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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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kelvinlzy
post Jul 6 2019, 03:16 PM

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QUOTE(ZoeOong @ Jul 6 2019, 03:09 PM)
mega_shok.gif  mega_shok.gif
(Petrol + Autobill = RM2300) + (Online = RM200) also can??
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Actually (Petrol + Autobill = RM2500) + (Online = RM0) also can, since Online has RM30 CB capping while the other two don't.
kelvinlzy
post Jul 10 2019, 05:53 PM

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QUOTE(kelvinlzy @ Jul 6 2019, 02:50 PM)
If your insurance is auto debit then yes.
You can go from:
(Petrol + Autobill = RM200) + (Online = RM2300)
to
(Petrol + Autobill = RM2300) + (Online = RM200)

Any amount in the middle will also grant you RM60 CB, just need to calculate and adjust accordingly.
*
QUOTE(kelvinlzy @ Jul 6 2019, 03:16 PM)
Actually (Petrol + Autobill = RM2500) + (Online = RM0) also can, since Online has RM30 CB capping while the other two don't.
*
QUOTE(ckuanglim @ Jul 10 2019, 04:33 PM)
If Petrol(400) + other(2100), can get 60 cash back?
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If you refer my replies above, then yes RM60 CB.
kelvinlzy
post Jul 19 2019, 11:51 PM

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QUOTE(HMMaster @ Jul 19 2019, 11:33 PM)
anyone here subscribed to the tnb autopay? is it charged on the tnb billing date or is it different? (received my tnb bill yesterday, but yet to get charged)
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You can search "TNB" to get the answer, someone already posted the duration for autopay to kick in.
kelvinlzy
post Jul 24 2019, 10:26 PM

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QUOTE(lhsu @ Jul 24 2019, 10:09 PM)
I cancelled 13 cards when the government started to charge RM50 per card. So I don't think holding too many cards is the reason but I remember reading somewhere in this forum saying "normal people" cannot hold more than 5 cards (new ruling).
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No such rule, unless I'm not a normal person, much like the others in this forum who hold >5 cards.

This post has been edited by kelvinlzy: Jul 24 2019, 10:40 PM
kelvinlzy
post Jul 25 2019, 06:55 AM

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QUOTE(tan_aniki @ Jul 25 2019, 06:24 AM)
yes, there is BNM rule limitation for those who earn less than RM36k pa, and you can see the tnc written in pbb/mbb etc application form that they can only have max 2 cc at any time, if they wish to apply new cc, they should cancel the existing card before doing so.
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Max 2 credit card issuers, no limit under the same issuer/bank.

QUOTE(AskarPerang @ Jul 25 2019, 05:50 AM)
1. Anyone noticed that standard chartered online no longer display statement due amount? (even minimum payment amount left blank) Now only showing current balance (current outstanding amount).

2. The cash back for Jun spending not yet credited into our reward right? Just to confirm.

Thanks.
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1. Yes, just refer your e-statement for the statement balance, for me no problem because for LFC it's always RM1450 and JOP its gonna be RM2440 instead of RM2415.

2. Already credited and redeemed since 12 Jul.

This post has been edited by kelvinlzy: Jul 25 2019, 07:03 AM
kelvinlzy
post Jul 25 2019, 07:18 AM

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QUOTE(MGM @ Jul 25 2019, 07:13 AM)
What if I am holding >2 cards and after retired earn <rm36k taxable income, do I have to cancel my existing cards and also can no longer apply for more HL CCs?
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You can still keep the existing cards, and also can add more HLB CCs (same tier or lower) if you already have one/more.
kelvinlzy
post Jul 25 2019, 10:38 AM

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QUOTE(tan_aniki @ Jul 25 2019, 10:23 AM)
anyway, since the income is less than RM36k, don't think can get more than 5 cards from 2 different issuers
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I applied HLB CCs almost few years back with a CL of 4k and still remained the same to this day. Added the gold cards (Essentials, AA, Pacific, The Store & GSC), not yet include Wise and Mach. It's very possible to get more than 5 cards even from the same issuer with income <36k.
kelvinlzy
post Aug 28 2019, 10:18 AM

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My PSA agent showed me the customer profile from his PC, from there I saw the tagging remark saying AF waiver entitled and SST waiver not entitled. Weirdly enough he told me these statuses will be refreshed every month so try your luck every month to see if the SST rebate status changes to entitled tongue.gif
kelvinlzy
post Aug 28 2019, 10:41 AM

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QUOTE(fruitie @ Aug 28 2019, 10:38 AM)
Did you PSA share what's the criteria for such tagging? I'm curious for my case as I got both waived/rebated. tongue.gif
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No he didnt and I doubt that he know the criteria. He secretly showed it to me even though he is not supposed to..haha
kelvinlzy
post Nov 25 2019, 09:37 AM

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So far all the links that got me RM0 are the ones that start with the http://scmy01.com/0xxxxx.

http://scmy01.com/Axxxxx landed me a RM5.

http://scmy01.com/6xxxxx landed me a RM10.

Others can check and confirm.
kelvinlzy
post Nov 25 2019, 10:28 AM

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QUOTE(talexeh @ Nov 25 2019, 10:15 AM)
No point trying to decipher this year's SMS code. Unlike previous year, this time around the SMS code are pretty randomized so like it or not, we'll still have to click on each link to check the reward.
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The moment I saw 0xxxxx, my spinning mood is spoilt already, haha.
kelvinlzy
post Nov 26 2019, 02:14 PM

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QUOTE(coolguy99 @ Nov 26 2019, 02:01 PM)
Yes I just realized. Wasted 3 spins because of this. Guys please take note. If it starts with 0 please click the link to see if you have win anything, don't assume it is 0 cashback.
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You didn't spin right after you received the link? Every time I got a 0 I still spin first with a small hope that it is not a please try again message laugh.gif
kelvinlzy
post Dec 12 2019, 12:11 AM

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Server error, cant open the drifting link.

Now it is ok, albeit slowly loading.

This post has been edited by kelvinlzy: Dec 12 2019, 12:12 AM
kelvinlzy
post Dec 20 2019, 10:09 AM

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5+5/300, just tried 2 mins ago.
kelvinlzy
post Jan 2 2020, 11:50 AM

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My turn biggrin.gif
Attached Image
4x100 get 5+50
kelvinlzy
post Jan 4 2020, 01:59 PM

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12:07am transaction received link on 7:07am,
12:46am transaction received link on 12:47am,
12:48am transaction received link on 12:48am,
Reloaded 1:48pm, received link on 2:07pm, 4xxxxxx
Maxis user.

This post has been edited by kelvinlzy: Jan 4 2020, 02:10 PM
kelvinlzy
post Jan 10 2020, 08:23 AM

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QUOTE(ClarenceT @ Jan 10 2020, 08:12 AM)
My first transaction got RM5 CB. 8:10am.
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Let me guess, Boost transaction? I topped up 3x BP get nothing, switched to Boost straight away RM5.
kelvinlzy
post Jan 10 2020, 09:25 AM

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QUOTE(ClarenceT @ Jan 10 2020, 08:42 AM)
08:10 Boost RM5  smile.gif
08:26 Boost 1r****  sad.gif
08:31 Boost 1u****  sad.gif
08:36 Bigpay RM5  smile.gif
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Better than my BP then Boost combo. Right now is 1xxxx, if you get 2xxxx or 3xxxxx then back to 1xxxx, the 2xxxx and 3xxxx links will get you something.

QUOTE(tan_aniki @ Jan 10 2020, 08:42 AM)
i also drift at 12am, very smooth
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Same but I usually win nothing at 12am, almost all in the morning.

QUOTE(saitong09 @ Jan 10 2020, 08:50 AM)
Boost higher chance? This morning 5x BP all 0
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That is what I experienced. Do try and update us.
kelvinlzy
post Jan 10 2020, 02:26 PM

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QUOTE(saitong09 @ Jan 10 2020, 12:36 PM)
I'm using BP->GoPayz transfer out, Boost my last option
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GP is my only cashout option, why pay fee for cashout when you can have ≥30 FOC cashout a month? tongue.gif
kelvinlzy
post Jan 10 2020, 07:07 PM

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QUOTE(tan_aniki @ Jan 10 2020, 02:47 PM)
yala, but Boost cannot transfer to GP ma...
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Which is why now I dont top up Boost to cash out, only for real spending.

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