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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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contestchris
post May 9 2025, 08:04 AM

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F#@% Maybank!

I got RM100 for my March spend credited in April, but I too got just RM50 for my April spend credited this month.

What gives? Launch a class action lawsuit against the incompetant Maybank?
contestchris
post May 9 2025, 08:04 AM

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QUOTE(gastacopz @ May 9 2025, 06:24 AM)
cashback in

and as always, not tally, only get half half from 100

another round of call to CS
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Funnily mine was correct last month, only this month have an issue.
contestchris
post May 9 2025, 11:39 AM

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So do we need to call or they will resolve for everyone? Damn bloody mafan these idiots.

CFO bodoh, staff pun bodoh. But it's the biggest bank and biggest listed company in Malaysia
contestchris
post May 12 2025, 02:04 PM

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Shouldn't they auto correct it for everyone, instead of each of us sending a report?

BNM, where are you? Sleeping ker?
contestchris
post May 13 2025, 11:32 PM

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Sent an email complaint.

Hi there,

My Maybank Islamic Ikhwan American Express Platinum Card-i ending xxx only received RM50 cashback credited on 7 May 2025 for April 2025 transactions. This violates your T&C that the cashback for March and April 2025 is capped at RM100, as opposed to the usual RM50. As such, I should have received RM100 cashback for April 2025.

I trust you have all my records.

Name: xxx
NRIC: xxx
Phone: xxx

Please credit the remaining cash back within 5 working days. Otherwise, I will have no option but to escalate this matter to the relevant authorities for misleading and defrauding customers, and seek redress as it may be deemed fit.
contestchris
post May 15 2025, 12:47 PM

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QUOTE(United Rulez @ May 15 2025, 11:11 AM)
Got a call from customer service today, "facing issues, will credit it back by 21st May"
*
Same
contestchris
post May 19 2025, 08:21 AM

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QUOTE(JAIDK23 @ May 17 2025, 12:28 AM)
my first attempt thru MAE, failed.. 2nd attempt thru mae waiting result, if failed again.. to the centre i go. haha  doh.gif  the centre open weekends? cant make the trip weekdays

why bother open application in mae if only to reject  hmm.gif
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MAE applications and aplications through website are generally set to reject over 95% of applications. I applied twice, both times auto rejected. Both times also I get a call from Maybank saying I qualify and they will help to process manually. I turned down the first time, but accepted the second time to get the Ikhwan AMEX.
contestchris
post May 29 2025, 03:41 PM

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QUOTE(WIS9000 @ May 28 2025, 09:36 AM)
Hi all,

Is google one subscription entitled to the 8% cashback?

GOOGLE *GOOGLE ONE G.CO/HELPPAY# GB

It was obvious since the recently received adjustment amount was short of the 8% from this spending.

Funnily, March's cashback included this spending but April's payment was short of this amount.
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Obviously recurring subscription payments are not included, since these DO NOT fall under online payment mode.
contestchris
post Jul 3 2025, 08:48 AM

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Can Ikhwan Amex spend on Spaylater (>RM500) be used for EzyPay Plus 6m 0%?

https://www.maybank2u.com.my/maybank2u/mala...zypay-plus.page
contestchris
post Jul 3 2025, 09:15 AM

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QUOTE(cybpsych @ Jul 3 2025, 09:06 AM)
doesnt matter as long as the retail transactions
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That was confusing about "retail", because Spaylater is or not?
contestchris
post Jul 3 2025, 10:21 AM

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QUOTE(victorian @ Jul 3 2025, 10:20 AM)
why use ezypay plus 6m when u can get 12 months 0% BT?  hmm.gif
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Balance Transfer is for other cards, Ezypay Plus is for spending on this card (since you can't BT spending from the same card)

This post has been edited by contestchris: Jul 3 2025, 10:22 AM
contestchris
post Jul 3 2025, 11:20 AM

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QUOTE(victorian @ Jul 3 2025, 11:01 AM)
noted on this, but don't you have other card spending that you can offset?

you get 12 months free installment and you can do multiple transaction/card at once.
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I still need to spend RM625 to get the RM50 cashback
contestchris
post Jul 14 2025, 02:14 PM

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It's just a matter of time before the card's benefits gets nerfed. Same with the Spaylater thing, Shopee will stop giving 0% soon enough. Enjoy while it lasts.
contestchris
post Jul 14 2025, 03:41 PM

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QUOTE(sjz @ Jul 14 2025, 03:13 PM)
for credit card i agree.

but not spaylater as if you understand more,
they are actually making seller to bear all spaylater related fees.
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Yes and sellers are making noises. It came out in the news the other day. I am surprised cause 0% QR payment seems to work everywhere without fail - HeroMarket, 99 SM, KK Mart, TCR, Dominos, F2F. It even works at the toufufa seller in pasar malam, and the roadside stalls selling karipap and cakoi. I don't think sellers can choose to reject Spaylater since it works with all corporate QR.
contestchris
post Aug 10 2025, 12:28 AM

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Is it true Spaylater is now excluded from Ikhwan Amex cashback?
contestchris
post Sep 29 2025, 08:21 AM

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Guys, anyone knows if can top up TnG card or buy TnG reload pin at Petronas station using credit card?

contestchris
post Oct 16 2025, 01:44 PM

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QUOTE(xiaoxiaoshen @ Jan 5 2024, 10:11 AM)
yesterday just renew my car insurance via etiqa and then saw this bad news.  cry.gif
hopefully is falsa alarm. last time my transaction on weekend petrol usage for m2c also need to call CS then they will rectify.
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May I confirm, did you eventually get 8% cashback or Treatpoints, for Etiqa insurance payment (online) using Ikhwan Amex?
contestchris
post Nov 14 2025, 12:30 PM

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There is a 10% fuel cashback. Seems generous. Any comments? Only can pay at pump? The T&C not clear
contestchris
post Nov 14 2025, 01:46 PM

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QUOTE(ClarenceT @ Nov 14 2025, 01:44 PM)
Yes I already went through the T&Cs before asking, where does it state the payment method?
contestchris
post Nov 14 2025, 01:59 PM

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Nah man, I am thinking if Setel Paydirect will work for this reward, that's how I setup my Maybank card for Petronas payment/.

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