Congrats... West Malaysia will get it by this week..East Malaysia by next week...

Try to guess what is the colour....?


Thank you Sammy and Slamat Hari Raya....LOL...

If you serious, I'm OK... but got 3 potential buyers edy... gimme 24 hours to confirm whether we can swap or not... Please PM me in case I forgot tomorrow...

No need... I just use str8 away... mine is Debit card yaaa....

Dunno about that... May be I have used my RHB Devit card via PayWave before (considered "activated"...?)...

Yes. That's how I did too... verification is thru TAC code...

If I were to use the phone, I'd rather str8 goto Sammy SC to buy the Protection Plus package. Over there, they can get the 1-year warranty register on-the-spot...




This post has been edited by azhar75: Jun 1 2017, 10:23 PM

Don't forget to pay using SPay for further chance to win more goodies...LOL...

It would be better if you can talk nicely to the cashier to do split SPay transaction(s)...

You need to fill up a form stating your name, address, email and mobile number to confirm that you have won the contest. Sample below:

Successfully sold to lady owner from PJ.... Easy money...LOL...

That terminal is using MST. Almost all MST transactions will need to be signed.

All NFC transactions no need signature/PIN entry.

The success rate to use SPay is 100% depending on the CASHIER operating the terminal(s).



During the initial/beta testing stage, my success rate was about 1 out of 10 attempts simply because the CASHIER reluctant or never know how to operate "card-less" transactions. Now, the stat slightly better at 7 out of 10 attempts. The 3 unsuccessful are due to CASHIER again; despite I educate them on the spot...

Wait till Apple Pay arrives​ here and the success rate will be 10 out of 10 attempts simply because the CASHIER* are also using iPhone(s)...LOL...

Apple removes 3.5mm headphone jack, everyone follows like a sheep...LOL...

Note:
* = 7 out of 10 CASHIERs in Malaysia (based on my "verbal" survey...)

The RM250 limit is set by Bank Negara Malaysia (as safety precautions....). However, we can always "reset" this RM250 limit by swiping the same PHYSICAL credit card (using 6-digit PIN) to other/same terminal to reset the SPay limit back to zero... it's like split-payment...

Eg:
Total amount to pay = RM1,200

1st = SPay = RM250
2nd = Physical card = RM10
3rd = SPay = RM250
4th = Physical card = RM190
5th = SPay = RM250
6th = Physical card = RM250...

All done on the same terminal within minutes...

Alternatively, you can also use SPay for the Zero-Interest credit card payment anytime.... just select 6-month, 12-month, 24-month, etc. Zero-Interest options offered by the banks....

This post has been edited by azhar75: Jun 10 2017, 02:46 PM

LRT/MRT/Monorail... ATM... online shopping.... yet to come...

Right after the Beta testing period, Sammy send an email to Survey the future of SPay (in Malaysia...?).

In the survey questions, transit, ATM and online shopping were considered as part of SPay expansion (in Malaysia...?).

Another feature is to transfer credit/cash to another SPay account/owner...(something like Venmo/SquareCash/PayPal)

Will be (before Xmas...?)


But Apple has to go thru Bank Negara Malaysia for any cashless implementation... which just safe to say "not going to happen..."

This post has been edited by azhar75: Jun 21 2017, 11:58 PM

Let's multiply by 3... So, 9 years later, we can do this:


But by that time, hi-tech world may have moved to bio-security system which let us pay thru fingerprint scanner or iris scanner in order to curb terrorism or bombing in public transport/central...or even entering a concert hall...

This post has been edited by azhar75: Jun 22 2017, 12:20 AM

As long as there is "personal interest", things will move in split seconds...

We just need to track WHO is the CASHIER at the terminal(s)... it's the CASHIER that creates the problem... not the terminal(s)....

Then it's time we all update our contact address book coz the SPay hotline number has been updated below: