Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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 Jan 3 2023, 01:15 AM
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#41
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Senior Member
5,576 posts Joined: Aug 2011 
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Received rm600 cashback from the sign up promo from their website. Sign up period Sep 2022, fulfilled TnC in Oct 22, received cashback on 30th Dec (but only just realized it as they did not send me any notification etc).
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Jan 10 2023, 10:06 PM
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#42
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Senior Member
5,576 posts Joined: Aug 2011
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I called SCB 2 weeks ago to cancel my card. I received a callback around a week later (even though I insisted I wanted immediate cancellation but they said another agent will handle the cancellation itself).
That second agent offered me RM100 cashback on any RM200 spend by end of Jan 2023. Said the cashback will be credited on 31st March. I thought a short while then insisted on a cancellation, but they seemed extremely pushy and even guilt tripped me (first I'm experiencing something like this!). The card was eventually cancelled today. A very long process I feel, where some banks can do it on the spot! Anyways, my thinking was, rather cancel it ASAP so that the 6 months countdown starts and I can churn another round (for a minimum reward of RM600), instead of waiting over 2.5 months for an RM100 reward. This post has been edited by contestchris: Jan 10 2023, 10:07 PM |
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Jan 23 2023, 12:35 AM
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#43
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Senior Member
5,576 posts Joined: Aug 2011
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QUOTE(Barricade @ Jan 18 2023, 05:36 PM) I don't know when that will come.... so i took the offer of RM400 and apply directly with SC. I just cancelled 8 months ago. Now approved again. When received the RM400 gonna cancel again. I think been a few months no decent SCB offer with Ringgitplus. I also took direct from SCB website, RM600. The turnaround quite fast, within 3.5 months will get reward. I’m curious, why SCB so lenient with this? Why not increase waiting period to 12m or more? I’ve already in and out 3 times over 2 years. What do they get from me? The moment I get the reward I cancel. I do not see any repercussions either. |
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Jan 23 2023, 02:30 AM
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#44
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Senior Member
5,576 posts Joined: Aug 2011
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QUOTE(beLIEve @ Jan 23 2023, 02:07 AM) Each time also $600 gift? I guess not many people are doing this. Once everyone starts doing this, they will revise accordingly, like what they did with their Just 1Platinum cashback. Yes Sep 22 application was from SC website (RM600 cashback), Feb 21 application via RP (RM600 Lazada voucher) and Dec 21 application (can't recall from where and details). All also for Smart credit card. Ringgitplus also has had RM1,000 DuitNow/TnG campaign for SC cards but I never managed to apply under those as they were during cooldown periods. I don't see a lot of difference. Just 1Platinum $60x24 months = $1440. Add a bit of mid year and year end campaign winning and retention offer, more or less the same. Not to mention, those with superb spending power can earn another $50x24 from Liverpool and x amount from Smart. All of these minimum requirement is 8x transactions if I'm not mistaken. I have my primary and secondary credit cards, already getting around RM120 per month from them (RHB Shell and HLB Wise). In fact the Ringgitplus deals been going on for a long time. Last time (like pre 2020) the deals were even better can get Apple Watch etc as a guaranteed gifts according to one of my friend who did it for many years. I have shared it with many people, most people think it's too much touble leh EDIT: Can repeat the same for Citibank and HSBC. But only difference is Citibank cooldown is 12 months. This post has been edited by contestchris: Jan 23 2023, 02:34 AM beLIEve liked this post
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Aug 17 2023, 10:03 PM
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#45
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Senior Member
5,576 posts Joined: Aug 2011
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Anybody applied through RinggitPlus recently? How long did it take for StanChart to reach out to you after submission?
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Aug 29 2023, 05:28 PM
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#46
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Senior Member
5,576 posts Joined: Aug 2011
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What's this nonsense with mobile key? How to get it?
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Sep 29 2023, 10:27 PM
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#47
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Senior Member
5,576 posts Joined: Aug 2011
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QUOTE(Wolgie @ Sep 29 2023, 04:47 PM) Me too. No mood use anymore. When you applied and what reward?Wait ringgitplus reward then potong stim!!  |
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Oct 18 2023, 09:28 AM
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#48
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Senior Member
5,576 posts Joined: Aug 2011
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QUOTE(ericlaiys @ Oct 18 2023, 07:51 AM) new cc can get waive on sst? Rejected |
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Oct 20 2023, 03:59 PM
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#49
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Senior Member
5,576 posts Joined: Aug 2011
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Anyone applied for Ringgitplus promo of JBL Tour One M2 sometime in August 2023? Have you received any communication from Ringgitplus about the gift redemption?
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Nov 24 2023, 09:55 AM
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#50
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Senior Member
5,576 posts Joined: Aug 2011
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Does SCB give any retention offer? Gonna cancel as I got my RP gift.
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Dec 1 2023, 01:25 PM
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#51
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Senior Member
5,576 posts Joined: Aug 2011
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How long to cancel card? I submit via app last week, till now it's yet to be cancelled!
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Dec 3 2023, 10:42 PM
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#52
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Senior Member
5,576 posts Joined: Aug 2011
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Finally got the message that my card's been cancelled after 10 days
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Feb 29 2024, 02:28 PM
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#53
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Senior Member
5,576 posts Joined: Aug 2011
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QUOTE(ericlaiys @ Feb 28 2024, 12:17 AM) i've checked with standard chartered on my 30k miles reward when sign up cc. Since already 5 month & they did not credit 30k miles to me. Really pissed me off on their reply: If you are absolutely sure you've complied with the T&C, do not give up. Escalate the matter to BNM if need be. Teach them a lesson. In my experience, some banks will fail to honour their T&Cs, I will press again by officially lodging a complaint to their complaint/dispute resolution unit, and mention if there is no satisfactory resolution, I will escalate the matter to BNM. With some pressing, it has always been resolved in my favour (except if I was wrong to begin with, which so far has not happened).Please note that as per our terms and conditions, in order to get the 30,000 miles customers are required to: 1) Spend a min of 8x retail transactions (any amount) within 60 days upon card approval date 2) Provide income documents: EPF Statement (latest 6 months) or EA Form or Latest B/BE Form. As per checking, we noticed that you did not submit the required income documents. Therefore, we regret to inform you that you are not eligible for the rewards. So mean, i've submitted my credit card application from bank website by just fill up form & get approval without supporting document. First time bank approve credit card this way. Anyway, i'm not going to use this card any more for any payment. Just use for lounge access till Aug & then terminate it.. No wonder so many people complained about SC. So for those that apply Journey card , be careful on SC honor the reward promise during CC sign up. You may face some fate as mine  |
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Jun 16 2024, 02:40 PM
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#54
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Senior Member
5,576 posts Joined: Aug 2011
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QUOTE(chonghe @ Jun 15 2024, 10:18 PM) Anyone knows this RM1000 cashback T&C? It's correct. RM500 guaranteed and RM500 for selected winnersThe T&C at the bottom seems not updated, still the RM500 one https://www.sc.com/my/credit-cards/simply-c...wE&gclsrc=aw.ds |
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Jul 3 2024, 11:00 PM
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#55
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Senior Member
5,576 posts Joined: Aug 2011
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QUOTE(Moneylust @ Jul 3 2024, 07:33 PM) I am planning to cancel my SC before the RM25 tax is charged by year end. Just apply via appCan I just walk into one of the SC branches and get it cancelled immediately? |
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