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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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contestchris
post Jul 1 2021, 12:47 AM

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QUOTE(cucikaki @ Jul 1 2021, 12:39 AM)
When u register for the campaign?
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I registered, and also played the game. But didn't win.
contestchris
post Jul 2 2021, 08:13 PM

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QUOTE(prime27 @ Jul 2 2021, 08:10 PM)
Just gotten mine through email and sms.
How to redeem first before use? It seems only can insert voucher code in checkout page, I can't found where to insert in "My Voucher" page (or any page other than checkout?)
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Yes correct only at checkout. Can't redeem and keep for later. But if you don't use your code now, you can use it later as well
contestchris
post Sep 22 2021, 01:18 AM

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For the 30% cap rm15 campaign, is Shopeepay topup qualified? I know Shopee spend is, but how about Shopeepay top up? Thanks!
contestchris
post Oct 26 2021, 08:14 PM

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I cancelled my card. Was offered rm50 rebate on rm200 spend by 30 Nov, rebate to be credited one month later.

Declined as I simply wanted to terminate.
contestchris
post Oct 27 2021, 03:41 PM

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QUOTE(felicious @ Oct 27 2021, 03:31 PM)
You click online to cancel, or you called?
I called and they asked me to cancel online. No more calling to cancel the card to get any rebate.
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Online
contestchris
post Nov 9 2021, 11:13 AM

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QUOTE(Ayanot @ Sep 11 2019, 04:13 PM)
Hi all,

Anyone tried auto pay Great Eastern insurance via JOP? Is it entitled cashback under auto bill category?
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Any idea if Great Eastern ePay auto billing is considered as online spend as well?

How about TimeDotCom (Time Internet) auto billing, as well as TNB? Are these considered utilities spend, or online spend? Are they considered auto billing as well in terms of cashback category?

This post has been edited by contestchris: Nov 9 2021, 11:14 AM
contestchris
post Nov 9 2021, 11:27 AM

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QUOTE(ClarenceT @ Nov 9 2021, 11:20 AM)
Auto billing is auto/direct debit, the transaction is initiated by the merchant.

Online transaction can only be initiated by the card user, then go through verification such as OTP or SSL.

But a payment transaction initiated by card user may not be recorded as an online transaction, because you may submit your card details online to the merchant, then the merchant direct debit the card as per the order.
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Okay, in that case, do auto billing transaction qualify for another category? Example TNB auto billing, is it considered utility spend? Same with Time auto billing, is it utility spend? And Great Eastern auto billing, is it considered insurance spend?

On that note, for online food spend (such as Dominos), is it also considered a "dining" spend?

I'm a bit confused on the treatment of online and auto billing spend (i.e., if they qualify for a spend category or not (like dining, utilities, insurance etc)).

This post has been edited by contestchris: Nov 9 2021, 11:29 AM
contestchris
post Sep 7 2022, 12:43 PM

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Hi guys, thinking of applying with the RM600 promo through SCB website. One question: If my total spend is only RM50 across 8 txn, will I still get RM600 cashback? Will it mean my account will have "positive balance"? And is this cashback direct into the credit card account, or in their stupid separate cashback account?
contestchris
post Sep 8 2022, 03:00 PM

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Guys, does SCB still practice a separate cashback account, from which you gotta "redeem" the cashback into your main card account? I'm referring to the SCB Smart Credit card.

Also, for the sign up bonus of RM600, will it be credited into the cashback account, or directly into the credit card account?

Thanks!
contestchris
post Sep 11 2022, 03:26 PM

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Anyone applied for credit card under rm600 that received approval already? Mine almost a week no news, still pending in CCRIS. I thought can get approval within 24 hours
contestchris
post Sep 19 2022, 01:00 PM

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Got my Smart Credit Card approved after nearly 2 weeks.

I have a question from the 15% cashback campaign:
All cashback will be credited into the Eligible Cardholder’s principal Smart Card account as determined by the Bank within twelve (12) weeks after the end of the Campaign Period. No cashback will be credited to any supplementary card account.

Smart Card account here means directly into the credit card account, or separately into the 360 Rewards account? Because early last year they had a similar campaign but the cashback was posted into a separate account, and we had to manually (and tediously) transfer it into the main card account. But I can't remember the wording then, and am wondering if it's the same system here.

contestchris
post Sep 21 2022, 09:20 AM

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QUOTE(nicklim17 @ Sep 21 2022, 09:16 AM)
LFC cash back. In
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When you say "in", you mean in 360 Rewards or directly in credit card account yea?
contestchris
post Sep 25 2022, 01:38 AM

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Walao Standard Chartered no more use normal OTP? Instead must approve via app? But the frickin' app is under maintenence...so now cannot approve my transaction!!! This is just so dumb man. Who's genius idea was it to deviate from the norm like this...

This post has been edited by contestchris: Sep 25 2022, 01:40 AM
contestchris
post Sep 25 2022, 11:51 AM

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QUOTE(sjz @ Sep 25 2022, 09:05 AM)
yes.
the so called apps approval is stupid. period.

actually the idea is good, but the implemtation is very bad.
like we discuss previously, esp transaction involving other bank, it would be hit-or-miss approach where sometimes even you click approved in SC apps, the merchant won't capture anything, end out transaction failed.
and need to redo, and it could be successful this time. doh.gif  doh.gif
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My order using SCB voucher is auto cancelled on Shopee. So damn stupid man!!!
contestchris
post Sep 25 2022, 03:27 PM

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QUOTE(cucikaki @ Sep 25 2022, 03:24 PM)
Wait 120 seconds. Then they will send otp if no approval in the app
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I didn't get any OTP though...but not sure if I waited until 120 seconds. Where is this from? Is it stated anywhere....would have been good to know it last night. Thanks!
contestchris
post Sep 29 2022, 03:50 PM

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QUOTE(taipan22 @ Sep 29 2022, 11:04 AM)
Exactly , last week i came back from bangkok didnot swipe the minimum 3 swipe as no way to utilize this free ride..ended up
using airasia apps taxi which is much cheaper than grab...
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I mean come on, it's not "much" cheaper. For me it is RM2: Grab = RM65, AirAsia = RM63. But AirAsia you can use the RM5 promo code, so yeah total RM7 lesser.
contestchris
post Oct 10 2022, 09:51 PM

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QUOTE(Sonnet Porky @ Oct 10 2022, 09:07 PM)
Hey everyone, be careful when using a Standard Chartered card for online purchases on brand's websites, Standard Chartered will charge a 1% oversea fee despite the website is the Malaysia version of the brand charging in Ringgit Malaysia, I've kena with Apple Malaysia's and Charles & Keith Malaysia's websites. Called the bank and they said because the charged terminal is oversea or something, which is an unsatisfactory explanation to me.  dry.gif

It doesn't happen on all websites but there's zero indicator prior to whether you'll be charged an oversea fee or not, you'll only know after they post the transaction which is already too late. Just because a website is selling in RM doesn't mean you can avoid the 1% oversea charge, and it can be quite a lot if you're making a big purchase. I've started to use other banks for new websites, only use Standard Chartered on physical shops and maybe Shopee.
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Hmm surely they cannot impose a charge that is not known beforehand, no? If I were you, I would escalate the matter all the way to BNM and demand a refund of said charges.
contestchris
post Oct 29 2022, 03:35 AM

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Midnight ewallet topup keeps failing....
contestchris
post Nov 18 2022, 10:55 PM

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Guys, did anyone apply for SC credit card under their online sign-up campaign of RM200/RM400 cashback? If yes, have you received your cashback? How long did you wait for? Did they post the cashback directly into the credit card account, or need to redeem separately from 360 Rewards?
contestchris
post Nov 18 2022, 11:04 PM

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QUOTE(gooroojee @ Nov 18 2022, 11:01 PM)
It's stated in the campaign T&C...
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Stated in T&C is one thing, getting it is another. Sometimes T&C say 4 months but people get within 1 month. That's what I want to know.

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