SC rewards website cannot masuk now. App also hang.

The transaction on March all disappear.

This post has been edited by avinlim: Mar 20 2021, 12:52 PM

I hope they dont call when I cancel. really mafan.

Ur monthly card repayment "lengzai"? haha...

There are few reasons that may affect the results. Only my speculation and suggestion la.

1. May be bank deems your salary increment over 5 years not big enough.
2. You have many credit application record over short period.
3. total CL on other banks hit ceiling.

what you can do (what I did was)

prior to apply again, I open saving account with the bank and pledge 10-20k into the saving account of that bank.

I did that for my ocbc and pbb both successful on second time application after I have saving inside bank account. haha...just my experience la....

No quota to play all the new campaign already.

The smart CC campaign...haha

I mean myself no quota to play any new campaign following the boost wallet new rules.

hardly find any card got benefit with government related payment.

I see, thanks.... I dont hold any RHB and HLB cc...haha..

my UOB cards cancellation try liao 3 years, till now still holding it.

haha...yea..why waive all the fees. Even I tell them I no using the cards, they also dont want to cancel...lol.... this year try again.

If you are worry, always pay earlier before due, why drag till last minute right?

Also, when u pay on due date, eg at 9-10pm, most bank cut off time are over by night and payment consider next day and might kena late payment.

One more situation recently happen to me was the paying bank "misplaced" my payment. from RHB to SC, the payment not credited after 3 days, need to contact bank and finally reflected. All this will cause late payment if you always pay last minute.

This post has been edited by avinlim: May 10 2021, 04:44 PM

550 with spend 6k. pass... no quota. Good luck to all.

Yes, but still can easily track it via the Outstanding balance which update immediately after payment.

SC got 0% interest epp?

If you have insurance, can replace autopay TNB to insurance. My GE autopay fall exact on 15th monthly. never miss single one so far.

U should read the campaign T&C....it will state there clearly. All campaign might hv different T&C.

For example campaign from 6-8June, both date inclusive bla bla bla...some even include time.

There will be no doubt, if your application submitted after the campaign stipulated date and time, you will not get the sign up gift, and wasted your chance.

From my experience, the submission time means when RP receive your application and FWD to the bank to process. One way to find out is ask RP, they will tell you.

I do experience once where I submitted my application within campaign period but bank process and contact me after the campaign date. I asked to bank and she said I still entitled because base on RP fwd doc to them, the time is within the campaign period period. I doubled confirm with RP. Finally I got the gift as well.

For user site, to avoid this kind of worries, always apply when the campaign start, and avoid last day campaign date application.

Those who not receive sms, can try send another again. But registration take 3 days...so... good luck.

From 5% to 1% 80% cut

From 1% to 0.5% another 50% cut

time to put 50% physically cut on the card.

Wait for the official announcement. then can cut the card ady