Affin - Invikta customer
No promotion leaflet but was told verbally

4.15% pa for 12 months FD (OTC)

4.06% pa for 6 months CASA promo. Meaning money put in CASA and locked-in for 6 months. Works like FD. Maybe for the bank to improve it's CASA to FD ratio

I believe the branch gave you the FD promo rate for mass market; i.e. normal banking. The 4.15% is for Invikta customers

Not goodbye... In fact, MYR has been strengthening to about 4.70 now from a high of 4.78 earlier this week. MYR is expected to keep strengthening

Well, one can always transfer the money out. No one stopping that. Yes, the difference in both US and MYR rate might affects the currency rate but it is not the only factor. Latest news that US will cut rates this year and the gap will be reduced.

Government didn't increase the OPR just to "protect" the MYR currency. I am sure they also consider the other group of the Rakyat, where increase in OPR will cause their bank borrowing like loan to increase.

Yes, some of us would like to see the FD rates increase.

There is always two sides to a coin. is more of a balancing act for the Government

Anyway, an update on BI FD-I for 6 months at 4.15% pa

Placed on Wednesday with a cheque. Placement effective date is 6 March but can only collect the certificate on this coming Monday. Nevertheless, it is updated in the Internet banking also immediately. Very fast service, all in all, less than 20 minutes.

Got 3 diaries as gift 😂

Bank officer said promo still valid but subject to quota being reach, which might be soon.

With the OPR remain yesterday, not sure whether there is any changes to the promo.

Seems to be lower slightly, maybe 5 to 10 basis points

Yes, can use personal cheque. The effective date is the date of you placed the FD, assuming cheque is current date. However, you can only collect the FD cert 3 working days later.

At Bank Islam. Bank officer says the promotion still ada at 4.15% pa for 6 months till end April or quota met or revised by BI with a day or two notice

Affin Invikta

Effective Monday, 8 April 2024

12 months - 3.7% pa
10 mths 3.8% pa

UOB



This post has been edited by babysotong: Apr 6 2024, 06:52 PM

Affin bank

Should be banking hours

Another case of FD went missing

https://www.thestar.com.my/news/nation/2024...ferent-accounts

Affin Bank




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Bank Islam

TDT - 12 months at 4%
Till 31/12/2024 or quota finish, whichever is earlier

With all the issue with FPX into MBB for FD placement shared, why want to try in the first place? Should have avoid the MBB FD FOX like a plague

Affin bank


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Affin Bank

As per table

Fresh fund, can get 3.8% pa for 12 months placement

This post has been edited by babysotong: Apr 2 2025, 01:33 PM


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Bank Islam

Got the info from their website

5 months - 3.65% pa
9 months - 3.75% pa
12 months - 3.85% pa

This post has been edited by babysotong: Apr 6 2025, 11:28 PM


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Bank Islam - term deposit

11 April to 31 May 2025

6 months @ 3.90% pa
9 months @3.95% pa
12 months @ 4.00% pa


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Affin Bank May FD promo




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