Oh so only threaten to cancel works eh? Then again if they don't want to retain then can kiss the CB goodbye.

Can I tell them I have changed my mind and want to use back the card? Hahaha..

In case SCB really doesn't want to retain and proceed to block the card.

Topping up 1k to BP only gives you 5% CB and capped at RM12, which is only 1.2%. If you want to get the max cap RM30, you would also need to spend min RM2.5k which is also 1.2% CB only.

You mean this post? Nah this is similar to Alliance You:unique CB scheme, SCB CB scheme is still the same.

Bingo.

I still like this card, so I will put in some effort and head to petrol station to reload RM200 of TnG every month to gain RM60. Auto bill is a bit hard for me because sometimes I overhit RM200 sometimes I don't.

This post has been edited by kelvinlzy: Jun 24 2019, 11:28 PM

Yeah that works, but if it is less than RM200 then I still have to go reload TnG

Both, as I travel alot, easily hit Rm200 every month.

Debt Servicing Ratio = (Total Commitment ÷ Nett Income) × 100

This post has been edited by kelvinlzy: Jul 1 2019, 02:40 PM

You can refer this thread

I usually maximize the spending of RM2.5k per month so no problem hitting RM20k annually, as the benefit of the card has been reduced if you are not aiming for RM60 per month CB, then might as well cut the card because minus AF and SST the effective CB will be even lesser.

Yeah, how nice if can get this, 100% cashback ftw

Add in petrol and/or autobill for additional RM30 CB to get 2.4%, excluding AF and SST.

Yup, but if you are like me who maxed out all the CC CB from e-wallets then it is a good addition.

Errr...are you sure? You might need to check back the TnC.

We were going around advising people better to avoid any transaction towards the end of the month, not 1st week of the month.

Nevermind, you do you.

Simple, if your transaction date = July only and posting date = July + 1st week of Aug, then sit back and wait for that RM60 CB.

Right now I would still keep the JOP even with the revision, RM60 cb with just RM200 spending on Petrol/Autobill, which is equivalent to about 29% cb after factor in SST. Prior to the revision it was RM85 free money. The rest of the spending goes to BP/Boost and cash out.

I think it will be counted as next month's spending, but need to confirm with CS.

Why not you try then update us whether you get July CB for transaction(s) you do in 1st week of Aug, while I will test whether 1st week transaction(s) CB falls in the same month.

Hahaha, chill bro. I will try definitely on the first week, then I update you ok?

If your insurance is auto debit then yes.
You can go from:
(Petrol + Autobill = RM200) + (Online = RM2300)
to
(Petrol + Autobill = RM2300) + (Online = RM200)

Any amount in the middle will also grant you RM60 CB, just need to calculate and adjust accordingly.

This post has been edited by kelvinlzy: Jul 6 2019, 02:52 PM