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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SUSDavid83
post Apr 1 2019, 08:26 PM

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QUOTE(saitong09 @ Apr 1 2019, 08:25 PM)
Applied mine LFC today over the phone by Price Solutions
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No need to fill any form?
Submit any income document?
SUSDavid83
post Apr 1 2019, 08:29 PM

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QUOTE(saitong09 @ Apr 1 2019, 08:29 PM)
No need, not even an application form. Because last month I applied JOP from them.
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Make sense!

SUSDavid83
post Apr 1 2019, 08:33 PM

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QUOTE(saitong09 @ Apr 1 2019, 08:32 PM)
But too bad 1st year no SST waived, only waived AF for 1st year and sub-sequence year need to pay both AF + SST.
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You refer to LFC or both LFC+JOP?
SUSDavid83
post Apr 1 2019, 08:35 PM

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QUOTE(saitong09 @ Apr 1 2019, 08:35 PM)
LFC  sweat.gif
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They give your free jersey whistling.gif
SUSDavid83
post Apr 3 2019, 09:20 AM

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QUOTE(TongCN @ Apr 3 2019, 09:11 AM)
» Click to show Spoiler - click again to hide... «


Something wrong here ... why dun have my name !!!  tongue.gif  puke.gif
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Nice try! biggrin.gif

Try again next time!
SUSDavid83
post Apr 3 2019, 01:20 PM

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QUOTE(tifosi @ Apr 3 2019, 01:16 PM)
All the split of RM 100 usage for the LFC card went wasted.
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You didn't win a single spin contest cash back at all? blink.gif

This post has been edited by David83: Apr 3 2019, 01:20 PM
SUSDavid83
post Apr 5 2019, 06:06 PM

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QUOTE(ClarenceT @ Apr 5 2019, 06:05 PM)
If he is willing to travel to a New Balance outlet , it does not mean he will definitely get the jersey. What if "out of stock" or "system down"?

I had a similar experience to claim some RM0.99 socks from Hush Puppies Pavilion (Digi's offer).
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99 cents socks! bruce.gif
SUSDavid83
post Apr 7 2019, 09:38 PM

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QUOTE(ProxMatoR @ Apr 7 2019, 09:37 PM)
it sounds more like they want your big fund more than pledge small amount of FD and get you a CC

or maybe they are going the lazy path, you be priority banking customer, then you apply cc they can get you easier without any pledge or whatsoever. and meantime, they increase their customer base in priority banking... lol
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If I got RM 250k, I won't be apply for their cards! dry.gif
SUSDavid83
post Apr 8 2019, 08:42 AM

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QUOTE(avinlim @ Apr 8 2019, 08:36 AM)
Why need pledging FD for a credit card? Use your salary slip, business proof to apply one.
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Some people are not qualified due to age at retirement, no proof of income (documents) or countless rejection (due to CCRIS/CTOS/etc)
SUSDavid83
post Apr 8 2019, 10:20 AM

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QUOTE(avinlim @ Apr 8 2019, 10:16 AM)
I think most is young people. For people retired (mayb > 60yo) why bother to apply cc after 60 years of not having it. just use cash. I believe old people are rich like boss.  cool2.gif  cool2.gif  cool2.gif  cool2.gif
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Your statement is clearly violating age discrimination.

You have payslip or proper income poof doesn't mean all people should or must have it.
Your earlier post is another violation of biased discrimination.
SUSDavid83
post Apr 8 2019, 10:21 PM

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Everybody's credit rating/history is subjective.
A's case may not be the same or work for B's case.
SUSDavid83
post Apr 10 2019, 09:08 AM

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QUOTE(qqbill @ Apr 10 2019, 09:07 AM)
Cb is ready for redemption today
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Wow. This month is rather early!
SUSDavid83
post Apr 10 2019, 09:13 AM

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QUOTE(avinlim @ Apr 10 2019, 09:11 AM)
wow...seriously? Gonna check later.
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Validated and redeemed!
SUSDavid83
post Apr 10 2019, 09:17 AM

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QUOTE(avinlim @ Apr 10 2019, 09:14 AM)
So...Some1 who reload with boost can confirm received cb for Feb or not now to answer all previous questions about OTP receive ke x..bla bla bla thgs. haha...
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Wait and let others to answer.
I didn't load into Boost.
SUSDavid83
post Apr 10 2019, 11:05 AM

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QUOTE(TongCN @ Apr 10 2019, 11:03 AM)
BigPay inside ?
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BP falls into any of Government, Charity or Professional Services? dry.gif
SUSDavid83
post Apr 10 2019, 11:12 AM

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QUOTE(TongCN @ Apr 10 2019, 11:07 AM)
BigPay under 6xxx hmm just done search

But based on Maybank "round chart" of mine i remember i saw Professional services which i dunno what is tat

Also just noticed that JOP not included.
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QUOTE(avinlim @ Apr 10 2019, 11:09 AM)
Boost reload with BP, BP wil show "Professional Service" for Boost.
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QUOTE(TongCN @ Apr 10 2019, 11:12 AM)
If u login MBB (Out of topic) m2u , you can see the round chart of spending actually under CC.

There is professional service, and probably each bank has their own categorize.
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MCC matters

This post has been edited by David83: Apr 10 2019, 11:12 AM
SUSDavid83
post Apr 10 2019, 10:49 PM

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QUOTE(anakMY @ Apr 10 2019, 10:47 PM)
What if we don’t have SCB savings account ? Impossible to redeem the cashback ?
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I don't have SCB CASA too.
It'll go back to your SCB credit card statement.

The description in e-statement is called "CASHBACK TO STMT"
You'll receive an email on the redemption titled "our CashBack To Statement Redemption is Successful"

This post has been edited by David83: Apr 10 2019, 10:51 PM
SUSDavid83
post Apr 10 2019, 10:59 PM

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QUOTE(berrycoo~ @ Apr 10 2019, 10:59 PM)
How did you guys get the extra RM50 cashback?
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RM 50 from LFC card.
SUSDavid83
post Apr 11 2019, 07:21 PM

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QUOTE(savvyaunty @ Apr 11 2019, 07:18 PM)
tried calling SCB but they outright refuse to give any rebate although when I signed up sales agent said just call and ask. all other banks have been generous also. Just trying to check if everyone else is having the same issue with SCB
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Have you read this last statement on "Whether the bank wants to give u a rebate or not, is up to their discretion."?

Stop whining here!
It's easy as you want to use the card, pay for it.
If you feel that you have been cheated and other banks are more generous in absorbing it, cancel the card and move on.


SUSDavid83
post Apr 11 2019, 07:38 PM

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QUOTE(beebee1314 @ Apr 11 2019, 07:36 PM)
Not gonna call u to stop whining but David has a point there. Upto banks to decide lo. Like last time I used uob one card many years back, I call bank to waive my annual fee and give me sst rebate, they told me on the spot that they approve my annual fee waiver and sst rebate, for 3 years. Meaning every year waive annual fee and auto help me pay sst. Citibank pulak give me on yearly basis. Don't want give me straight 3 years. Haha nothing I can do. Every year call citi lo until I cancel, they say we can give u 3 years annual fee waiver and gst rebate, I told them now gst era, not annual fee jao no gst. Apa rebate. Direct cancel the card.
Haha. Mai like that. Give chance to him/her. Some ppl need pay rm25, they go crazy. For me I earn cb from the card. Cannot rebate biar pi. Give some, gain more.
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UOB has been generous in their retention offer.
However, they're not that generous in their acquisition offer which I'm a little TL (hokkien) with them!

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