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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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dannyw
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Sep 4 2023, 08:08 AM
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QUOTE(starry-starry @ Sep 2 2023, 09:36 PM) Yes, own bank account from third party bank account. But the error message appears even before I get to select which bank for transfer... The error message appeared once I entered the promo code BEST10 and couldn't proceed anymore... So in the end I chose another FD promo instead...  Promo end. 1st Aug to 31 Aug 2023 https://www.ambank.com.my/eng/promotions-pa...-Promo-AmOnline
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dannyw
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Sep 11 2023, 04:56 PM
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HLB eFD promo drop again! https://www.hlb.com.my/en/personal-banking/...otion-2023.html3 months - 3.65% p.a. 6 months - 3.75% p.a. 12 months - 3.90% p.a. Min 1k, 11 SEPTEMBER 2023-30 SEPTEMBER 2023
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dannyw
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Oct 1 2023, 09:07 AM
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HLB eFD 01 October 2023-31 October 2023 3 months - 3.60% p.a. 6 months - 3.85% p.a. 12 months - 3.85% p.a. https://www.hlb.com.my/en/personal-banking/...-promo-eFD-2909
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dannyw
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Nov 9 2023, 08:24 AM
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Maybank e-Islamic Fixed Deposit-i promo extended until 30 November 2023. 6 months - 3.85% 3 months - 3.60% https://www.maybank2u.com.my/maybank2u/mala.../efd-promo.page? This post has been edited by dannyw: Nov 9 2023, 08:25 AM
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dannyw
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Nov 14 2023, 01:47 PM
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QUOTE(eddie2020 @ Nov 13 2023, 11:15 PM) maybe try again tomorrow... so lousy, online also need follow office hour.. haha... No need to wait until tomorrow. As others mentioned, system not stable. You just have to keep trying in another time will do. Recently always like that. Morning try cannot, another hour can, try again later, system unavailable again.
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dannyw
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Nov 23 2023, 04:23 PM
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QUOTE(ericlaiys @ Nov 23 2023, 02:41 PM) 3 month - 3.88% [hlb] 6 month - 3.9% just placed fd https://www.hlb.com.my/en/personal-banking/...-promo-EFD-1123Good, finally increase. Else I keep move to MBB due to HLB lower rate.
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dannyw
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Nov 23 2023, 04:42 PM
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QUOTE(CommodoreAmiga @ Nov 23 2023, 04:30 PM) MBB system jalat one wor. Lots of problems. Don't want to risk putting there. Can easily get same rates or better everywhere else. Not only jialat for keep playing hide & seek only. I record in my Excel calculation, HLB interest get exactly as my formula, MBB always lower than RM0.26 ~ RM0.35, and latest different by RM0.37 (not consistent, even I place at the same month) .
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dannyw
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Nov 24 2023, 08:50 AM
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QUOTE(Ayambetul @ Nov 24 2023, 08:33 AM) How the calculation exactly? By day instead of month? I also noticed it has slight difference when i deposit different day within a month eventhough same interest rate Yes, by day. Interest rate x number of days / 365. So far HLB is the best, even one of my last TIA profit mature is lower than actual rate, few days later they credit back the different. Not like MBB, the interest keep dropping for the same rate same month. (I based on the Selling price on the certificate, but I doubt it will give higher than the stated price).
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dannyw
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Feb 8 2024, 07:36 AM
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QUOTE(aeiou228 @ Feb 7 2024, 11:57 PM) Instant 100k, IBG also 100k.  May I know is what account type? Priority Banking? My both also indicate max is 50k only.
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dannyw
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Feb 23 2024, 12:04 PM
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QUOTE(Nom-el @ Feb 23 2024, 11:42 AM) I have recently placed an islamic e-FD through Maybank2u. I wanted to perform a premature withdrawal. However, I was unable to withdraw immediately. Instead, I need to provide 31 days notice. Is this something new or it had been in effect for quite some time? Does it apply to conventional e-FD too? Long time no place e-FD with Maybank. You should able to withdraw immediately (not the same placing day), just no interest to be paid only. That provide notice 31 notice is for '50% of the contracted interest rate' but I never try this.
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dannyw
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Feb 26 2024, 08:34 AM
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QUOTE(Teutonic Knight @ Feb 25 2024, 09:26 PM) Hi Sifus, may I know what is the latest offer for MBB rate? My FD Islamic is maturing in 5 March. I only have HLb, cimb and mbb account. Appreciate for your input and sharing in advance. eFD? https://www.maybank2u.com.my/maybank2u/mala...kxoCeJ4QAvD_BwESame rate as HLB at the moment.
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dannyw
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Mar 1 2024, 01:15 PM
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QUOTE(poweredbydiscuz @ Mar 1 2024, 12:18 PM) How about the other way round i.e. placing FD in other bank via FPX from MBB? Any issue so far? So far working well. I just place at HLB, FPX from MBB.
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dannyw
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Mar 18 2024, 11:50 AM
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QUOTE(Yamy @ Mar 18 2024, 11:07 AM) Any insights or experiences on this HL TIA investment to share? May need some inputs from you guys bwfore run into this type of investment. So far so good. Always get the interest as stated.
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dannyw
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Mar 29 2024, 08:08 AM
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MBB eFD promotion, 19 March - 19 April 2024, min RM1k 6 months - 3.70% p.a. 3 months - 3.55% p.a. https://www.maybank2u.com.my/maybank2u/mala.../efd-promo.page?
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dannyw
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May 10 2024, 10:21 AM
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QUOTE(ikanbilis @ May 10 2024, 10:02 AM) Looks like they target inactive users. For active/frequent users HLB treat like dirt. Guess i have let my HLB account dormant for a while and use my other 2 bank accounts. ya, maybe that's the criteria. I also not receive the invitation and i just place FD there yesterday.
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dannyw
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May 23 2024, 03:09 PM
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QUOTE(HolyCooler @ May 20 2024, 12:28 PM) Maybank transfer from other banks promotion : 1. 3.55% for 3 months 2. 3.7% for 9 months QUOTE(BenChiew @ May 23 2024, 02:49 PM) Is there any promotional rate for Maybank presently? As above
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dannyw
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May 25 2024, 07:32 PM
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QUOTE(BenChiew @ May 24 2024, 06:32 PM) Lol. Maybank’s FPX is not working. As usual this MBB system is not consistent. Not sure what they are doing, so many times experience still the same. Have to keep try at different timing, then only can get it.
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dannyw
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Jun 6 2024, 09:05 AM
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QUOTE(akhito @ Jun 5 2024, 09:15 PM) Well I kena again second time ald. Hand itchy use spare fund try again now need open second report. Lol what bug is their system 100% duit hilang out of 2 try. means randomly? you place successful before? I thought is due to some account problem, then FPX having error.
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dannyw
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Jun 20 2024, 10:06 PM
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QUOTE(Giant @ Jun 20 2024, 08:13 PM) Maybank EFD-I 3.7% is no longer available ? There are no option to place from another bank now. QUOTE(Ayambetul @ Jun 20 2024, 09:02 PM) I also wonder....tried today no more.... Fyi, today morning when i try at 8am plus option transfer from other bank is there, but no promo option, the rate drop to normal 2.+%. After that try at 9am+ still the same, i thought no more. At last 10am + the option is back. Not sure now is reach the limit or not? But their system is really inconsistent.
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dannyw
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Jul 13 2024, 10:43 PM
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QUOTE(BWassup @ Jul 13 2024, 11:59 AM) Is it confirmed nothing this year? I got a notification earlier saying to wait for further details on 8 July. Nothing in the app or website since 8th, as far as I am aware. Ya, kind of disappointed with them this year. Nothing special even on the exact day. Previous FD promo end on 7, i thought will have some special rate come after. End up, everything same.
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