Why not you just download the estatement since you already login to the page? Make a habit to keep all the credit card statements.



This post has been edited by caesarx: Dec 15 2019, 08:33 AM

I got nothing since Jan, finally 5 x 100 get rm50 at 1.30am

In Jan I did 4 to 5 x100 daily until reach RM 2300 only, so around 5 to 6 days of trying.

In Feb already spent RM1200 until hit the RM50.

its not really a lot, I just spend till the limit for JOP online cash back, while other spending till the credit limit, hahaha

I top up big pay rm2300, and petrol rm200, total rm2500. Every month claims rm60 cash back. I'm not sure why yours 0 CB, at least should have some CB under online transaction.

Applied LFC from SC online banking 30 min ago, approved within 10min, super efficient fast, activated digitally and tested reload bigpay, done!

This post has been edited by caesarx: Mar 2 2020, 11:39 AM

Yes, but non of other banks are that fast, before I had applied my seconds card from Maybank, PBB, UOB, but never this fast, all need to fill form and prepare the necessary documents.

This post has been edited by caesarx: Mar 2 2020, 01:37 PM

You can do digital activation once you received SMS stating your card is approved.
Login into SCB online banking and do activation to new card tru there, then you will receive a popup showing your card details.
Then can use the card digitally, ie register ewallet, online payment, as long as not involve physical card.

You cannot collect at nearest bank as your card may not at that branch. Usually it will post to your address.

This post has been edited by caesarx: Mar 9 2020, 01:15 PM

You still dont have the card, already worry about AF ?
If you get charge AF, then stop using it, wait until cashback is in then cancel.

For example, if your card anniversary is in July 2020, then u don't use the card at all in July, wait for the July Statement, if there is AF charges, wait until u get the cash back for June 2020, then u can call CS.

Just want to ask something about interest charges on the outstanding of JOP CC.
I paid my amount wrongly last month and there was RM 20 outstanding balance, this month they charge me RM42.05 interest at 15%pa, how is the calculation?
Any sifu free to show me how is the calculation before the bank call me few days later?

In the statement says "Finance charges are calculated on the outstanding amount on a daily basis."

If got negative balance just spend it until 0 balance lo

I was offered the same rebate spend RM200 for RM50 in April, but i was forgot to mentioned about annual fee waiver when retention team called that time, now annual fee is charged and I resubmit cancellation again on 16 May, till now haven't receive call from them.

Yea, no waiver no keep card, and see you again next sign up promo

This post has been edited by caesarx: Nov 6 2023, 10:10 AM

I just checked my history for request AF waiver in online banking website, in Dec 2021, they replied unable to waive, and offer waive 50% or 100% with BT. But retention team called and waive full AF after that. in 2022 direct full waived within a week after i sent online request.
From the info above, look like this year not easy even to reach them.

Annual Fee waive request tru online banking on 18/12, waiver credited 21/12 for simply cash card.

I have a question For SC Simply Cash, if I has a refund for part of a transaction in Oct but the refund posted on Nov, the refund will offset the min spending for Oct or Nov?
I had spent the same amount as the refund amount in Oct to safeguard Oct cashback.




Normally SST charge appear in statement same with ur card expired month, Annual Fee will be in next month statement.


This post has been edited by caesarx: Nov 4 2024, 10:09 AM

It will charge Annual fee in the statement if your card has it, but you can request for waiver later, for SC card still big possibility to get full waiver unless your card has criteria to meet the annual fee waiver like annual spend amount or annual transaction counts, which I just cut after 1 year of using due to cannot met the waiver requirement.

Anyone of you cancelling SC card after annual fee is charged? How they credit back the annual fee payment if we made payment for the total statement amount which inclusive of annual fee?
Cos if not include the annual fee, the cancellation tru app cannot go tru cos got outstanding balance.

Annual spending >RM30k for many years still cannot get annual fee waiver, the reply from secure mail also dono when they will reply, need check everyday when free.

Waiver Request sent on 19/12 only reply by 24/12. Then I send cancellation request until today still not receive reply. Dislike this bank after they limit the channel for communication, last time got live chat channel and should maintain it.

This post has been edited by caesarx: Dec 31 2024, 10:00 AM

Stated was ewallet reload, online retails should have, not confirm for utilities, telco, and gov.