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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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MGM
post Jun 10 2024, 05:26 AM

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QUOTE(onthefly @ Jun 10 2024, 04:40 AM)
user posted image

Setel reload using Visa Ikhwan no cashback ? hmm.gif
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Did at Petronas station?
MGM
post Jun 19 2024, 10:30 PM

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I failed to reload my Digi prepaid via app using Amex-i even after secure2u approval 3x. Thinking of getting 8% cb. Anyone has similar issue lately?
MGM
post Jun 19 2024, 10:55 PM

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QUOTE(wjleong15 @ Apr 9 2024, 11:52 PM)
Actually amex exclude telecommunications or not
In tnc English 5. Exclude
But bm no 5
Under utility 4900 mcc
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QUOTE(Human Nature @ Apr 10 2024, 12:07 AM)
I get CB for Digi Celcom Umobile prepaid/postpaid
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QUOTE(wjleong15 @ Apr 10 2024, 01:05 AM)
I had 3 transactions
1 got 2 not
Cs helped me raise dispute
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QUOTE(MGM @ Jun 19 2024, 10:30 PM)
I failed to reload my Digi prepaid via app using Amex-i even after secure2u approval 3x. Thinking of getting 8% cb. Anyone has similar issue lately?
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QUOTE(victorian @ Jun 19 2024, 10:40 PM)
forget about it, telco no cashback for ikhwan
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Human Nature & wjleong15 got cb.

This post has been edited by MGM: Jun 19 2024, 10:56 PM
MGM
post Jun 20 2024, 01:15 AM

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QUOTE(!@#$%^ @ Jun 19 2024, 11:00 PM)
use shopee
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Need to use digi app for "reload rm30 get rm9 credit".
MGM
post Jun 20 2024, 07:26 AM

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QUOTE(fruitie @ Jun 20 2024, 01:44 AM)
I had this before in April and it went through the next day after I tried again, not sure why though.
Entitled based on my experience.
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So only the next day one successful (reloaded immediately?), those done 1 day earlier n with MAE SECURED Approval didn't get thru right? Worried to double reload.
So far those 3x I did yesterday still not reflected in MAE n it's notification. Thinking of reloading again.

This post has been edited by MGM: Jun 20 2024, 07:30 AM
MGM
post Jun 20 2024, 09:23 AM

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QUOTE(MGM @ Jun 20 2024, 07:26 AM)
So only the next day one successful (reloaded immediately?), those done 1 day earlier n with MAE SECURED Approval didn't get thru right? Worried to double reload.
So far those 3x I did yesterday still not reflected in MAE n it's notification. Thinking of reloading again.
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Did it, reloaded n reflected in mae notification within seconds.
MGM
post Jun 20 2024, 11:44 AM

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QUOTE(Human Nature @ Apr 10 2024, 12:07 AM)
I get CB for Digi Celcom Umobile prepaid/postpaid
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QUOTE(Human Nature @ Jun 20 2024, 10:33 AM)
Via the telco website or shopee/lazada?
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Using Digi app for reload, same for u?
MGM
post Jun 20 2024, 01:59 PM

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QUOTE(cybpsych @ Jun 20 2024, 01:56 PM)
wrong update from mbb back in Mar 2024 cuz telco grouped with mcc 4900 to be excluded
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Sorry my comprehension is getting weak, so telco can get cb?
MGM
post Jul 21 2024, 08:54 AM

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My Amex-i below, would I get a deduction of rm3.20 (40x8%) of the rm28 June rebate or
I need to spend 625+40 for the month of July to get rm50 cb for July and with the June rebate unchanged?

07/07/24 CASH REBATE RM28.00 (350x8%)
06/07/24 Statement date n total spend for JUNE = RM350 (includes the rm40)
05/07/24 LAZADA-EC KUALA LUMPUR MY -RM40.00 (Refund)
26/06/24 LAZADA-EC KUALA LUMPUR MY RM40.00

This post has been edited by MGM: Jul 21 2024, 10:27 AM
MGM
post Jul 21 2024, 10:49 AM

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QUOTE(ClarenceT @ Jul 21 2024, 10:17 AM)
Yes, if the "refund" is an online transaction, otherwise your Treatpoints (check your TP balance) will be deducted instead of cashback.
BTW the "refund", the transaction date is 5/7, technically not related to the transaction on 26/6.
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I got zero TP for all my Ikhwan cards, all only do cb txn.
Just to confirm, the credit txn of rm40 on 5July listed online will be counted in my July Spending , so I need to spend another 625+40 for July?
MGM
post Jul 21 2024, 11:51 AM

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QUOTE(Human Nature @ Apr 9 2024, 11:51 PM)
Ikhwan Amex

In march, I made a 3500 online transaction and the 100 CB has been credited on 7-April.
In April, that transaction was refunded. Then I made another 3300 online transaction.

So,

March CB +100 for 1st transaction
April CB -100 for the refund and +100 for the 2nd transaction = 0

Do I still have CB quota in April if I make other transactions?
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QUOTE(Human Nature @ May 9 2024, 08:32 AM)
They clawed back more than than the RM100 CB received.

RM3300 CB = +RM264
-RM3500 CB = -RM280

So -RM280+RM264 = -RM4 reversal.

Meaning, if I were to spend more on that month, will get positive CB
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QUOTE(cybpsych @ Jul 21 2024, 11:27 AM)
read Post #5243 as possible example
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I read those but confused rclxub.gif cos dont understand why rm264 & rm280 cb when it was capped at rm100/month
MGM
post Sep 4 2024, 10:20 AM

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QUOTE(poooky @ Sep 4 2024, 09:58 AM)
I got my MBB AMEX in Aug, made a few big shoppee and online purchases, but no cash rebate credited on 01/09.

On other hand, I got cash rebate for my MBB Ikwan Gold on 01/09

Should I email MBB customer service? or will it eventually come?
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Did on weekend?
MGM
post Sep 13 2024, 10:19 PM

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QUOTE(cybpsych @ Sep 13 2024, 09:47 PM)
sep haven't end, right?
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For month of August, Air Asia txn rm714.
MGM
post Sep 24 2024, 03:58 PM

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QUOTE(fruitie @ Sep 24 2024, 03:40 PM)
Pay bills, pay Food Panda, GrabFood. laugh.gif
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All these while i paid grabfood with grabpay becos of Grabunlimited plan. How to use this Ikhwan Amex card with this plan?
MGM
post Oct 31 2024, 12:00 PM

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QUOTE(williamyl @ Oct 31 2024, 10:39 AM)
u can get TNG pin in posmalaysia.
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How, I cant find at POSM web or app?
MGM
post Nov 6 2024, 02:12 PM

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QUOTE(davidxxx @ Nov 6 2024, 12:28 PM)
today just check posonline, its available again
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QUOTE(davidxxx @ Nov 6 2024, 12:29 PM)
now can get from posonline web
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Under what category, prepaid reload-OTHERS?
MGM
post Nov 6 2024, 02:43 PM

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QUOTE(davidxxx @ Nov 6 2024, 02:22 PM)
yes, under prepaid reload-others.

But now no more, probably sold out
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Can pay with cc, ewallet, Spaylater?
MGM
post Nov 25 2024, 03:41 PM

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For Amex Ikhwan:
In Oct I spent rm700 & got rm50 cb (actually only need rm625 to get rm50).
2 Oct txn was refunded in NOV, 24+11 = rm35, still Oct spend is 700-35=665.

So for this month Nov, I need to spend 625 or 625+35 to get rm50 cb?

This post has been edited by MGM: Nov 25 2024, 07:25 PM
MGM
post Nov 25 2024, 07:28 PM

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QUOTE(williamyl @ Nov 25 2024, 06:07 PM)
First of all your refund is Nov spend or Oct spend???
If Oct spend than you add on spend in Nov is useless because it will deduct back on Nov cash back.

Scenario 1:
Oct spend Rm700 and get RM50cb your refund is RM35 for Oct spend.
To meet the minumum spend RM625 so after deduct RM700-RM35 you still more than RM625(actual RM665) so not affected.
Mean Nov still spend RM625 to get full cash back.

Scenario 2:
Oct spend RM700 get cash back RM50.
Nov spend RM625 and refund is Nov spend RM35.
So for this case you need to spend RM625 + RM35.

Hope it will help.
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My scenerio 3 is this:

In Oct I spent rm700 & got rm50 cb (actually only need rm625 to get rm50).
2 OCT txn was refunded in NOV, 24+11 = rm35, so actual Oct spend is 700-35=665.

So for this month Nov, I need to spend 625 or 625+35 to get rm50 cb?


MGM
post Dec 9 2024, 11:41 AM

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QUOTE(kucuboy @ Dec 9 2024, 11:32 AM)
If use Maybank Amex Ikhwan cc pay online shopping on the weekdays, can get any benefit / Treatpoints, etc? Stupid ShopeePayLater due date is on 1st every month and often its on a weekday.
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With Amex Ikhwan u can get cb on any day unlike m2Amex only on weekend.
Anyway you can also pay earlier for Spaylater as long as not after due date to avoid late charges.

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