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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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fruitie
post Oct 26 2018, 10:39 AM

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An update, that was quick. Called yesterday to redeem TP to offset SST, checked this morning it was already reflected since yesterday. thumbup.gif
fruitie
post Oct 26 2018, 08:32 PM

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QUOTE(Xune @ Oct 26 2018, 08:18 PM)
Was browsing Ringgitplus and saw an article with Mastercard Ikhwan revised card design.

Anyone received the latest Mastercard Ikhwan card with Mastercard Contactless build in?

user posted image

For those using the old card without Contactless do we have to request it from Maybank ourselves?
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QUOTE(David83 @ Oct 26 2018, 08:23 PM)
I think fruite has replaced hers with Contactless.
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Yes. I think a few more users have theirs replaced.
fruitie
post Oct 26 2018, 08:56 PM

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QUOTE(Xune @ Oct 26 2018, 08:39 PM)
Nice. How do we get this replaced? Do we have to call Maybank CS? Or visit Maybank branch?
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I went to The Gardens Card Centre during lunch time and collected it in the evening after my work. This route is the fastest if you want it fast and easy.
fruitie
post Oct 28 2018, 05:29 PM

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QUOTE(Gabriel03 @ Oct 28 2018, 01:07 PM)
Btw have you tried asking MBB to offset SST for free? Or it's not common for them to do so?
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Nope, they will not offset for free so I didn't try.

QUOTE(coolguy99 @ Oct 28 2018, 02:07 PM)
I don’t think it’s common for them to do so. Some reported that they are able to redeem their great points to offset the sst, not sure if it is applicable to this card
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Been there, done it. Already reflected that's redeemed.
fruitie
post Oct 29 2018, 02:29 PM

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QUOTE(putra23 @ Oct 29 2018, 02:25 PM)
Good for you... I do not have sufficient TP to offset the SST. Cancelled card. Quite fast reflected in M2U.
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That's a pity but it only needs 10k TP which is quite low actually.
I was hesitating to keep or not keeping this card as it is good to have but not something I die die must have. Eventually TP saves the day, I used TP to offset it. No headache. laugh.gif
fruitie
post Oct 29 2018, 04:54 PM

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QUOTE(putra23 @ Oct 29 2018, 04:48 PM)
Too bad the TP is insufficient. I use this card for petrol and groceries only.
Last 3 years, annual cash back is around RM130. Not my top cashback cards. Now in the midst of consolidating cards due to SST.
I use TP for MBB 2Cards though.
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I also used TP from M2Cards, not from Ikhwan to offset.
fruitie
post Oct 29 2018, 05:06 PM

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QUOTE(putra23 @ Oct 29 2018, 05:03 PM)
Oh... did not cross my mind that can use TP from 2Cards coz earlier request to use for FCB was not allowed.
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FCB VS was not allowed because it cannot collect TP from the beginning.
fruitie
post Nov 3 2018, 11:35 PM

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QUOTE(hirano @ Nov 3 2018, 11:28 PM)
Free replacement? i can head to Gardens centre during lunch hour too
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Yes, free replacement.
fruitie
post Nov 4 2018, 12:15 PM

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QUOTE(emaniaxx @ Nov 4 2018, 11:57 AM)
Got my card last week. But cant use contactless payment. Tried twice at different Aeons but got error. Is there any activation need to be done for contactless payment?
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First transaction needs to be PIN & Pay, then second transaction onward can use contactless.
fruitie
post Nov 4 2018, 12:20 PM

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QUOTE(emaniaxx @ Nov 4 2018, 12:19 PM)
I didnt know that. Thanks
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Applies to all contactless cards. smile.gif
fruitie
post Nov 6 2018, 01:44 PM

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QUOTE(klchoy @ Nov 6 2018, 01:14 PM)
Yes but not seen in M2U. Just saw it in my monthly statement. Did yours appear in M2U?
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Mine yes. Many years ago spent for MBB MC promo.
Go to M2U > Cards > Rewards > Treats Points +Banking Account > 3 dots > view details.

You will see breakdown according to your cards and banking account. I saw my Ikhwan TP here.
fruitie
post Jan 5 2019, 11:46 AM

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QUOTE(beLIEve @ Jan 5 2019, 11:28 AM)
Experts say it's almost impossible nowadays to get the Islamic cards if you hold any conventional cards. You can try search this thread or the 2 cards thread.

Use your amex or convert your cards to Islamic cards.
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Who says? Just check first page with suggestions how to get without opting for last resort to convert.
fruitie
post Jan 5 2019, 06:00 PM

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QUOTE(beLIEve @ Jan 5 2019, 05:57 PM)
I spent a good amount of time trying to look for that post in this and the 2 cards thread but couldn't.

The closest is Post #2325. I remember I told someone to do this, then Clarence said something like nowadays Maybank don't prefer people to hold both conventional and Islamic cards at the same time. Keyword is nowadays/recent years, so in the past it would've been possible.
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Well, until someone confirms this from MBB then I guess we can take it's still possible.
fruitie
post Jan 9 2019, 07:58 PM

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QUOTE(anthabax @ Jan 9 2019, 07:41 PM)
I got amex, ikhwan visa and ikhwan mastercard

Just got my ikhwan mastercard today. So there shouldn't be any issue
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Yours is a bit different because you already have Ikhwan Visa earlier and Ikhwan MasterCard will be sharing limit, so no issue in adding new card. I think the struggle comes if one still doesn't have any cards from the Islamic entity.
fruitie
post Jan 28 2019, 08:24 PM

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QUOTE(David83 @ Jan 28 2019, 02:40 PM)
Some said that MBB new direction is not to have cardholders from conventional banking to have additional cards from Islamic banking.
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My colleague just got her Ikhwan MasterCard one day after she got her FCB VS. Applied from The Gardens Card Centre. This was two weeks ago.

So I think this is still possible.
fruitie
post Jan 28 2019, 09:42 PM

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QUOTE(AOL24 @ Jan 28 2019, 09:37 PM)
Wonder what's my red flag... heh
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Normal for Ikhwan cards.

QUOTE(AOL24 @ Jan 28 2019, 09:38 PM)
Will do! Perhaps it's the credit limit for my Maybank 2 Gold. It's RM 10K
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What's with the credit limit?
fruitie
post Jan 28 2019, 09:47 PM

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QUOTE(AOL24 @ Jan 28 2019, 09:45 PM)
Based on the tips in post #2, it mentions that the credit limit split would help.
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That tips was posted by me and I'm aware of it. I was wondering why suddenly you mentioned about your CL? I thought something wrong with your CL that causes the rejection.
fruitie
post Jan 30 2019, 10:46 AM

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QUOTE(AOL24 @ Jan 30 2019, 10:42 AM)
For my monthly salary, my CL is quite high. So maybe they think that I have enough CL, extending another card to me, may not be possible.

Other than the tips, do you have any advice? I applied at the Card Center in the Gardens. Did my Maybank 2 Gold there too, no issues during that application. Approved in 2 hours. That is my first and only CC, at the moment. Is it because I applied and received it in December, hence a cooling off period applies?

Thanks in advance!
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No other tips. Just split limit. Like I mentioned, my colleague added her Ikhwan card one day after she got her Barcelona card.
fruitie
post Jan 30 2019, 11:37 AM

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QUOTE(AOL24 @ Jan 30 2019, 11:17 AM)
Thanks. Yup, saw that post. Will seek input from the card center too. Maybe I missed something when filling up the form or didn't provide the correct documents.

Appreciate the help!
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Card Centre will not be able to help you. Just send email to split limit, I did mine back in 2015 after I got rejected by them too and my CL was higher than yours. I split only RM 2k to Ikhwan and it remains the same until this day.
RM 2k is more than enough for me.
fruitie
post Mar 4 2019, 04:34 PM

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QUOTE(raclette @ Mar 4 2019, 04:24 PM)
may i know what this means for current holder? can still use it until expiry and no longer able to renew? or its just that no new application. my new card is valid from march lol..
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You applied Ikhwan AmEx? That's very unusual. We usually only have the MasterCard/Visa only.

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