QUOTE(fruitie @ Feb 17 2017, 03:45 PM)
I just want to know the latest rate. Last month was 3.5% as what I have seen in GIA-i page on Maybank2U. It should have a new rate recently.
need to check on quick balance in m2u mobile appMaybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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Feb 17 2017, 04:43 PM
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#41
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Feb 17 2017, 06:25 PM
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#42
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Feb 22 2017, 09:54 PM
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#43
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Mar 16 2017, 02:10 PM
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#44
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Apr 3 2017, 04:52 PM
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#45
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QUOTE(dasecret @ Apr 3 2017, 04:47 PM) I've been using eGIA a bit since ppl started talking about its advantages. Back then the difference between eGIA and FSM CMF is about 0.2%; it's been on downtrend lately. At the moment CMF is earning 3.374%, if eGIA continues to fall then perhaps CMF would be higher jor But still eGIA rate and feature is enough for liquidity saving account |
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May 12 2017, 09:19 PM
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#46
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QUOTE(Nom-el @ May 12 2017, 04:24 PM) Bank Islam has a product very similar to Maybank GIA-i called Wafiyah Investment Account. The indicative rates p.a. are: - 1 Month - 3.50% 3 Months - 3.60% 6 Months - 3.70% More info: http://www.bankislam.com.my/home/personal-...oducts/wafiyah/ Anyone here with experience on this account? QUOTE(cappuccino vs latte @ May 12 2017, 09:04 PM) Its maturity is contracted to either 1, 3 or 6 months. In contrast, Maybank GIA-i is flexible to withdraw anytime online with profits. In the PDS Key T&C, there is such clause:""" Profit payment for premature redemption will apply the actual profit rate or the expected profit rate prorated based on the actual number of completed days, whichever is lower (if any). Note: The actual amount paid to the IAH will depend on the market value of the underlying asset of which the IAH’s investment is linked to at the point of the pre-mature redemption. Investors are advised to contact the Bank for consultation if they are considering pre-mature redemption. """ So might be similar to GIA, but then is this feature available in their online banking like m2u? |
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Jun 22 2017, 10:13 AM
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#47
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QUOTE(sendohz @ Jun 22 2017, 09:47 AM) then if you need to put there for more than a month, not liquid enough and interest not attractive by that standard, might as well go for other avenues like FD, amanah saham or bondsQUOTE(fruitie @ Jun 22 2017, 10:02 AM) no, it means withdrawal will make your interest from 2.85% to 0.25% |
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Jul 6 2017, 05:01 PM
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#48
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QUOTE(Nom-el @ Jul 6 2017, 04:55 PM) Good to know that. What if we withdraw / sell everything before the following month, the interest would be credited to the savings account then? From what I understand from CS, even if you withdraw all by EOM, you will still get the equivalent unit the next month into the fund, thereby withdraw from the fund as per usual (no minimum redemption amount and holding amount), but need to try out this month to verify |
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Jul 7 2017, 08:34 AM
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#49
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