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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SUSDavid83
post Apr 14 2019, 09:19 AM

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I saw SC opening booth opening at Gurney Paragon and Tesco Egate.
SUSDavid83
post Apr 14 2019, 09:23 AM

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QUOTE(Sumofwhich @ Apr 14 2019, 09:20 AM)
Qb as well on Friday
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QBM is more frequent. It's like almost permanently stationed there together with other banks like Citibank, HSBC and etc
SUSDavid83
post Apr 15 2019, 12:31 PM

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QUOTE(life27 @ Apr 15 2019, 12:31 PM)
Standard chartered jop spent no reward point ? Just get cash back only right ?
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Pure cash back card.
SUSDavid83
post Apr 16 2019, 10:27 PM

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QUOTE(life27 @ Apr 16 2019, 10:26 PM)
So total how much need to spent ? 2500 just nice ? Or even above 3000 also max get rm85 ? Then add on the Liverpool FC will be better , just spent rm1500 will get additional rm50
Hahaha
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2500 min spending and make sure some fall into the category.
RM 85 is the cap.

This post has been edited by David83: Apr 16 2019, 10:29 PM
SUSDavid83
post Apr 22 2019, 01:34 PM

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Anybody received email from SC titled "<ADV> An invitation to Q2 2019 Market Outlook Facebook Live Session"?

This post has been edited by David83: Apr 22 2019, 01:35 PM
SUSDavid83
post Apr 25 2019, 11:58 AM

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QUOTE(JuneResources @ Apr 25 2019, 11:56 AM)
Respect you all have so many cards.

Wanna to ask you all.. How to apply so many cards of these?
If high high salaries, then can apply so many cards.. Then I surrender of it coz I'm still guli ball.. cry.gif
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If 20 credit cards from 20 banks/financial institution, that'll be impressive.
But you may have more than 1 cards from the same bank.
For example, SC, she got LFC CB, JOP and WM == 4 csrds from SC.

And for me, I got 3 cards from PBB (VS, QMC, QV).
SUSDavid83
post Apr 25 2019, 01:55 PM

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If you forget to redeem it and cancel the card, obviously you can kiss goodbye to the cash back! laugh.gif
SUSDavid83
post Apr 25 2019, 03:14 PM

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QUOTE(avinlim @ Apr 25 2019, 02:27 PM)
But the cb can be accumulated in 360 to get their gift shown there ...  laugh.gif  laugh.gif  laugh.gif
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I believe once you terminate the card, you have no longer have access to the website/card
I think it is specifically mentioned in the card TnC to redeem the cash back before card cancellation.
SUSDavid83
post Apr 26 2019, 04:34 PM

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QUOTE(Vieon @ Apr 26 2019, 04:31 PM)
Already few times apply the SC credit card, but still not manage to get it. I got alot credit card with prompt payment history, just curious why still not able to get it. Any TS can advise?
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Buy a CTOS Score report.
It'll tell you why.
SUSDavid83
post Apr 28 2019, 09:40 PM

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QUOTE(babienn @ Apr 28 2019, 09:36 PM)
May I know the RM85 and RM50 monthly CB quota for justone and liverpool cards are shared among principal and supplementary?
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Baaed on the TnC, it's likely being shared:

2. The amount of retail purchases made by your supplementary cardholders will count towards meeting your minimum retail purchase requirement to be eligible to receive the CashBack.
3. In the event customer owned more than one JustOne Platinum Principal credit cards, all retail purchases made in your JustOne Platinum credit cards will be combined towards meeting minimum retail purchase requirement and cashback will be given to the JustOne Platinum credit card with highest balance with maximum cap as specified in Clause 1 above.

This post has been edited by David83: Apr 28 2019, 09:44 PM
SUSDavid83
post Apr 29 2019, 03:24 PM

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QUOTE(ckweng @ Apr 29 2019, 03:17 PM)
I called to cancel WMC and Visa Platinum before my anniversary month (May) not long ago. The retention team called to offer 1-year annual fee waiver for WMC and RM50 cashback to offset SST (RM25 x 2 for both cards) by spending RM200 on 1 of the cards.

Maybe the cancel-then-retain route is better?
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Seems like they become like UOB. hmm.gif
SUSDavid83
post Apr 29 2019, 03:43 PM

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QUOTE(attentional @ Apr 29 2019, 03:40 PM)
What if.... they didn't retain and cancelled your card immediately? Is that the risk people here willing to take? Considering the amount of CB they getting reloading BP? biggrin.gif
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That's the risk you need to count for in you want to go down that path right?
SUSDavid83
post Apr 30 2019, 02:28 PM

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QUOTE(avinlim @ Apr 30 2019, 02:26 PM)
SC LFC - no more waiver, RM175 and can get "free" jersey.
SC JOP - annual RM20000 still can get annual waiver.

correct me if wrong.
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Don't lump things together.
The shared TnC is exclusively for LFC.
SUSDavid83
post Apr 30 2019, 02:35 PM

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QUOTE(avinlim @ Apr 30 2019, 02:32 PM)
Annual Fee
You must pay annual fee of RM250 for principal cardholders.
Effective1st August 2018, your annual fee will be waived if:
 you made retail purchases of at least RM20,000 per annum (“minimum spend requirement”) on
JustOne Platinum principal credit card.
 Minimum spend requirement will be calculated based on total retail purchases statemented in
previous 12 months.
 Example: Customer anniversary month is in January 2018. Annual Fee will be charged in
February 2018. Minimum spend requirement will be total retail purchases statemented in
February 2017 – January 2018.
TERMS AND CONDITIONS
Standard Chartered JustOne Platinum MasterCard® Credit Card Dec 2018

No annual fee will be charged on supplementary cards.
For cards that were automatically upgraded to JustOne Platinum under the Bank’s Mastercard upgrade
exercise, the annual fee above will only be effective from 1 June 2019 onwards.
RM25 service tax will be imposed on each principal and supplementary credit card and on the yearly
renewal of each card (effective 1 September 2018)
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We already knew that JOP AF can be waived with annual spending > RM 20k.
Any surprise to that?
SUSDavid83
post Apr 30 2019, 02:41 PM

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QUOTE(avinlim @ Apr 30 2019, 02:40 PM)
Just sharing.  cool2.gif
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With min spending of RM 2500 to get max cash back of RM 85, it's not so hard to achieve RM 20k p.a.

I'm not about you guys but I have studied the card first before apply for it.
I won't simply go apply blindly because of free gifts.
SUSDavid83
post May 1 2019, 09:24 PM

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QUOTE(MGM @ May 1 2019, 09:23 PM)
Which campaign gives this extra rm50 CB?
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Acquisition campaign of LFC.

URL: https://av.sc.com/my/content/docs/liverpool...le-cashback.pdf

This post has been edited by David83: May 1 2019, 09:25 PM
SUSDavid83
post May 1 2019, 09:30 PM

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QUOTE(MGM @ May 1 2019, 09:26 PM)
So it is for new users.
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Yes. I mentioned acquisition right?

QUOTE
This Campaign is open to Liverpool FC Cashback credit cards issued by the Bank (“SCBMB Card”) whose cards were approved between 12 November 2018 – 30 April 2019, and who have maintained all their accounts with the Bank in good standing, without any breach of the terms and conditions or agreements, throughout the Campaign Period (“Eligible Cardholders).


This post has been edited by David83: May 1 2019, 09:33 PM
SUSDavid83
post May 7 2019, 09:44 AM

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QUOTE(KaD1GO @ May 7 2019, 09:43 AM)
last few days I wrongly paid CC; instead of transfer to PBB VS, i wrongly transferred to SC JOP.
will there be any fees if "overpaid" SC CC?
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No fee.
SUSDavid83
post May 7 2019, 11:27 AM

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This month is FAST! rclxms.gif
SUSDavid83
post May 7 2019, 01:02 PM

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QUOTE(PrincZe @ May 7 2019, 12:55 PM)
if dont redeem these cashback, it will just stay there? got expiry date ma?
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Got.
I remembered it's 3 years.

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