yes i also think all these actions are their calculated move.
whether correct or not, only time will tell.

eventually, still local banks offering more reliable cc benefits
Liverpool upgrade with downgrade also
Before: 0.5% cash back capped RM50 / month
After: 0.2% cash back capped RM20 / month
0.2%, not 2% 

SCB is infamous for adjusting users' limit, someone shared before 50% reduction and another extreme case almost 90% reduction.

Wait, I checked mine and it went to my spam mail too. No link or whatsoever so safe to open but...

We hope this message finds you well.
At Standard Chartered Bank, we prioritise your financial well-being while safeguarding your credit card. As part of our ongoing efforts to maintain the highest standards of security and responsible lending, we have adjusted the combined credit limit of your credit card(s) to RM .
We recognise that this change maybe unexpected and we want to assure you that this adjustment does not reflect on your relationship with us or your creditworthiness. Your credit card account remains in good standing, and we value your continuous business.
Your new credit card limit will be effective immediately.
Thank you for your support, understanding and continuous loyalty.

-no amount is indicated... Checked my SC app, the limit is still the same.
-The sender's email address is miss+my full name@sc.com

Anyone?