the item price is there. if you feel the price is better than what you can get outside/online, then go for it.

if no use for the items, use it to pay your credit card. sooner or later you'll need to clear the outstanding anyway.

follow the sms registration.

card number is not required. it's the moible number registed with the bank.

(e) Each SMS must be sent using the Eligible Cardholder’s mobile number registered with and maintained in the Bank’s records.

SC Mobile app update for android

yes, same like previous "spin" games

// 25) All Daily Cashback Prizes will be credited to the Eligible Cardholder’s principal credit card account within sixty (60)
working days from the end of each calendar month of the Campaign Period. Should the cashback that was won
by the Eligible Transaction done by the supplementary credit cardholder, the cashback will be credited to the
supplementary credit card account. SMS will be sent to the principal credit cardholder registered mobile number
with the Bank to inform them that the Cashback Prizes amount has been credited to the principal and/or
supplementary credit card account. //

from my cards, SST charged exactly on activation date.

still haven't fully read the t&c?

roughly yes

to be certain, contact cs to find out.

should be no issue

This post has been edited by cybpsych: Dec 6 2020, 04:36 PM

that's for the retention when you called to cancel your cards earlier?

read https://av.sc.com/my/content/docs/my-client...credit-card.pdf

we redeem each month, rm50 and rm60. is that low?

there's nothing to compare and moot

each individual is different. some work hard for rebates, some dont (like you).

Notification – Enhanced protection for your online banking login

updated sc mobile app, beta (android)

- You can now perform credit cards rewards redemption in SC Mobile App
- New Christmas theme in celebration of this joyous festival

if that transaction not within eligible cb categories, other retail transactions only get 0.2% cashback

do you have maybank cards?

can use it for 4k then convert to 12mth installment. it ease up the cash flow which could be worth more than rm30 in 1yr.

yes. keep disputing.

my nirvana payment also has been disputed for 2 separate times for 2 separate months. they kept saying nirvana is a professional service, not eligible for retail count (JOP) -- not stated in T&C

been arguing with them since if nirvana not counted, i wouldnt get any cb at all since eligible spend only RM400; yet i'm getting RM3x.xx (missing some RM2x.xx cb, either bigpay or petrol not counted, which was the reason for dispute).

p/s: will also need to continue dispute for the upcoming Nov cb and Dec cb also.

This post has been edited by cybpsych: Dec 11 2020, 12:02 PM

yup, nirvana funeral service, for memorial park or garden.

for some products, they can do monthly installment charging to the card -- i'm splitting to FCB VS (max RM50 for 4 months) + SCB JOP (to hit RM2.5k min spending)

This post has been edited by cybpsych: Dec 11 2020, 05:46 PM

1) don't spend with the card if you intend to always pay min payment.

2) if 0% epp AND without any other fees, then just flat 5k/12 per monthly installment into your card. pay your card statement in FULL, each month.

This post has been edited by cybpsych: Dec 13 2020, 11:13 AM

start planning your cards in Boost now. if remove/add card tomorrow, may not be able to reload.