QUOTE(jacklsw86 @ Jan 26 2020, 12:28 AM)
nothing's wrong with that.there are better rates for FD instead.
use eGIA for short-term placement with flexible withdrawal, like <1mth
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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Jan 26 2020, 06:51 AM
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#161
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Jan 28 2020, 09:11 PM
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#162
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Jun 6 2021, 06:15 PM
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#163
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Sep 15 2021, 04:10 PM
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#164
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Sep 15 2021, 05:46 PM
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#165
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QUOTE(heavensea @ Sep 15 2021, 05:42 PM) it's in this sub-forumhttps://forum.lowyat.net/topic/5129545 |
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Oct 30 2021, 08:10 PM
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Nov 24 2021, 06:00 AM
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#167
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QUOTE(frontierzone @ Nov 23 2021, 10:25 PM) Is the rate of e-GIA currently only around 1.9 or 2%? yes General Investment Account-i | Maybank MalaysiaWhat happens if you prematurely uplift? Our interests are credited monthly so are they taking back your interests from your capital or savings or just let whatever interests given be as it is and returns you your capital? Actually also not quite sure if the rate is applied from Day 1 to Mature Date (lock to the rate you started with) or the rate applies monthly according to the fluctuations? I have a few e-GIA that I broken into 1k certs, have been letting it stay on auto-renewal for a few years now. I opt for the annual tenure around 12 or 13 months. Thinking of taking it all out and try dump it into ASNB since the rate is so poor. Should I continue or abort? My certs matures around Feb and Mar next year. My 1st time putting into e-GIA was because of the easy liquidity where you can just uplift on the fly and that the interests come in monthly. Should I still keep it? Because ASNB also is quite liquid it seems that you can now just withdraw online. since your tenor is 12/13 mths, once you premature uplift, the capital will be deducted from all your profits received before. iirc, rate fluctuate each month. |
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Nov 26 2021, 01:56 PM
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Jan 6 2022, 02:56 PM
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QUOTE(bbgoat @ Jan 6 2022, 11:02 AM) In MBB online account, unable to find link to GIAi ? Used to have link under "Apply" I think. yah, seems not thereTrying to put some short term fund into the 1 mth 1.0% with flexibility of withdrawal, still getting the daily 1.0% interest. QUOTE(filage @ Jan 6 2022, 01:39 PM) Currently convention eFD still have different tiers? Like only 5k can put for 1 month? https://www.maybank2u.com.my/maybank2u/mala..._account_i.page?And eGIA now is 1.0 interest while conventional is1.5 for 1 month? |
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Jan 9 2022, 04:47 PM
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QUOTE(elea88 @ Jan 9 2022, 11:56 AM) High Interest Savings Account (FD Rate with Flexible Withdrawal) | FRANKbyOCBC Malaysia |
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