i gaji 1.8k b4 deduct kwsp,i kerja first month ,

start 5th september , gaji masuk rm14xx nett bank in

28th october masuk 1647nett in bank in

this bulan , this company go to penang office can claim , i go need rm40-50 but can claim rm96.80 per trip

earn one fold........

include claim i get rm19xx ,meaning rm1800 gross and add 280 ,

this month only above rm2000gross

meaning i use this 3 month i can apply credit card or not

i need to advance change both tyres,safety

sometime i need emergency use money ,that why need credit card

This post has been edited by DSEcomp: Nov 24 2016, 02:37 PM

i dont play much this , but i just start workingback , my car alot problems ,
i need about 6 month baru can stable

car 10 +1/2 year already

sometime emergency need to use only credit card

dont apply credit card.
upgrade, improve yourself first, then find a better job.

what bank , now all standardize must rm2k minimum

for starting try bsn al aiman.. gugel it!

not much privilege.. but it might become handy when in need..

try maybank ... should be okay , but credit limit maybe max 4k.

apply credit card with the bank where your salary credited into....might get higher chance to get approved..

those credit card everyday doing roadshow .. since u sure tak lepas ..
kasi apply and take the free gift saja ..
but nowadays they print kwsp .. gaji ciput they dont allow to apply also

MBB cannot lah. Both PBB and MBB very kedekut one. Their cardcentre which assesses risk is very conservative. Try CIMB or RHB. Max limit is 2K only provided your CCRIS and CTOS is clear. Yes, CTOS is not official but banks still use it.

rm1800 to live with credit card..i agree..its suicide..

i money called me after i key in my detail,

i say 1.8k , no 2k cannot she say, "tak dapat bantu......"

she offer me insurance straighgt away say dowan

If u so calculative until need to depend on claims then better avoid cc at all cost.

5 years ago when my basic was RM345 maybank offer me 5k credit limit. True story.

The Maybank of before and the Maybank now are not the same. Maybank and Public Banks both made a pile of money this year but they are still retrenching their staff. Outlook isn't too rosy. 5 years ago, the Government did not control the banking institutions. Nowadays there are laws governing who they can give credit to.

try to apply debit card.

Now a lot of debit card works almost like credit card.

Do you have 5k? try pledge FD

such as?

maybank debit card not bad one

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

all hlb , cimb , maybank issue atm card as debit card already by default unless u insist want atm card only.

so what makes u think i dont hv debit card

Try to discuss with the tyre shop and pay installment lah..