but telco is listed as exclusion. so if no cb then we cant really complain.

to be safe better use shopee or lazada

yes known issue.

they cannot tie back to old transactions

Coins is not free bro haha

So I wouldn’t include coins in the discount

Well you are giving the impression that 37.26 is the final price everyone can get.

That’s like using a RM50 gift voucher and showing that the final price is only RM5.

Just saying.



P/S: RM40.50 x 0.92 (8% online CB) = RM37.26 for RM60 fuel.

iykyk, else just spend it on merchants

You can plan your repayment of SpayLater during the previous month:

1. Split your big purchases to 3/6 months installment if possible so that you can maximize the cashback.
2. Repay using M2 Amex during weekend so that your Ikhwan will not be overloaded.
3. Before you click Order Received on a item purchase using Spay, check your Overdue Amount first.
The cons of Spay is that you cannot change the amount payable, you can only pay in full.
So if you have two cashback card, plan it properly so that you can maximize your cashback.

this

cashback is based on spending, not statement amount.

so u will still be eligible for 50 cb

calendar month

It’s rm80 actually for ikhwan.

Rm100 CB for feb and mar

Next month 4th cashback

Not sure if I should call lol, adding only unnecessary pressure on the team if they are going to do a global fix

why use ezypay plus 6m when u can get 12 months 0% BT?

noted on this, but don't you have other card spending that you can offset?

you get 12 months free installment and you can do multiple transaction/card at once.

I have zero idea how my CB is computed. Spaylater confirm got the CB because only one block of spending.

I have a wild guess, my transaction up to 20 July adds up to the RM42.90 cashback.

Then starting 23 July my transaction does not earn CB anymore.

My partner's account also the same, last transaction on 15 July eligible, the one on 24 July and after is not eligible for CB.

they approve you very good of them already, still want free gift?

Take note few of my transaction at end Oct did not get 8% Ikhwwan cashback

Call Maybank and shoot them

Waste everyone's time to reconcile again.