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Samsung Samsung pay beta launched!

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Theoutspokenguy
post Dec 29 2017, 08:13 PM

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QUOTE(fouzhi @ Dec 29 2017, 06:12 PM)
Bro...what Samsung want to achieve is to sell a lot of their phones to make more money from it by transactions count instead of amount of spending. You know what, once you repeatedly make payment at the same cashier counter by using Samsung Pay some more single item and probably less than RM1 worth of item, the cashier will start to annoy and said what the heck is this guy doing, that's the purpose of this rewards system though  biggrin.gif
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They don't profit by abuse transactions because the abuser will redeem all the top gifts before legit spay owner because now they also limit the prizes.

Imagine an abuser with 3 Samsung phones with 3 Samsung account with 3 debit cards . He can get 7k points if he owns a credit card machine or he know someone that have he a credit card machine can redeem 3 top prizes before anyone on the 1st day itself.

The legit ones will get annoyed and tell their friends can't get prize even enough points like I am telling my friends.

I tried once at guardian for an item cost rm5. She even dare to ask me? Don't have cash?

This post has been edited by Theoutspokenguy: Dec 29 2017, 08:14 PM
Theoutspokenguy
post Dec 29 2017, 11:33 PM

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QUOTE(fouzhi @ Dec 29 2017, 11:16 PM)
At the end of the day the abuser may show off to their friends and family how he did that  drool.gif Samsung still the winner though
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Samsung is not the winner because honestly as a legit user I feel Samsung pay is troublesome because many places are skeptic about you paying with your phone or still not fully supported.
If samsung pay not able to make it accept widely Android pay and apple pay might topple samsung pay.

All the prizes Samsung offer needs to come from somewhere.and all cost money.

This post has been edited by Theoutspokenguy: Dec 30 2017, 04:06 AM
Theoutspokenguy
post Dec 30 2017, 04:08 AM

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QUOTE(singgung @ Dec 30 2017, 02:17 AM)
Is there really that many people abusing the system with their own terminal to redeem the prize? I saw a few members here able to redeem the prizes with legit or normal ways. The only downside I think Samsung might have with limited numbers of top tier redeemable prizes is if people really use SPay just to redeem,  but unable to, then they just stop using it altogether.

As for skeptical merchants, I usually ask for pay wave instead of Samsung pay. Some of them will wait for me to take out my card but I rarely face difficulties when I say I'm using my watch instead. They usually just go along and try.
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Exactly like the December redemption most of those people already the 7k points on the 1st day.
Theoutspokenguy
post Dec 30 2017, 09:09 AM

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QUOTE(dr2k3 @ Dec 30 2017, 08:48 AM)
it's not that hard to achieve, if especially that person already started using it since the beta, Samsung Pay already on going for more than 7 month?

do you think it's not possible to gain 1k point per month since the start of SPay??

"early bird gets the worm"

abuse using the credit card terminal is low to very low....

pay legit stuff via split multiple time, that is being creative, not abusing, even that is not very viable, you need to wait 5 minutes in between each transaction to earn point, do you think cashier is going to entertain that?

i use SPay for convenience and security, not really just for the prize, the prize is just a bonus, if i get it, i get it, if not, maybe next time.

the problem you mention is merchant and or stubborn cashier, nothing to do with Spay not able to perform it's function.
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I have not say it's not possible. I get 2k points a month without problem but the effort and time to hit it is hard and hassle like after queue 10minutes and some error appears after retried so do you pay with cash or return the item and try else where?

Last Saturday go to mcd. Wanna get latte see the queue so long. So since there a ice cream corner I ordered sundae cone after payment the spay come out error say connection error. So do I reject the ice cream or pay with cash?

Some people uses spay for item rm1 to rm3 then keep repeat it daily.

Samsung pay started 7 months ago but rewards just started Oct and previous target for reward it's very easy 5 transactions you can redeem powerbank.

It have all got to do with spay if merchant or cashier is stubborn that means Samsung did not do a good job in working with the banks to educate the cashiers. I Test spay alot and some merchant end up arguing with you even you explained and some terminal fail even they let you try.

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This post has been edited by Theoutspokenguy: Dec 30 2017, 09:19 AM
Theoutspokenguy
post Dec 30 2017, 09:27 AM

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QUOTE(dr2k3 @ Dec 30 2017, 09:24 AM)
it's more error prone if it is a dual type credit card terminal, accept both MST and NFC(McD....etc), thats what i experience also. try dun SPay too close to MST if you plan to use NFC only or vice versa.

i dont get error if it is a dedicated NFC terminal, or very old terminal that only have Swipe slot.

connection error...that has to do with their connection

as for the point, it doesn't disappear after the campaign, you still can use it to redeem the normal stuff, or keep it for maybe next campaign.
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Once I hit 7k I will stop spay. I will wait redeem only.
Theoutspokenguy
post Dec 30 2017, 09:47 AM

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QUOTE(dr2k3 @ Dec 30 2017, 09:32 AM)
i would say continue using it normally after 7k, as they going to increase the point requirement, it's not going to be same in the event next campaign have similar prize.
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I do agree who knows there could be a bigger prize.

Let me tell you another way how abuser jack up the point and get 2 redemption.

They redeem first for icon X then they follow the slow ones to redeem the s3 the next time.
Theoutspokenguy
post Dec 31 2017, 03:21 PM

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Finally hit December goal.

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Theoutspokenguy
post Jan 2 2018, 02:07 PM

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Just get invalid from my regular place o pay with spay
Theoutspokenguy
post Jan 2 2018, 05:41 PM

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QUOTE(hjhanzi @ Jan 2 2018, 04:35 PM)
I also get "invalid card" this noon when trying to use Spay at Petronas (MST). Tried a few times but kept failed. This is the first time after I have been using Spay for so many months. May I know where you face this problem?
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Previously failed at BHP ,macdonald on that day. Tried next day no issue.

Today 5 transactions but last 1 at hardware store mst failed he let me tried 3 times. Restart phone also cannot.
Theoutspokenguy
post Jan 2 2018, 07:05 PM

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QUOTE(efisherman @ Jan 2 2018, 06:48 PM)
This is because restaurant don't want to absorb the MDR (merchant discount rate) fee. Actually each swiped transaction using card, they have to pay 1.5 - 2.0% back to the bank & Visa/Master company. Meaning they only earn the 98%. If the restaurant didn't declare the minimum spending, imagine how many 2.0% they need to pay (since <RM30 transaction is easy to archive)?  biggrin.gif
Anyway, I just made a RM3 transaction at LuLu hypermarket using Samsung pay, haha..
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Bnm don't have strict implementation to stop merchant charging the extra fee. Most of this shop already mark up their product then discount then not willing absorb the fee.
Theoutspokenguy
post Jan 2 2018, 11:58 PM

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QUOTE(tky1993 @ Jan 2 2018, 09:37 PM)
Gave up going to petronas... so hassle need to walk inside counter to pay...
somemore need to walk in 2nd time just to get the receipt... that defeat the whole purpose of using spay.
Not convenient at all. Now I only go caltex/bhp.
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Yes bhp the best. Caltex some station do not know what is spay.

The worse is shell. Shell station will argue with you.

This post has been edited by Theoutspokenguy: Jan 2 2018, 11:58 PM
Theoutspokenguy
post Jan 3 2018, 11:19 PM

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QUOTE(David83 @ Jan 3 2018, 07:58 PM)
Actually you need to put merchant copy into the dedicated slot yourself.
And reprint the customer copy by pressing the 1 or F1 button.

Due to Wave input got problem of integration into the Tesco cashier software, it's not able to capture the Wave transaction. You need the staff to manually press several keys to enable printing of the receipt/tax invoice.

This problem you won't encounter if you use cash or PIN input.
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Same thing happened at self counter at IKEA need reprint customer copy and slot merchant copy into a box.
Theoutspokenguy
post Jan 5 2018, 12:35 PM

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QUOTE(fouzhi @ Jan 5 2018, 11:00 AM)
Easy....reply didn't bring card and cash, don't want to buy anymore since can't accept....sorry ya  biggrin.gif what for get mad with them, just try to be thicked face to them.
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Actually this wasting your time not theirs. They get paid to be at the cashier.

What I do is goes to my regular merchants problem solve.

This my experience on the following places

Aeon big - failure rate 0%
IKEA - failure rate 0%
Giant - failure rate 0%
Guardian failure rate 0% but only staff attitude problem
bHP failure rate 0%
Shell failure rate 80%
Caltex 50%
Starbucks 0%
Cafebene failure rate 50%
Petronas failure rate 0%
Macdonald 5%
Coffee bean failure rate 0%
Speedmart 99 - failure rate 100% with minimum
My news - failure rate 0%

This post has been edited by Theoutspokenguy: Jan 5 2018, 01:11 PM
Theoutspokenguy
post Jan 5 2018, 03:03 PM

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QUOTE(fouzhi @ Jan 5 2018, 02:57 PM)
That's how you can come out with your list of failure rate, right! By try and error. When first day we signed up for this points system....do expect some time to be wasted already more or less only. Why should I spend the money without points if I can get it somewhere else.....
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Yes I agree but not to such extend fighting and showing attitude to them.

Once failed I will immediately avoid that merchant or shop.
Theoutspokenguy
post Jan 7 2018, 08:43 AM

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QUOTE(netnetpop @ Jan 6 2018, 07:33 PM)
dont know is my problem or what hmm.gif

everytimes got problem

just now went to MCD then use SPAY 1st try cannot, then ask try again

Mcd staff tell me "boleh cuba dua kali shj" rclxub.gif
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What is the fail message?
Theoutspokenguy
post Jan 7 2018, 11:36 AM

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QUOTE(netnetpop @ Jan 7 2018, 11:31 AM)
1st try

credit card machine show amount then screen change to maybank logo

2nd i ask  staff try again show amount

then Receiving .........Approval.......receipt print out
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Maybank logo could be terminal issue? Happened to many times if I pull away the phone too fast.

Sometimes it show card error or card invalid.

This post has been edited by Theoutspokenguy: Jan 7 2018, 11:37 AM
Theoutspokenguy
post Jan 7 2018, 07:09 PM

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QUOTE(singgung @ Jan 7 2018, 06:33 PM)
Usually when there's a queue, I limit myself to 2 tries only unless the cashier wants to try again. If there's no queue I ask for few more tries. There are quite a number of occasions where the cashier themselves who want to try until transaction successful. But usually after 2 tries, the cashiers will resort to "tak boleh. Ada card or cash?" Lol. But i never faced "boleh cuba 2 kali saja" though.
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if twice fail. I usually ask for the 3rd time
Theoutspokenguy
post Jan 8 2018, 12:20 PM

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Finally 7k ready for S3 redemption

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Theoutspokenguy
post Jan 8 2018, 01:03 PM

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QUOTE(silver69 @ Jan 8 2018, 12:36 PM)
My personal experience in McD using MBB debit card, you cant transact with MBB Debit Card on 0:00 to 1:00AM due to that time is when MBB doing reconciliation with the whole day batch of transaction. I had this problem that time i cant pay with Samsung Pay, nor the physical card itself, ended up I pay with cash...
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It happen to me all transaction failed next day no issue
Theoutspokenguy
post Jan 9 2018, 01:31 PM

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QUOTE(PJng @ Jan 9 2018, 01:19 PM)
I think some ppl confuse spay use with creditcard terminal
There think spay is mobile payment like alipay
And there is any reason some merchant need key full card number at POS?
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If there any issue like fraud or illegal issue they can trace to which receipt to which payment.

Card no only appear on cc terminal not on their pos system.

Newer system show card no on receipt too.

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