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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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beLIEve
post Dec 15 2019, 10:17 AM

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QUOTE(saitong09 @ Dec 15 2019, 09:32 AM)
Tukar tyre and spin again tongue.gif
Overall return so far I got about 1.6%, beginning more than 2%
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i'm at 1% already loh
beLIEve
post Dec 15 2019, 08:03 PM

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QUOTE(ClarenceT @ Dec 15 2019, 10:46 AM)
So I switch to Maybank MAE this week. Got RM0.97 (3.2%) once this morning and average return >1%.
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Oh I don't have time to diversify. Maybe in another 2-3 months.

QUOTE(saitong09 @ Dec 15 2019, 02:56 PM)
how many total spin you had completed?
5% return, quite good  smile.gif
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Didn't count. The 1% is the most recent. It's slightly better the 2 days before today. Before that, about 4-5x can win twice already.

Need to roll for ASM, so don't really care how many times anyway.
beLIEve
post Dec 16 2019, 10:17 PM

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QUOTE(kwk_1995 @ Dec 16 2019, 09:29 PM)
Previously my CL only 6k coz this is my 2nd cc, they are quite stingy in giving high CL unlike HSBC  sad.gif
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It really depends. HSBC generous to you but not generous to me. SCB generous to me but not to you.

QUOTE(tan_aniki @ Dec 16 2019, 09:31 PM)
so far SBC is the most generous, now RM58500, they still offer me RM117k but i don't want... the lowest is MBB and AEON, only RM30k
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wahhh respect respect. Last month (or maybe Oct) swipe until near limit, didn't get any offer from SCB also. HSBC 3 months above limit also no offer to increase. Guess I should be grateful they're not reducing my limit.

This post has been edited by beLIEve: Dec 16 2019, 10:17 PM
beLIEve
post Dec 20 2019, 12:08 AM

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QUOTE(adele123 @ Dec 19 2019, 07:51 PM)
But just curious though. You guys spin even though you have reached the monthly quota cash back? Is the return still worth it?

I know you topup bigpay and boost... but i'm a bit doubtful of the return...
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I don't think people are looking at the % of returns.

Let's just assume, get $5 + $5 in 10 attempts. You still make some good money in 30-40 attempts. The same applies to last year's russian roulette.
beLIEve
post Dec 20 2019, 10:58 AM

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QUOTE(basSist @ Dec 20 2019, 10:38 AM)
For those who signed up auto pay for TNB, the autopay was not going thru and the mytnb CS called back after I feedback them via the app, said the autopay is under maintenance and will only able to do the autopay again end of this month.
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thanks for the info.

I've been having problem with TNB autopay almost on a monthly basis. almost every month have to lodge a report to manually autopay

This post has been edited by beLIEve: Dec 20 2019, 11:10 AM
beLIEve
post Dec 22 2019, 02:15 PM

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QUOTE(addison250 @ Dec 22 2019, 01:37 PM)
i never receive any sms link for spin  sad.gif  sad.gif  sad.gif
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Did you register? There is a link to register online or SMS to a number. Then wait 3 business days
beLIEve
post Dec 22 2019, 06:37 PM

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Aiyah I forget Clarence 前輩's lesson that it is very difficult to strike on Sundays. Wasted over 1k quota
beLIEve
post Dec 22 2019, 07:37 PM

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QUOTE(MGM @ Dec 22 2019, 07:29 PM)

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Yes I saw you bro. But many people unsuccessful also.
beLIEve
post Dec 22 2019, 10:52 PM

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QUOTE(ClarenceT @ Dec 22 2019, 08:21 PM)
I had itchy fingers today. Tried once every hour but managed to get first RM5 at 2pm after 8x RM100. (0.0625% sad.gif )
Just for fun.
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I won $5 once somewhere in between my 10-13 tries. At that time, forgotten your tip. The moment I recall, straightaway stop.
beLIEve
post Dec 23 2019, 01:35 AM

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QUOTE(saitong09 @ Dec 23 2019, 12:24 AM)
Majority start with numbering high chances of 0, so far i got only 1 rm5 started with number.
Today got 2x rm5/400 smile.gif
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From me records, 2, 6, 7, 8, 9 got money. 0, 1, 3, 4 no. And yes, aware that some 0134 got money, so I still drift
beLIEve
post Dec 24 2019, 06:05 PM

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Boost can transfer money to your trusted friends and family. Courtesy of Clarence 前輩. Another 1400-4500 to drift depending on the number of trusted people you have
beLIEve
post Dec 25 2019, 03:06 AM

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QUOTE(tan_aniki @ Dec 24 2019, 07:05 PM)
just try to becareful, a friend of mine acc got ban (unable to top up with cc) also affect a trusted friend acc (he used to p2p to him to do bank transfer) whereby his friend acc only use cc of his own without any other acc link to his cc
so just p2p wisely to your own "trusted" acc rather than risk for weeks or months delay to get out of the ban...
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QUOTE(skty @ Dec 24 2019, 07:19 PM)
you can do that for final month of the campaign, not now.
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thanks for the tips bros. I already done that few days before I posted. To my colleague actually, someone I can trust holding my money, not those whose account under my control. But one and only time lah.

I can't believe they "allow" such feature and ban people after that.
beLIEve
post Dec 25 2019, 10:47 AM

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QUOTE(cucikaki @ Dec 25 2019, 10:10 AM)
No one playing is it

Im pushing the sequence.

10.02 1T7xx
10.03 1T8xx
10.04 1T9xx
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it's not that after pushing the sequence to 1zzzzz then you get a win. In between these non-winning URI, there should be some winning ones.
beLIEve
post Dec 25 2019, 12:51 PM

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QUOTE(tan_aniki @ Dec 25 2019, 12:02 PM)
not because of the feature, when u use ur card on multiple acc, u got suspected by them as bnm not allow others to use ur cc, therefore the affected acc also affect others who receive/transfer money to them...

to prevent this always use ur own cc name, if don't have cc then just supp a card to them, wait for 20 days is better than delay all acc for weeks/months...
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ahhh thanks for the clarification. I just did wallet to wallet transfer, not use my card on his wallet. Only ran short of asking him to cash out tongue.gif I'll probably transfer back next week to avoid unnecessary hassles.

QUOTE(gooroojee @ Dec 25 2019, 12:35 PM)
Depends how much they made from you the past year...
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I don't think they get to make any from her.....unless it's from them merchants she spent on

This post has been edited by beLIEve: Dec 25 2019, 12:56 PM
beLIEve
post Dec 25 2019, 01:08 PM

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QUOTE(puputeh24 @ Dec 25 2019, 01:06 PM)
how to get RM110/month cb cc blink.gif
I will have RM50 cash back to cover 2 cards' SST too, after requesting card cancelations
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50 Liverpool + 60 Just 1Platinum= 110

This post has been edited by beLIEve: Dec 25 2019, 01:11 PM
beLIEve
post Dec 25 2019, 02:17 PM

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QUOTE(tan_aniki @ Dec 25 2019, 02:02 PM)
So based on ur sister case, whoever got guts to cancel can get the SST rebate as well, else it is hard to get it
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Just to add - she said she did not even reach the maximum cash back sometimes. Not sure about the sister.

S/he who does not slaughter the bank for maximum cash back with ewallets gets some goodies in return?
beLIEve
post Dec 25 2019, 02:54 PM

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QUOTE(tan_aniki @ Dec 25 2019, 02:23 PM)
We never know what the bank thinking about, sometime u spend a lot also waive for u, sometime u seldom use also waive for u, sometime u spend exactly for the max cb per month no waiver…
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yes true. I'm going to try my luck for the Liverpool annual fee when it's due next year. I think/hope I still have some chat log where the CS said I don't need to pay annual fee if I don't want the jersey. See if they're going to honor what the CS said.

QUOTE(fruitie @ Dec 25 2019, 02:27 PM)
My elder sister lagi teruk, she hardly uses this card. One month never exceed 1k, usually RM 500.
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may the force be with her biggrin.gif
beLIEve
post Dec 26 2019, 08:54 PM

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QUOTE(cklimm @ Dec 24 2019, 11:47 AM)
A friend and I found that the TNB auto bill payment for this months hasnt gone through (JOP card). Does anyone here faces the same problem?
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QUOTE(ayamback @ Dec 24 2019, 12:10 PM)
Same problem but not with JOP. It's with TNB
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QUOTE(basSist @ Dec 24 2019, 01:13 PM)
same since mid Dec. feedback again to them via mytnb app d this morning. get ready to pump in more petrol to replace the tnb autopay bill amount.
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TNB autopay ok already. Charged on Dec 23. This time I didn't have to report, probably you guys already did it.
beLIEve
post Dec 28 2019, 12:14 AM

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QUOTE(tan_aniki @ Dec 27 2019, 06:35 PM)
Btw i cant see Affin thread in cc section, no one create meh?
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I think some cc with lower takes don't have their own section. OCBC is another one.
beLIEve
post Dec 29 2019, 09:52 PM

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QUOTE(wkalvin @ Dec 29 2019, 07:04 PM)
Hi guys,
May i know if Liverpool second year AF can waive? What is the condition to get auto waiver? My wife 's card was charged with RM175 for AF.  Tqvm
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Try and let us know.

Since she just got charged, it means her annual date is around Nov/Dec. Starting Nov last year, annual fee must be paid in exchange for a Liverpool jersey.

QUOTE(jsnhoh @ Dec 29 2019, 09:43 PM)
Yes. But SST is subjective.
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From your own experience or just assumption?

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