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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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watabakiu
post Jun 2 2020, 04:23 PM

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QUOTE(watabakiu @ Jun 2 2020, 09:57 AM)
I changed my transaction to EzyPay Plus, but this causes my Available Credit Balance to dip very much? I used to have some 11k available balance, but after opting for EzyPay Plus (18 month @ 9.0% p.a.) it dips to 2k+ available balance oni? this normal?
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QUOTE(GrumpyNooby @ Jun 2 2020, 09:58 AM)
Yes. Your ACB will be adjusted (released) every month after your "pay" the monthly installment amount.
Same goes to the normal EzyPay.
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Noted, Sir! but by right by right, ACB would be reflected upon transaction. like limit 10k, i transact 2k = 8k left. this don't matter whether switch to instalment plan or not?

but in my case, i got 11k ACB, and i transact once for 5k. should have 6k ACB, and not 2k only, correct?

This post has been edited by watabakiu: Jun 2 2020, 04:24 PM
watabakiu
post Mar 1 2022, 09:17 PM

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I applied permanent CL increase thru M2U Thursday last week. But to-date, I have yet to receive any status update. Does it mean my application is unsuccessful?
watabakiu
post Mar 2 2022, 09:07 PM

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QUOTE(myroy @ Mar 2 2022, 08:45 AM)
i did mine before this
around 3 times for 3 years
it did not increase my CL.
last2 i book appointment at nearest maybank branch and send my salary slip by myself over the counter.
Now got 30k limit and change to platinum
maybank cc team even offer me to get amex laa, barcelona laaa...
lolzzz...

you know why they dindt increase my CL via my submission online?
i found out they still using my 2017 salary slip on year 2022  bangwall.gif
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The three times you applied online, were you notified of results?
watabakiu
post Mar 5 2022, 10:23 AM

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QUOTE(watabakiu @ Mar 2 2022, 09:07 PM)
The three times you applied online, were you notified of results?
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QUOTE(myroy @ Mar 3 2022, 04:23 PM)
nope
didnt get any result
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this is not acceptable coming from a reputable bank in Malaysia. Though I remembered the last time I requested for CL increase, I gotten two emails. 1 to notify the application is being reviewed, 1 email to inform that my application is successful.

but i think i did it through phone call, not M2U
watabakiu
post Mar 5 2022, 10:27 AM

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QUOTE(widget @ Feb 10 2022, 09:03 AM)
My primary CC is HSBC Signature.
At least once every 2 months I redeem their 35k points for a RM100 Lazada or Grab voucher
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How much do you charge, on average, for two months?
watabakiu
post Mar 6 2022, 10:01 PM

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QUOTE(neuromancerx @ Mar 2 2022, 05:35 PM)
I applied to increase my CL via online, I would say the experience is really good. Attached my EA form to them as supporting doc, the next day i received notification CL is increased.
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That is very cepat! mine over a week with no news, so i guess not successful..
watabakiu
post Mar 8 2022, 07:34 PM

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QUOTE(ClarenceT @ Mar 7 2022, 07:10 AM)
Request to cut CL limit also very fast. Just need to send a letter to Card Centre requesting reduction of CL to RMxxxx, no questions asked.
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ohlol!
watabakiu
post Jun 10 2022, 12:56 PM

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I have forgotten my CC pin!! Can the pin reset be done thru M2U or have to go bank?
watabakiu
post Sep 30 2022, 08:24 AM

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How would the EzyPayPlus affect credit limit balance? Is it the same, or will mean less balance amount? like less amount can spend

This post has been edited by watabakiu: Sep 30 2022, 08:24 AM
watabakiu
post Dec 3 2022, 01:43 PM

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Open my M2U, and noticed 'Pending New Card Activation' on the page. I'd assume it means the replacement card is on its way. Problem is, to which address? I guess it is best to call Maybank, but is there a way to find the mailing address in the m2U page?
watabakiu
post Dec 4 2022, 06:01 PM

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QUOTE(blackseed202 @ Dec 3 2022, 08:37 PM)
When u apply new card u can see ur billing address or correspondence address.
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QUOTE(SzeMeng76 @ Dec 3 2022, 10:39 PM)
check ur latest credit card statement address, should be as per the address on it.
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Thanks both!
watabakiu
post Aug 24 2024, 08:46 PM

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Do I need to call the bank to allow me to make overseas transactions? I need travel overseas, and worry my card cannot work

 

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