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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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siawyent
post Aug 22 2019, 10:06 AM

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QUOTE(Wong Kit yew @ Aug 21 2019, 12:50 PM)
Does Bank rakyat gives FD cert on the day or after cheque clearing? Anyone place this FD before? needs to open CASA?

This post has been edited by siawyent: Aug 22 2019, 10:12 AM
siawyent
post Aug 22 2019, 10:48 AM

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QUOTE(Wong Kit yew @ Aug 22 2019, 10:43 AM)
They give the FD  cert on the day and no need to wait for cheque clearance. I think you need to have savings account if you want monthly interest.
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thanks sifu thumbsup.gif
siawyent
post Apr 3 2020, 07:05 PM

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QUOTE(voonmingloo @ Apr 3 2020, 07:04 PM)
my mbsb fd 5.5% matured around near this month end. Heard certain branch close due to MCO.
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wow 5.5% when did u place?
siawyent
post Apr 3 2020, 07:15 PM

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QUOTE(voonmingloo @ Apr 3 2020, 07:12 PM)
almost 6 months ago
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6 months ago got so high?
siawyent
post Apr 7 2020, 12:20 PM

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QUOTE(LoTek @ Apr 7 2020, 12:07 PM)
5k if you are signature customer
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what do u mean? need to lock 5k in CASA for signature customer? didn't say in tnc.
siawyent
post Apr 30 2020, 04:39 PM

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QUOTE(steadypong @ Apr 30 2020, 04:33 PM)
Just on phone. I told them FD matured today, they give me 3.50% immediately.
But you need to write a simple email to instruct them to renew your FD.
Then later they will send the scanned new FD cert to you via email, very convenient.
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So during MCO no need to go branch to do renewal? just email and after MCO go to collect new cert?
siawyent
post May 17 2020, 01:15 PM

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QUOTE(cwkhor @ May 17 2020, 12:48 PM)
Alliance is giving 3.15% for 3-month e-FD, have to get the promo code in secure message, before placement.
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where to get the secure message?
siawyent
post May 18 2020, 08:46 AM

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QUOTE(cwkhor @ May 18 2020, 08:42 AM)
secured message is at top right corner after login. you need to be its mobile APP user. so, make sure you register for its mobile APP first.
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Oic, I haven't registered the mobile app yet. when they first launch the mobile app, i tried to install but need sms verification and other things, so fussy then I stop to register.

After register mobile app will receive the secure message immediately?

This post has been edited by siawyent: May 18 2020, 08:48 AM
siawyent
post May 19 2020, 11:29 PM

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QUOTE(cclim2011 @ May 19 2020, 10:25 PM)
erm not too sure if later after 6m or 12m they didnt want to give the extra 1%? i didnt read the term and condition when placing the fd.
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QUOTE(Human Nature @ May 19 2020, 11:02 PM)
Dont worry, nothing about that  biggrin.gif
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I thought the 3.5% Ambank offer has expired? still have?
siawyent
post Jul 3 2020, 07:33 PM

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QUOTE(bbgoat @ Jul 3 2020, 06:32 PM)
In MBSB today to renew the matured FD. Was told 12 mth 3% but interest at maturity. Then 13 mth 3% with monthly interest. Took up the 13 mth one.

The previous FD with eff rate of 4.25% with CASA logged was not released automatically. They have to do it in their system manually. Did not see the release online until I went to MBSB. Have to ask them as renewed FD include the matured interest from the SA.

Asked about how long is the promo. Told until 6/7. I guess everyone waiting for BNM announcement next week on OPR.

Today was smooth. Unlike Tuesday, today got everything done within 23 minutes.
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3.0% is after negotiation or promo rate (no need approval)?

This post has been edited by siawyent: Jul 3 2020, 08:01 PM
siawyent
post Jul 3 2020, 08:02 PM

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QUOTE(Human Nature @ Jul 3 2020, 07:42 PM)
Which part says 3.3%?  hmm.gif
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Sorry, typo error, should be 3.0% sweat.gif
siawyent
post Jul 3 2020, 08:11 PM

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QUOTE(Human Nature @ Jul 3 2020, 08:03 PM)
haha nowadays, that high rate is sensitive biggrin.gif
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lol, 3.3% maybe in my dream too often that I just type it out naturally! rclxub.gif
siawyent
post Sep 21 2020, 12:43 PM

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QUOTE(bbgoat @ Sep 21 2020, 11:50 AM)
MBSB 11 mth FD promo ended last Thursday.

New promo
MBSB 2.4% 12 mth 

2.45% 15 mth, can get mthly interest
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This promo is open to all or need to negotiate for big amount?
siawyent
post Sep 21 2020, 12:47 PM

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QUOTE(bbgoat @ Sep 21 2020, 12:47 PM)
Did not nego, just asked through WhatsApp. U can try to nego.
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thanks for the info. thumbsup.gif
siawyent
post Sep 24 2020, 09:34 AM

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QUOTE(joeyine @ Sep 23 2020, 10:49 PM)
Just sharing PBB Fixed Deposit rate

Normal FD
2.08%(3M)
2.28%(8M)

Golden 50 plus
(age > 50 year old)

2.10% (3M)
2.20% (6M)
2.30%(9M)

Red Carpet Banking
2.13% (3M)
2.33% (8M)

Or

New Red Carpet Banking Customer
2.65% (6M)
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How to become the New Red Carpet Banking customer?
siawyent
post Sep 24 2020, 09:41 AM

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QUOTE(GrumpyNooby @ Sep 24 2020, 09:39 AM)
Thanks for the info. thumbsup.gif
siawyent
post Oct 5 2020, 04:05 PM

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QUOTE(??!! @ Oct 5 2020, 11:43 AM)
Try MBSB
3 mths.. minimum 50k
80% fd at 2.97%
20% in Primewin savings acct...at 0.1%
Effectively 2.476%

You may want call them first. Not sure if this need prior approval from HO 1st
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Effective should be 2.396%?
siawyent
post Mar 8 2021, 10:58 AM

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Stupid Mbsb system down. Cannot uplift fd or do any transaction. and cannot promise how long it is able to transfer out the fund!! and this has been since last Wednesday.

Really wonder can a bank stop operation for few days?? mad.gif

This post has been edited by siawyent: Mar 8 2021, 11:10 AM
siawyent
post Mar 15 2021, 01:59 PM

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QUOTE(cybpsych @ Mar 15 2021, 01:52 PM)
not sure if they fully recovered or not.

i just called them up before i drop by their branch, with $$  laugh.gif
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No, today my fd withdrawal also cannot be done. Their internet banking also cannot transfer out money. have to pre-signed the documents to Rentas out, but don't know when can execute.

Really disappointed with a bank that can system down for weeks!! bangwall.gif
siawyent
post Mar 15 2021, 02:06 PM

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QUOTE(cybpsych @ Mar 15 2021, 02:00 PM)
can mbsb issue banker's cheque instead?

standing instruction for Rentas also no point if they cannot initiate the transfer. hmm.gif
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Didn't ask. but the cs said they cannot do any transaction at branch. have to send all docs' photo to hq and hq to process.

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