QUOTE(monara @ Dec 6 2016, 07:53 AM)
Money Market FundMaybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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Dec 6 2016, 08:10 AM
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#21
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Dec 21 2016, 02:21 PM
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#22
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QUOTE(witchjaz @ Dec 21 2016, 02:19 PM) GIA-i is only possible in 2 methods (at least within my knowledge): i) you go to branch counter and place directly into GIA-i, just like FD. ii) you place in m2u where funds transfer from SA to GIA-i, just like FD. |
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Dec 23 2016, 04:00 PM
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#23
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QUOTE(jutamind @ Dec 23 2016, 03:45 PM) I'm looking at savings with GIA for the first time. I understand that we need to fill in the questionnaire for the first time investment. At the end of questionnaire, it was recommended that i open Mudarabah Investment Account. Once you passed the questionaire, most of the procedure will be same as eFDShould i click Continue? Once continued, will i see another bank account appearing in M2U or will it appear just like normal eFD? |
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Dec 23 2016, 05:49 PM
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#24
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QUOTE(nkhong @ Dec 23 2016, 03:09 PM) Hi Guys, I saw the gia stepup campaign rate is quite attractive so i made a placement with term 12months. Then i view my e cert, it said Profit rate: Rate as declared on maturity date. My question is i will only know my profit rate after 12 months? and The profit will be paid on per month or on maturity? Thanks. This is my first time make a placement to GIA. QUOTE(jrrsim @ Dec 23 2016, 04:19 PM) make sure credit to account for everything. i asked before as well.. this forum not always very helpful sadly. Sorry for not being helpful here I have never try before the campaign placement so I am not sure how But based on FD forum reply (this thread just opened recently, probably less dicussion on this), if you successfully placed it the campaign rate, you will be able to see the entitled step up rate. Anyone can confirm this? p/s : you might consider search back the previous FD thread to find the answer discussed there, if you found the answer, be sure to quote into this forun for future forummers reference if they have the samw question, thank you |
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Dec 30 2016, 10:13 AM
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#25
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Dec 30 2016, 02:08 PM
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#26
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Dec 30 2016, 02:15 PM
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#27
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Dec 30 2016, 07:55 PM
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#28
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QUOTE(vincabby @ Dec 30 2016, 02:23 PM) already how many pages still ppl don't get the whole idea of this fully. need a summary in the middle of thread for this. This 5k for 1 month min, 1k min 2 months and above, returns around 3.55% per annum. put in one day, take out, count interest as well. no penalty. there are options to credit to principal or account. read and choose wisely when you are depositing. QUOTE(TakoC @ Dec 30 2016, 07:52 PM) |
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Dec 30 2016, 09:48 PM
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#29
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Jan 1 2017, 06:01 PM
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#30
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QUOTE(1tanmee @ Jan 1 2017, 05:54 PM) 1 month is min 5k, 2 months above min 1k I think you ask quite a lot Did you read through the thread or the PHS to understand the product? I think the best way to answer your doubts is try to place 1k yourself for 1 day, put in 1k today, uplift tmr, you will get a clearer answer and experience than asking question here without trying |
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Jan 1 2017, 06:28 PM
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#31
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QUOTE(Nemozai @ Jan 1 2017, 06:03 PM) Been there before, after reading multiple introduction from lowyat ladt April, decided to take a try by placing minimum, and uplift, u will understand faster Actually I just sometime reply only, other active people keep them alive |
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Jan 4 2017, 10:53 PM
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#32
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QUOTE(justanovice @ Jan 4 2017, 10:41 PM) It's not really about banks going down, GIA is investment account which your capital is not guaranteed. That is why it is important for us to understand the product to decide whether it is suitable for your risk appetite and purpose Of course chances are low. But still it is important to understand the differences between FD and the risk that GIA carries, no matter how small. On personal opinion, if you dont need the money in short term, FD promo is still better. But for short term saving, this is not a bad choice |
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Jan 4 2017, 10:54 PM
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#33
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QUOTE(filage @ Jan 4 2017, 10:25 PM) Oh my goodness, confirm its 10.00 PM ONLY latest for GIA transactions. Previously saw someone mention 10.30. Was testing my luck (delaying due to stuff) and do it slightly past 10pm just now - already tutup. Hmmph.. The daily operation time for this is stated in their website You should take into consideration on that |
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Jan 5 2017, 11:31 AM
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#34
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QUOTE(Refuzed @ Jan 5 2017, 11:28 AM) Just placed a sum yesterday evening. as long as you did not uplift or havent pass a month, the interest is only viewable when you attempt to upliftSo if I'm correct, I would be able to see the "a day interest" gained by today? If so will it appear under my savings account transaction history or must check in the GIA-i account view? Thanks! |
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Jan 16 2017, 10:24 AM
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#35
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Jan 16 2017, 11:16 AM
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#36
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QUOTE(cklimm @ Jan 16 2017, 10:40 AM) I tried register with my GIA number for quick balance, but it keep saying doesnt match with ICDid i do anything wrong? EDIT: nvm, apparently you need to put in SA no instead This post has been edited by AIYH: Jan 16 2017, 11:23 AM |
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Jan 18 2017, 09:07 PM
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#37
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Jan 25 2017, 02:20 PM
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#38
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QUOTE(suadrif @ Jan 25 2017, 01:41 PM) why is not suitable for emergency usage? Because want you place the money into GIA, you can only uplift the next day onwardsdo u mean emergency is like instantaneously "ATM withdrawal" or within 24 hours (IBG transfer period) or within a month? Plus, GIA is only accessible between 6am to 10pm. If you need money after 10pm to before 6am (the wee hours), you cannot uplift your GIA for the money during this time |
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Feb 2 2017, 08:19 PM
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#39
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QUOTE(celaw @ Feb 2 2017, 08:09 PM) QUOTE(Ramjade @ Feb 2 2017, 08:13 PM) Guna la credit card. At night go sleep la. 17/1 to 14/2 using old rateNew rate. New rate will always be released on the 15th of the month. 15/2 to 17/2 using new rate |
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Feb 11 2017, 07:35 PM
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#40
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QUOTE(1tanmee @ Feb 11 2017, 07:27 PM) A valid concern, though. because the nature of most companies/organisations in Malaysia, they can implement changes without considering the clients. what term are you referring to?What if... maybank decided to enforce the term, and the customers are stuck with money that they couldn't uplift. It is still fine if can still uplift but kena penalty. but if at all cannot? The upliftment is just likfe efd, efd also operate from 6am to 10pm, no difference |
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