R u sure this is how u retain ur FD customers?????? u need to counter with a better offer not just offer lower n hope ppl to stick with u.......wake up! Why are you so triggered and entitled? Just walk away if you don't like the offer.
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