maybe also the template here, just change my card detail. n submit.
keep them a little pressure, every 1 send the same mail format.

yes i received the phone call inform this friday 23rd, then she will call me again this firday to follow up.

i dont think people will share this, now day this thing "see light die".

for ikwan or M2U amex, i keep using spaylater when the amount reach 625 in weekday then pay with ikwan, or reach 1000 at weekend pay with M2U amex.

for the bill payment astro,phone or unifi, this is easy to adjust the amount to your desired 625 or 1k.

i only have 1 or 2 transactions in statement, so far never missed. touch wood