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Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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cybpsych
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 Jul 17 2018, 09:59 AM
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QUOTE(55665566 @ Jul 17 2018, 09:13 AM) Does that means you put 45 days, then get 45 days of interest. But if you put 20 days, then you get 0 interest? aiyor, read properly la. payment of profit (if any) will be paid based on the number of daysfrom PDS: Customers may withdraw the Fund at any time and will receive the accrued profit (if any) based on the number of days of the investment.put 20 days, get 20 days of profit lor. this "feature/flexibility" was removed then reintroduced back for 1mth tenure (min RM5k) only. |
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cybpsych
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Jul 21 2018, 10:51 AM
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QUOTE(fairylord @ Jul 21 2018, 12:26 AM) So, each must select 1 month tenure to enjoy the %? What if select 2 months or other alternatives. Have read this thread a year back, when I wanted to join the party, they choose to block the way, forgotten what I have read  no. any tenure has its % profit rate.  1mth tenure need min RM5k placement. 2mth tenure above requires min RM1k placement. |
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cybpsych
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Jul 28 2018, 10:16 AM
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QUOTE(waeguk @ Jul 28 2018, 08:50 AM) Strange why they do like this. They want customers to keep putting in and withdraw every month??!?  another reason probably because of the higher min RM5k/placement @ 1mth tenure, sure customers complaining the withdrawal restriction. if 1mth tenure has min rm1k/placement, probably maybank retain previous decision to only grant profit upon maturity instead. |
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cybpsych
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Jul 30 2018, 02:51 PM
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QUOTE(sendohz @ Jul 30 2018, 08:43 AM) Yeap i'm well aware of that. Still the thought of emergency fund still lingers. and the new requirement for eGia is RM5k min compared to previously RM2k rm5k min placement @ 1mth tenure is not a new requirements, as far as i can remember. all these while eGIA/eFD has min RM5k/placement for 1mth tenure. |
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cybpsych
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Jul 30 2018, 03:05 PM
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QUOTE(sendohz @ Jul 30 2018, 03:01 PM) Is it 5k? I remember 2k. My mistake. no sweat la, just comparing notes. happened so long, dont know what is what already. 2 more days to test the 1mth tenure placement.  |
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cybpsych
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Jul 30 2018, 05:15 PM
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QUOTE(cybpsych @ Jul 16 2018, 10:22 AM) Important Notice: Mudarabah IA - General Investment Accounts13 JULY 2018Dear valued customers, Kindly be informed that effective 1st August 2018, the Customer of General Investment Account –i (“GIA-I”) with tenure of 1 (one) month are allowed to do premature withdrawal of their fund from GIA-i account. However, the payment of profit (if any) will be paid based on the number of days of the investment. Except for the said revised terms, the terms and conditions for premature withdrawal of GIA-i with tenure of 2 (two) months and above shall remain unchanged. Please refer to the Product Disclosure Sheet (PDS) and General Terms and Conditions (“GTC”) for further details. QUOTE(Itu_Dia_Man @ Jul 30 2018, 05:12 PM) I checked the Maybank announcement again and now it says effective 16 August https://www.maybank2u.com.my/maybank2u/mala...nt0718_mia.page? yawor, revised again  |
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cybpsych
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Aug 13 2018, 02:59 PM
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QUOTE(final @ Aug 12 2018, 01:20 AM) may i know can i invest into tis without CASA? not possible. fund is deducted directly from your accounts. |
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cybpsych
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Aug 15 2018, 05:51 PM
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QUOTE(Itu_Dia_Man @ Jul 30 2018, 05:12 PM) I checked the Maybank announcement again and now it says effective 16 August https://www.maybank2u.com.my/maybank2u/mala...nt0718_mia.page? start your engine for tomorrow |
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cybpsych
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Aug 16 2018, 12:24 PM
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QUOTE(bbgoat @ Aug 16 2018, 10:28 AM) Just placed for the MBB GIAi 1 mth. Hope that withdrawal within 1 mth still can get interest as the new T & C came into effect.  If anyone has play play, please let us know, meaning terminate after few days or so.  will update tomorrow and check the uplift amount vs principal amount |
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cybpsych
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Aug 16 2018, 09:12 PM
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QUOTE(fairylord @ Aug 16 2018, 06:08 PM) Just noticed GIA not available to place on M2U apps. Only MIA, cannot touch this one, right? new m2u app, no new m2u web, not available if you dont have existing GIA account. If you have, then can do new placement. use old m2u web to create new GIA account. classic m2u web, yes. This post has been edited by cybpsych: Aug 16 2018, 09:13 PM |
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cybpsych
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Aug 16 2018, 09:30 PM
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QUOTE(fairylord @ Aug 16 2018, 09:28 PM) Thank you sifu for differences clarification. I tried to login with new web m2u, guess they have added the GIA in drop down option. good news |
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cybpsych
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Aug 17 2018, 10:21 AM
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QUOTE(wjchay @ Aug 17 2018, 07:25 AM) i deposited 5k last night, checked this mornig and realized that it's 2.5% thsi morning....  Uplift today get 34sen. yep, same here. just realized it during uplift. |
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cybpsych
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Aug 17 2018, 12:23 PM
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QUOTE(fairylord @ Aug 17 2018, 11:30 AM) I don't they target the same batch of old timrr dont understand. what is "target" maybank updates the gia rates on monthly basis. no wonder they delayed this "feature" to 16 Aug, because that's the rate revision took place each month on the 16th. the 2.5% p.a. for 1mth tenure should be new rate effective 16 Aug 2018 to 15 Sep 2018, yet to be updated in mbb website. This post has been edited by cybpsych: Aug 17 2018, 12:25 PM |
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cybpsych
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Aug 17 2018, 01:26 PM
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QUOTE(fairylord @ Aug 17 2018, 01:19 PM) Sorry sifu for my poor language. I meant if MBB provide only 2.5% meaning they are hoping for new group of customer who only aim for such interest in return, instead of old timer are using GIA to aim for much higher interest rate. Apologize as I can't remember how it works as I only read previously about the good old time. Is the interest immediate release together with principal upliftment? And every mid of each month will announce new interest rate, is this meant the placement between 16/8 to 15/9 will be based on previous month interest rate which is 2.5%¿ yes as long as 1mth tenure, profit together with principal. it doesn't matter when is the rate announcement, profit calculation is on daily basis anyway |
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cybpsych
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Aug 19 2018, 08:36 AM
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cybpsych
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Aug 29 2018, 07:16 PM
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Click here to view Investment Account Fund Performance Report ( Q2 2018)  |
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cybpsych
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Sep 1 2018, 05:55 PM
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stop derailing this thread
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cybpsych
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Sep 7 2018, 04:51 PM
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QUOTE(revolution @ Sep 7 2018, 04:38 PM) may i know where to view this rate? m2u | Mudarabah IA |
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cybpsych
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Oct 7 2018, 06:36 PM
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QUOTE(fookhing @ Oct 7 2018, 02:31 PM) Uplift before maturity for those with 5k in one placement, got interest? How is GIA rate now compared to Maybank online conventional FD? Btw, I still have a few K in 1K per GIA cert - should I convert to convetional FD or just leave it as GIA? read the posts above. answers already there. |
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cybpsych
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Oct 22 2018, 07:50 PM
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QUOTE(fairylord @ Oct 22 2018, 06:29 PM) not affecting 1mth eGIA The above conditions does not apply for 1 month GIA-i placement. Customers may withdraw the Fund at any time and will receive the accrued profit (if any) based on the number of days of the investment.the rest follows as posted by maybank. |
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