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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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Barricade
post Aug 11 2019, 11:03 AM

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QUOTE(fruitie @ Aug 10 2019, 06:00 PM)
That's quick, my AF for all three cards was already reversed and in fact it was done yesterday. I only requested before yesterday's noon. rclxms.gif

Next up to spend 3x each card for SST rebate. Can shift my insurance to JOP already. rclxms.gif
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Yeah I just shifted all my insurance from wise to JOP. No need to do anything edi since my insurance premium per month is more than 2.5k. I just keep the card in drawer and enjoy RM60 per month
Barricade
post Aug 25 2019, 06:18 PM

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QUOTE(MNet @ Aug 25 2019, 06:03 PM)
Anyone go for the digi 288 plan with sc cc? free 2x huawei p30 phone
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Link of the promotion please?
Barricade
post Aug 27 2019, 09:23 PM

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QUOTE(fruitie @ Aug 27 2019, 07:43 PM)
Try live chat. I was lucky, they gave me SST rebate for all my cards with just 3x spending on each card with no minimum amount.
Of course AF was waived too.
I didn't spend enough to get it waived automatically, yet they still waived for me when I requested via live chat.
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Tried 5 times live chat. 5 times also say cannot
Barricade
post Sep 22 2019, 04:23 PM

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QUOTE(beebee1314 @ Sep 22 2019, 08:18 AM)
Wow kaya betul. Ppl like us can't afford kaya, can only take planta. I just gotten a 400k loan. Well your standard is kl standard. Please share your kaya and we share planta to u. Quite nice when mixed. Haha
Woop hope u get. Then we can join u open house. Hehe
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Orang kaya won't need loan for 700k. #justsaying

The more loan you take, the more miskin you are. Just think of the interest that you're paying to the bank.
Barricade
post Sep 22 2019, 04:51 PM

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QUOTE(beebee1314 @ Sep 22 2019, 04:36 PM)
Not true. Orang kaya take loan so they can spin their money other places to generate more income. Ever heard of money makes money. Rich ppl really makes money at a crazy rate, even faster than bank loan interest rates.
Ya true. Loan approval affected, but not much la. I took a 420k housing loan recently. Have 8 cards then. Still pass.

Nowadays banks just wanna make money hoping we forgotten to pay.

Ok let's head back to the topic. Train derailed.
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We are talking about housing loan here, not loan for invesments. rclxub.gif
Barricade
post Oct 3 2019, 11:17 AM

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QUOTE(coolguy99 @ Oct 3 2019, 11:11 AM)
Nothing to be embarrassed about la. They reject people from entering the lounge from time to time. I met people who took out every single credit card in his wallet and ask the receptionist if the card is eligible for lounge access one card followed by another, he does not seem to be embarrassed also haha
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True that. That lounge is no longer "premium". So pariah now. Crowded too. I never bother to go there, i go business class lounge better.
Barricade
post Oct 11 2019, 01:52 PM

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QUOTE(wym6977 @ Oct 11 2019, 01:30 PM)
I get the RM35 voucher during 830am.. SCB so far gave highest among others... hopefully can still get in next 11.11 & 12.12 sales..
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May I Know what offer is this?
Barricade
post Oct 11 2019, 02:01 PM

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QUOTE(cybpsych @ Oct 11 2019, 01:59 PM)
Thanks. Aisey missed it.
Barricade
post Oct 28 2019, 11:53 PM

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Finance charge will come after late payment charge? I forgotten to pay my bill and i see a late payment charge of 1% few days after my due date

This post has been edited by Barricade: Oct 28 2019, 11:58 PM
Barricade
post Oct 29 2019, 12:48 AM

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QUOTE(fruitie @ Oct 29 2019, 12:38 AM)
Even late for one day SCB will charge interest.
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I was wondering when will they charge interest? Are they waiting for me to make payment then charge interest from 21.10.2019 (due date) to the day I make payment (29.10.2019)?
Barricade
post Oct 29 2019, 12:55 AM

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QUOTE(fruitie @ Oct 29 2019, 12:54 AM)
You didn't use the card from 21st? I also don't know how interests are calculated. I kena once I think two years ago from SCB also.
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Yeah I didn’t use. Strangely enough I see a late payment charge on 25.10.2019

Maybe they wait see when I settle then start calculating interest backwards? Hahaha.
Barricade
post Nov 19 2019, 03:08 PM

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QUOTE(TongCN @ Nov 19 2019, 10:07 AM)
Received one SMS on Credit limit increase to : RM37,368

What the CL numeric is that o.O
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They doing mass credit limit increase exercise maybe. I get the SMS two weeks ago, increased to 150k from 42k. I called them and ask them to decrease back to 50k
Barricade
post Nov 27 2019, 04:44 PM

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Only 2 wins max per day? Sigh.
Barricade
post Dec 4 2019, 12:15 PM

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Top up RM100 x 8 to BP but won nothing sad.gif
Barricade
post Dec 11 2019, 04:26 PM

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QUOTE(MGM @ Dec 11 2019, 04:06 PM)
I want to apply supp cards under the 'Supplementary Credit Card Spend & Get Acquisition Campaign'. Based on below, which method among those in RED, will be processed the fastest.

(ii) Existing To Bank Principal Cardholder must apply for any of the SCB Supplementary Credit Cards listed above during the Campaign Period through
either the Bank’s offline channels (i.e. the Bank’s branches, Price Solutions Sales Agents, and any other authorized offline sales channels)
or the Bank’s online channel (i.e. through our website at www.sc.com/my)

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Did you find the link to apply supplementary card at sc.com/my?
Barricade
post Dec 12 2019, 11:29 AM

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So if topup now chance of getting cashback is already low? need to do it at midnight for higher chance?
Barricade
post Dec 30 2019, 11:57 PM

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QUOTE(fruitie @ Dec 30 2019, 06:08 PM)
I think depends on policy, mine is the same regardless payment frequency. I think many years ago, we did discuss about this somewhere in this section and another person is also having the same case as mine, no difference to pay monthly, quarterly, half-yearly or yearly.
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Yes it depends on policy. Not insurance company. I did check mine and yearly and monthly is the same, so why so stupid go and pay yearly? biggrin.gif


Barricade
post Jan 5 2020, 12:36 AM

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QUOTE(ps007 @ Jan 5 2020, 12:32 AM)
Adoi... again not getting OTP... any celcom users same?
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same
Barricade
post Jan 9 2020, 11:38 AM

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QUOTE(ps007 @ Jan 9 2020, 11:17 AM)
Celcom user, anyone manage to get drift link since 11am?
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No link. I’m pissed
Barricade
post Jan 11 2020, 12:04 AM

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No drift link for celcom again

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