Alright it's already listed under my Account & Banking, but i still havent receive any emel or sms

free picture hostingcertificity.com

so now need to wait for the card to arrive at my address right?

I'm gonna ask you a really really noob question here since this is my first credit card and I apply this solely for the purpose to strengthen my credit history since i got no debt at all.

1) Do i need to decrease my credit limit to 1-2k? Some people advise me to lower the credit limit.

Hi all Sifu

if i apply online but get rejected, can i retry to apply 2nd time?
any cool down period for re-apply?

fruitie sj0217

Hi masterz I already got my Ikhwan Mastercard and yesterday was the first time that I use it. Got questionzz

1. Been reading a lot about this. I actually plan to use this card by buying 1 expensive things (Okay let's say RM1K) and then pay 200 per month or pay minimum per month consistently. So i might get charged interest per month(1.5% per month right? 18%p.a) for the balance that not being paid fully.

But then I read and read and i found out that most of you suggest to do full payment every month to avoid interest. So use 300 this month pay 300 this month so that bank cannot charge any interest and they wouldnt gain money from you.

My main mission here is to have credit history and keeping it good since i have none.

So by doing that bayar minimum every months, is it considered to be bad to my credit ratings? and if i pay fully every month? Meaning i dont have debt lah right? meaning i need to use every month lah if not then got nothing to pay and just pay rm25 every month. Ahhh so penin 

If i dont have item no 3, can proceed with the application?

1) Copy of your i/c (front/back)

2) Latest 3 month salary slip & bank statement

3) EA/BE Form 2016 (with tax payment receipt)

im in dilemma. dont know want to appl either cimb cash rebate or maybank ikhwan.
cannot apply both, max can have 2 Ccs only. lol
in terms of merchant and easy payment, 0% plan, i belive maybank win.

but cash rebate on weekend only while cimb everyday. help mee.

Infinate :

anyone know and can explain for second year fee?

RM800

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Different answer here...

Will update later after got info from maybank

Anyone know how much will be charged if you withdraw money in oversea`s ATM using Maybank Debit card?

I'd like to ask regarding the TreatPoints accumulated by Ikhwan card. Please advise.

According to maybank's FAQ, treatpoints have 3 years expiration period. " TreatsPoints earned in a particular month are valid until the end of the third year of the calendar month." However, per my card statement below, it shows my validity period is just for 1 month+ ? What am I missing here?

Here's the screenshot. Does it mean the 5k points can still be use until 2020? Or i should hurry up and use before August 2017 ends?

thanks... will go for this card then

Only happen at online application at Maybank2u. Their A.I. is too smart!

damn
I think I will cancel my HLB essential by end of tis mth will apply Ikhwan cc after 3-4 mth later

Or is there a loophole to topup Touch n Go card on Saturday Sunday with cc + earning 8% rebate?
Or is there a loophole to topup Petronas Gift Card on Saturday Sunday with cc + earning 8% rebate?

Can you share which petronas accepts using cc to top up the gift card?

Hi, just receive my ikhwan gold.

Initially when apply they sent to wrong address and they reported and sent in a new one. but inside the envelope is only the card when i collect it.

Is there anything that i did not get from the first letter? e.g: TnG zing card?

It's not

It is like a TnG card features but name called Zing card, physical card will be provide and link to your MBB credit card.

Whenever the amount in Zing card that below RM50, it will then automatically reload by number of amount depend on which amount you choose for (RM100/RM200).

The reloaded amount will charge to your linked of MBB credit card, and additional charge for RM2 if recall correctly.

I have experienced it few years ago.

Yeah. Zing IS a TnG card provided my MBB that is linked to MBB cc. It's optional and will only be given upon request. It's useful for those who travel along major highway as it has auto-reload function whenever credit falls below RM50. The auto-reload function is only available at certain toll plazas along major highways and it doesn't auto-reload at any other TnG facility (for example LRT, MRT, Monorel etc). The card will auto-reload based on amount set as mentioned above (RM100 or RM200) and it will be charged to the cc it is linked to and additional RM2 will be charged for each successful reload. The auto-reload function is very convenient for thoe who uses smart tag as it will auto-reload when passing through the smart tag lane.

Right now Maybank Amex is having a promotion: 10% petrol cash back until Oct, higher than 8% visa ikhwan.