Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

views
     
evoce9a
post Feb 13 2018, 04:20 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(donhue @ Feb 13 2018, 02:45 PM)
I got my CB for January, while still nothing for December.. called CS and had a long discussion/check..

My Dec transactions had RM 214.19 of petrol transactions, and RM 302.05 of non petrol/insurance transactions.. Total spend exceeds RM 500, so by right, should get 2% CB on the RM 302..

CS says that petrol transactions are not considered retail, that's why not considered in total spend, thus no CB.. but I told them that in their website there's no mention that petrol transactions are not considered retail.. CS will check with her superior and get back to me..
*
Are you referring to Cash Back Gold card? According to SC website , "cash back is calculate based on all transaction EXCEPT petrol and insurance" .
If you spend for petrol with your cash back gold card , it is not calculate as any spending for this card. So you won't get any cash back if you calculate together with your petrol spending and others to achive RM 500 of spending to get 2% cash back.

Any transaction will do accumulate for cash back if spending above RM500 except petrol and insurance only .
evoce9a
post Feb 15 2018, 08:10 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(gastacopz @ Feb 15 2018, 06:26 PM)
Thanks..

JOP already in today.

Btw,this for Jan right?
*
Yup , correct
evoce9a
post Apr 10 2018, 11:03 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
Cash back for Gold and JOP for has been credited rclxms.gif
evoce9a
post Apr 25 2018, 05:47 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(paogeh @ Apr 25 2018, 05:23 PM)
LOL !

those who sign up for the CB card, WANT THE REBATES !

*i';m applying JUSTONE + GOLD cash back , on 27APR as new card holders .....
** i need to aware  + click redeem the CB in coming months .....
*
The cashback won't 'run away' for 3 years , so you don't need to be aware every month . If this month you forgot to claim it then you can still claim it at next month.
For me i'am getting 85+50 cashback every month from JOP and Gold , used half year for both card but never claim before . I will continue accumulate it until before 3 yrs and one shot claim it for my travel purpose biggrin.gif
evoce9a
post May 17 2018, 08:26 AM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(fruitie @ May 16 2018, 11:47 PM)
It depends what you have spent on JustOne Plat and if within eligible categories, then yes RM 85.
SCB CB, different cash back. Both require monthly redemption.
*
Not require monthly redemption . I have accumulated for half year cash back of both jop and gold card, never redeem any before.
evoce9a
post May 17 2018, 10:40 AM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(SzeMeng76 @ May 17 2018, 08:32 AM)
In 1 day u will need to redeem it too. It only last for 3 years.
*
Yes i knew it . For sure i will redeem it before 3 years.


QUOTE(fruitie @ May 17 2018, 08:52 AM)
Well, I was speaking based on general practice.
*
Generally might have many card holder will redeem it monthly , but it is not require to do redemption monthly as it has a validity of 3 years.
evoce9a
post Jul 27 2018, 02:08 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(addison250 @ Jul 27 2018, 12:10 PM)
one thing i really hate bout SC is their telemarketer will call every 2 weeks. telemarketer- personal finance and insurance different lines
*
Install apps to notify caller ID and block . I blocked all number from their telemarketer already .
evoce9a
post Aug 10 2018, 08:34 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(Morning_Star @ Aug 10 2018, 08:16 PM)
Does the SC WorldMiles card also apply to supplementary holders in benefits of PPL?
*
Nop . Only for principal card holder.
evoce9a
post Aug 14 2018, 09:25 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(xuanchew @ Aug 14 2018, 09:17 PM)
WTA:

since TNB and Syabas dont have auto-debit. If I make payment on TNB portal by using JOP, consider online purchases?
*
Yes it is consider online purchase
evoce9a
post Aug 15 2018, 12:03 AM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(xuanchew @ Aug 15 2018, 12:00 AM)
How about if I pay with credit card on TNB portal itself?
*
Yes , payment thru Mytnb web portal is counted as online purchase as well.
evoce9a
post Aug 15 2018, 08:41 AM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
Cash Back Plat card RM50 credited in . JOP not yet .
evoce9a
post Aug 15 2018, 05:06 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(jhleo1 @ Aug 15 2018, 04:46 PM)
I was given almost 5.7x of my monthly Salaries for my new SC JustOne Platinum. That really too much which I prefer not to get. It may affect my other bank CC application in future.
*
Yup , agreed. Previouslly I got 7x credit limit approved when i applied Cashback Gold + JOP . I dont need that much as every month i only spent below 5k for both card to get their cash back. After a month i request via live chat to reduce my credit limit and its done on the next day.
evoce9a
post Oct 13 2018, 08:31 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(chonghe @ Oct 13 2018, 06:22 PM)
received SCB increase CL sms, from previous reading I know it is genuine

After reply YES will we hear from them automatically or have to call to update?
*
I received CL increase SMS too. Replied Yes and after a week I logged in to my SCB account it's done updated to the new limit .
evoce9a
post Nov 12 2018, 11:35 AM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(lilsunflower @ Nov 12 2018, 11:15 AM)
Saw the rebranded LFC card has been reflected on my SCB online banking now.  Also just submitted a service request to replace the card.

I love SCB's service request tracker.  I can see the status of my Live Chat requests too, including details. Btw, check out the screenshot. I asked for SST "rebate", but they call it a "fee waiver".
*
They got request you to update income documents when you request for SST rebate?
evoce9a
post Nov 15 2018, 11:05 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
Request Liverpool FC card replacement yesterday morning , card reached my house today evening today . Fast ~ biggrin.gif

This post has been edited by evoce9a: Nov 15 2018, 11:06 PM
evoce9a
post Nov 16 2018, 10:04 AM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(ckweng @ Nov 16 2018, 08:01 AM)
Can I ask, if sent to house, is it via mail drop (no signature required)? Thanks.
*
Mine required signature when the mail received . SC send by pos laju.
evoce9a
post Dec 4 2018, 12:47 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
Yay .Successfully get RM25 SST rebate today thru live chat without submit income documents
evoce9a
post Dec 6 2018, 11:29 AM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(PrincZe @ Dec 5 2018, 12:53 PM)
new customer? how did you do it?
*
I used SCB card for 1 year. Request SST cash back thru live chat online

This post has been edited by evoce9a: Dec 6 2018, 11:29 AM
evoce9a
post May 8 2019, 09:56 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(David83 @ May 8 2019, 05:39 PM)
That's why I don't want to apply/get LFC since it's not waive-able condition.
*
JOP and LFC is still my main cashback card even AF can't be waive. After deducted AF i am still earning RM425 from LFC and RM770 from JOP annually biggrin.gif

QUOTE(majorarmstrong @ May 8 2019, 09:37 PM)
how much is the annual fee?
we can earn RM50 per month x 12 months which is RM600 per year, dont tell me the annual fee cost RM600 or more?
*
LFC annual fee is RM175

This post has been edited by evoce9a: May 8 2019, 09:56 PM
evoce9a
post May 8 2019, 10:15 PM

Casual
***
Junior Member
329 posts

Joined: Dec 2016
QUOTE(majorarmstrong @ May 8 2019, 10:01 PM)
those who could not optimize the card cashback benefit would have to cancel it else really not worth to pay RM175 and get no benefits
*
Yes , previouslly customer was just easy to get waiver of the AF , but now it is not .

3 Pages < 1 2 3 >Top
 

Change to:
| Lo-Fi Version
0.3041sec    0.97    7 queries    GZIP Disabled
Time is now: 18th December 2025 - 03:47 AM