i gaji 1.8k b4 deduct kwsp,i kerja first month ,

start 5th september , gaji masuk rm14xx nett bank in

28th october masuk 1647nett in bank in

this bulan , this company go to penang office can claim , i go need rm40-50 but can claim rm96.80 per trip

earn one fold........

include claim i get rm19xx ,meaning rm1800 gross and add 280 ,

this month only above rm2000gross

meaning i use this 3 month i can apply credit card or not

i need to advance change both tyres,safety

sometime i need emergency use money ,that why need credit card

Wah....from 5K to 130K in 9 years. I also going to apply CIMB card on Monday. My first card was from Citibank (1996) and the credit limit was 5K. Stopped using Citibank a long time ago. Nowadays I have the Maybank 2 Cards Premier. Never owed them a cent as I settle it every month but they still won't raise my limit. Thought of changing to PBB next...or CIMB.

I use (not like) MBB cos I fly abouts quite oftenly and they do have join-ups with airlines in which I save a bundle on the airfares. I have the 2 Card Premier with a combined limit of X00K but that was because I had quite a few FDs with them. They didn't voluntarily increase my credit and I had to ask them before they did. PBB wants my biz so they are offering me the same limit but I find it quite a hassle trying to juggle 2 cc accounts and that is why I stuck with MBB. My CCRIS is like 0 0 0 0 0 0 0 0 0 0 0 0 and I settle all my bills every month but yet MBB is like shit. As if I owe them money and it is my privilege to bank with them and not the other way around. Another reason why I (so reluctantly) bank with them is because of their interest are way higher than the rest of the banks. Haiz.... Can't live without them, can't kill them either.