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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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cybpsych
post Jan 26 2020, 06:51 AM

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QUOTE(jacklsw86 @ Jan 26 2020, 12:28 AM)
Maybank's eGIA rate is already RIP.
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nothing's wrong with that.

there are better rates for FD instead.

use eGIA for short-term placement with flexible withdrawal, like <1mth
cybpsych
post Jan 28 2020, 09:11 PM

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QUOTE(MNet @ Jan 28 2020, 03:09 PM)
Why I put 2 month tenure, then at 10th day I make full uplifting but there no interest granted?

I thought interest is prorated?
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u didnt read the PDS properly
cybpsych
post Jun 6 2021, 06:15 PM

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QUOTE(1tanmee @ Jun 6 2021, 04:23 PM)
anyone else having problem to do uplift today?
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try Classic M2U
cybpsych
post Sep 15 2021, 04:10 PM

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QUOTE(heavensea @ Sep 15 2021, 03:30 PM)
Any suggestions of alternative with better rate?
I'm using for 1 month, pro rated interest.
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can try Versa
cybpsych
post Sep 15 2021, 05:46 PM

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QUOTE(heavensea @ Sep 15 2021, 05:42 PM)
Thanks guys, any link or lyn thread to check it out?
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it's in this sub-forum

https://forum.lowyat.net/topic/5129545
cybpsych
post Oct 30 2021, 08:10 PM

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QUOTE(CP88 @ Oct 30 2021, 07:21 PM)
Hi cybpsych,

Noticed GiA nowadays require us the following: -

[attachmentid=11025083]

Do we need to open an Mudarabah Investment account to proceed? Thanks
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yep, should be yes
cybpsych
post Nov 24 2021, 06:00 AM

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QUOTE(frontierzone @ Nov 23 2021, 10:25 PM)
Is the rate of e-GIA currently only around 1.9 or 2%?

What happens if you prematurely uplift? Our interests are credited monthly so are they taking back your interests from your capital or savings or just let whatever interests given be as it is and returns you your capital?

Actually also not quite sure if the rate is applied from Day 1 to Mature Date (lock to the rate you started with) or the rate applies monthly according to the fluctuations?

I have a few e-GIA that I broken into 1k certs, have been letting it stay on auto-renewal for a few years now. I opt for the annual tenure around 12 or 13 months.
Thinking of taking it all out and try dump it into ASNB since the rate is so poor.

Should I continue or abort? My certs matures around Feb and Mar next year.

My 1st time putting into e-GIA was because of the easy liquidity where you can just uplift on the fly and that the interests come in monthly. Should I still keep it? Because ASNB also is quite liquid it seems that you can now just withdraw online.
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yes General Investment Account-i | Maybank Malaysia

since your tenor is 12/13 mths, once you premature uplift, the capital will be deducted from all your profits received before.

iirc, rate fluctuate each month.
cybpsych
post Nov 26 2021, 01:56 PM

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QUOTE(jacklsw86 @ Nov 26 2021, 01:51 PM)
I thought this scheme RIP already? HLB e-fd offer better rates even for 3 months tenure.
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not rip, just no more attractive laugh.gif
cybpsych
post Jan 6 2022, 02:56 PM

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QUOTE(bbgoat @ Jan 6 2022, 11:02 AM)
In MBB online account, unable to find link to GIAi ? Used to have link under "Apply" I think.

Trying to put some short term fund into the 1 mth 1.0% with flexibility of withdrawal, still getting the daily 1.0% interest.
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yah, seems not there

QUOTE(filage @ Jan 6 2022, 01:39 PM)
Currently convention eFD still have different tiers? Like only 5k can put for 1 month?

And eGIA now is 1.0 interest while conventional is1.5 for 1 month?
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https://www.maybank2u.com.my/maybank2u/mala..._account_i.page?
cybpsych
post Jan 9 2022, 04:47 PM

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QUOTE(elea88 @ Jan 9 2022, 11:56 AM)
alamak.. what is FRANK?
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High Interest Savings Account (FD Rate with Flexible Withdrawal) | FRANKbyOCBC Malaysia

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