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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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rko0504
post Apr 28 2023, 04:38 PM

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QUOTE(lowkelvin @ Apr 28 2023, 03:21 PM)
Just found that Ikhwan Amex doesn't give 8% cashback when making into an instalment.

To remind everyone that,
Ikhwan Amex doesn't work like conventional AMEX
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So it mean that no cashback for shopee instalment. Right?
rko0504
post May 10 2023, 12:34 PM

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QUOTE(ClarenceT @ May 10 2023, 10:01 AM)
Some people reported Airpay transactions (digital goods at Shopee App eg mobile reload direct/PIN) now accept Amex.

Setel PIN is sold by Setel Official Store directly so it is a genuine Shopee transaction. Unfortunately unlisted for the time being.
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Setel PIN from Shopee already unlisted almost half year.
rko0504
post Jun 9 2023, 09:16 AM

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To updated some of the cashback for ikhwan amex

Lzd purchase (without OTP) - cashback
Shopee bills payment (AirPay Malaysia) - cashback
Etiqa insurance - cashback
rko0504
post Jun 9 2023, 12:32 PM

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QUOTE(sonotme @ Jun 9 2023, 10:36 AM)
Etiqa motor takaful?
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Yes
rko0504
post Jun 9 2023, 12:47 PM

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QUOTE(ClarenceT @ Jun 9 2023, 12:33 PM)
Not always.
Direct debit is possible but rare.
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Luckily my transaction on May all have. Or will see on which catagories ?
rko0504
post Jun 12 2023, 11:37 AM

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QUOTE(Human Nature @ Jun 9 2023, 05:06 PM)
5.57
5.55
15.80

Cant recall if there is OTP. Likely no because its a saved card.
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I pay lesser then this. Have OTP
rko0504
post Jul 4 2023, 11:17 AM

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For this month payment for shopee pay later, the name already change to
SPAYLATER REPAYMENT-EC SPKUALA LUMPUR MY
Wonder it have cashback for ikhwan amex or not.
rko0504
post Jul 4 2023, 12:45 PM

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QUOTE(ClarenceT @ Jul 4 2023, 11:24 AM)
Very likely for Amex-i.
I used M2 Amex and got the weekend CB, completed with OTP verification.
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But for last month i use is show SHOPEE MALAYSIA KUALA LUMPUR MY. Only this month change to different name. Using same card Ikhwan Amex.
rko0504
post Jul 11 2023, 08:58 AM

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QUOTE(rko0504 @ Jan 19 2023, 01:06 PM)
Anyone try shopee instalment using Amex Ikhwan? Got CB for this?
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QUOTE(lowkelvin @ Apr 28 2023, 03:21 PM)
Just found that Ikhwan Amex doesn't give 8% cashback when making into an instalment.

To remind everyone that,
Ikhwan Amex doesn't work like conventional AMEX
*
QUOTE(wjleong15 @ Jul 10 2023, 10:30 PM)
bought new household electronics
big losses for 2 accounts
doh.gif
lesson learned
no installment for ikhwan amex
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I remember i ask before the question ohmy.gif Thanks for testing.
rko0504
post Jul 12 2023, 02:05 PM

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QUOTE(dh13 @ Jul 12 2023, 01:58 PM)
But if you are taking  Shopee PayLater Installment then pay ShopeePay Later with AMEX, then it is entitled. Sometimes there are 0% installments Promo for some Shopee Mall merchant or items.
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0% installments Promo is for Shopee Pay Later?
rko0504
post Aug 2 2023, 09:39 AM

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QUOTE(jkngo2003 @ Aug 2 2023, 08:31 AM)
dear all,

may i know maybank ikhwan amex, where can i swipe for online cash back?
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Foodpanda, TGV, GSC
rko0504
post Aug 9 2023, 10:58 AM

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QUOTE(rko0504 @ Jul 4 2023, 11:17 AM)
For this month payment for shopee pay later, the name already change to
SPAYLATER REPAYMENT-EC SPKUALA LUMPUR MY
Wonder it have cashback for ikhwan amex or not.
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QUOTE(ClarenceT @ Jul 4 2023, 11:24 AM)
Very likely for Amex-i.
I used M2 Amex and got the weekend CB, completed with OTP verification.
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As usual ikhwan amex credited today. For spaylater repayment yes it have cashback.
rko0504
post Aug 9 2023, 04:57 PM

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QUOTE(tropik @ Aug 9 2023, 04:52 PM)
Guys, I want to know why I'm not getting the full CB for Amex Ikhwan.
Calculation period not from 8th to 7th of following month?
Sorry, still noob with pasting image here 😅

08 Aug 2023
CASH REBATE
Transaction Date: 07 Aug 2023
RM 40.40

01 Aug 2023
Shopee Malaysia KUALA LUMPUR MY
Transaction Date: 31 Jul 2023
RM 122.91

22 Jul 2023
PYMT@MAYBANK2U.COM
Transaction Date: 22 Jul 2023
RM 384.88

11 Jul 2023
MAXIS POST-PAID-EC KUALA LUMPUR
MY
Transaction Date: 11 Jul 2023
RM 104.95
LAZADA-EC KUALA LUMPUR MY
Transaction Date: 11 Jul 2023
RM 400.00
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CB is calculate based on calendar month.

rko0504
post Oct 5 2023, 09:12 AM

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QUOTE(timeekit @ Oct 4 2023, 10:00 PM)
Yes eligible for CB. Make sure direct use, and not top up wallet.

Source : I always use Grab  laugh.gif
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For Ikhwan Amex? M2 Amex I use before got CB even at other country thumbup.gif
rko0504
post Oct 9 2023, 08:38 AM

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QUOTE(WeiFeng16 @ Oct 8 2023, 10:18 PM)
If use Ikhwan to pay shopee paylater can get 8% cashback? Is it considered online transaction?
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Yes. Entitle for cashback.
rko0504
post Dec 11 2023, 12:29 PM

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I didn't get full CB as well.

TGV 3
FP 12.9
FP 12
LZD 54.42
FP 32.4
FP 10.9
FP 25.24
FP 57.89
SHOPEE 83.07
SHOPEE 18.26
LZD 8.10
UNIQLO ONLINE 324.5

But only receive 32.10 CB, wonder how they calculate.

This post has been edited by rko0504: Dec 11 2023, 12:30 PM
rko0504
post Dec 12 2023, 09:21 AM

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QUOTE(!@#$%^ @ Dec 11 2023, 12:35 PM)
any posting dates cross calender month?
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Nope. Most of it mid of the month.


QUOTE(ClarenceT @ Dec 11 2023, 12:41 PM)
All the transactions posted on 1/11-30/11?
Any credit transactions and reversal on 1/11-30/11?
Check the TreatsPoints you received.
You would get TreatsPoints if direct debit. Don't assume all the transactions are online including Lazada.
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Yes.
Have transaction reversal but i did buy again at same price.
Didn't realised ikhwan amex have points. Is it combine with m2g points? I also saw points with conventional card number.
rko0504
post Dec 13 2023, 08:44 AM

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QUOTE(hafizredha @ Dec 12 2023, 07:21 PM)
hi sifu i want to ask, if i have existing msybank islamic card and apply for a new conventional card will the card share the same limit?
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Separate limit
rko0504
post Jan 10 2024, 08:46 AM

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QUOTE(ronnie @ Jan 9 2024, 10:19 AM)
the CS didn't tell me which was missing.. he calculated all my Dec transactions and he told me it was >RM50, yet credited less than RM50.
So he raise the alert to the higher up.

My transactions are the usual suspects i.e. Shopee (saved card), Lazada, Uniqlo, Food Panda
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They will credited back ur missing cashback. Mine cashback were missing also few month ago. The transaction also same like yours. All saved card for lazada and shopee, Uniqlo online.
rko0504
post Mar 8 2024, 03:07 PM

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QUOTE(MGM @ Mar 8 2024, 12:41 PM)
Just found this at the SPaylater page, so can use this Allianz 0%installment plan n get cb from Amex-Ikhwan? Truely 0%?
BTW I should select payment by Spaylater PayNextMonth-0%(can settle b4 1st-of-next month?) and not direct pay-by-cc to get the cb?
BTW do I add the cc in BankAccount/Cards under Credit/Debitcard or Creditcard Installment?
Sorry for being noob, 1st time using Spaylater.

user posted image
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Yes 0%. I purchase from shopee too for my car insurance. Select Spaylater for payment method then pay on next month before 10th. Then choose which card to pay for Spaylater.

ps: U need to check which period got 0% installment, IIRC, not every period(1 month, 3months, 6month or 12months) got 0%.

This post has been edited by rko0504: Mar 8 2024, 03:17 PM

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