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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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ronnie
post Jan 31 2024, 05:47 PM

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New year... extra slow processing ke ?
where's our SimplyCash Rebate....
ronnie
post May 6 2024, 05:13 PM

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QUOTE(TongCN @ May 6 2024, 09:31 AM)
March'24 one baru in  sweat.gif
*
March SimplyCash rebate in since 26/4
ronnie
post May 29 2024, 04:13 PM

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My turn to "ask for Annual fee waiver"

Click to chat
CS says only can offer 50% waiver for my SCB simplyCash

I ask to to escalate to higher magmt for 100% waiver approval like previous years. They gave me a report number and ask me to check after 1 working days
ronnie
post May 30 2024, 02:21 PM

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Got my Annual Fee waived for my SimplyCash CC.... ask for it yesterday via Chat on the SC Mobile... posted in my statement today.
ronnie
post May 30 2024, 02:21 PM

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QUOTE(MGM @ May 29 2024, 08:22 PM)
I no longer can find the chat function, where to find it?
*
it's floating bubble on the bottom left corner in the SC Mobile App
ronnie
post May 30 2024, 03:04 PM

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QUOTE(beLIEve @ May 30 2024, 02:46 PM)
Only available to selected "prestigious" users
*
i'm assigned as premier banking in the chat ...brows.gif
ronnie
post Jun 6 2024, 11:40 AM

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QUOTE(TongCN @ Jun 5 2024, 01:33 PM)
Standard Chartered Simple Cash Back for April 2024 of mine seems mess up?

I spent 2.5k above with combination of petrol, dining and e-wallet but end up RM11 only (11/0.5% = RM2,200)

Does over payment (i paid extra in April) will net effect with the "SPENDING" ?
* If over paid, then i probably wont even get RM11 i guess.

Below is the my April expenses in excel which already tie and agreed to SCB statement:
[attachmentid=11496694]
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user posted image
ronnie
post Jun 25 2024, 01:03 PM

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Contacted the SC Chat via the Mobile App to get RM25 rebate (for Card Service Tax)
Initially, it seems no more waiver unless I take up their installment plan at x.xx%

This post has been edited by ronnie: Jun 25 2024, 01:03 PM
ronnie
post Jun 26 2024, 03:10 PM

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QUOTE(beLIEve @ Jun 25 2024, 01:18 PM)
dont forget the Annual Fee that costs way more than GST
*
The AF was "waived" in May 2024
ronnie
post Jun 27 2024, 08:54 AM

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SCB simply Cash Rebate is in for redemption
ronnie
post Jul 23 2024, 04:58 PM

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QUOTE(tachlio @ Jul 23 2024, 04:00 PM)
Just using chat feature for SST & annual fee waiver
First Reply : Cant, need apply COC Plus (3.28% for bla bla bla) to get 100% waiver
I not accept and ask them proceed cancel

2 minute later, ask why want cancel and I reply low usage with high annual fee.
2 minute later, offer 50% annual waiver.
I reply Tak Pa, proceed cancel je

After 3 min, offer 100% waiver for 3 sweep within 1 week.
I cincai top up Shopee RM10 then reply kaotim...

Before ending still asking about wanna consider COC Plus or not.,,
Nowaday CS also working very hard today....
*
good.... we can try this next round
ronnie
post Jul 24 2024, 08:20 AM

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QUOTE(LuckyLim @ Jul 23 2024, 09:33 PM)
Hi would like to ask on below on t&c to receive ringgitplus gift

2.3. Applicants must be approved for, receive, activate, and use the Eligible Card to spend a
minimum of RM400 per month, for three months upon the approval of an Eligible Card.
For avoidance of doubt, please refer to this table as an illustrative example:
. Definitions of Retail Spend
9.1. Retail transactions exclude cash advances, cash withdrawals, charges for cash advance or
cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed
transactions, Balance Transfers, Flexi on Payment, Flexi on Balance, Cash-On-Call and
Cheque-On-Call Plus.

Q1: 2.3) Mentioned that spend min spend RM400 per month for 3 months.
If I receive the card on this months, let's say 5th July, does it mean this month end is consider until 5th August or by 31 July must finish spending RM400 ??

Q2: Does JomPay is include/Consider the min spend RM400 inside?

Q3: Retail Spend - Does it include Online payment ?? Ewallet top up as in boost,grapay,setel etc ?? ( To be include in the RM400 min spend)
or it only apply for physical swiping the card in physical store ??
Q4: If just received the card, is there a way to waive of the RM25 SST?
*
This is for RinggitPlus to answer actually.
My guess answer

Q1. 5-31 July spend RM400, 1-31 aug spend RM400, 1-30 Sep spend RM400 is the safest

Q2. Not sure... the T&C didn't specify it.

Q3. Not sure... the T&C didn't specify it.

Q4. This one you need to call the bank directly... never try never know.

This post has been edited by ronnie: Jul 24 2024, 08:20 AM
ronnie
post Jul 29 2024, 10:16 AM

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QUOTE(LuckyLim @ Jul 27 2024, 08:44 PM)
"
what do you mean ?
*
logon to SCB and click on Online Rewards to "redeem" manually
ronnie
post Aug 13 2024, 01:36 PM

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QUOTE(TongCN @ Aug 13 2024, 08:17 AM)
Last night 05:45pm all of suddeny my Simply Cash Card kenak "paid" EUR99 on Apple dot com slash ES but alert only came in 06:53pm.

Dunno which online platform leaked

Only add in Apple Wallet, Shopee, AIA insurance, Setel
*
credit cards used in fraud are auto-generated, unlikely leak by vendors.
ronnie
post Aug 31 2024, 10:51 AM

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QUOTE(thinkhappy @ Aug 29 2024, 10:28 PM)
Simply Cash Jul cashback not yet credit?
*
Can redeem today
ronnie
post Jan 1 2025, 11:48 PM

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QUOTE(victorian @ Dec 31 2024, 02:45 PM)
why wanna take the risk and pay during due date?  shocking.gif

that's just asking for trouble
*
i always pay on due date.... but before 5PM usually
ronnie
post Mar 11 2025, 01:58 PM

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QUOTE(Wolgie @ Mar 11 2025, 01:24 PM)
wow. completely can cancel this card.
THE End SC Simply Card
*
agree can plan to cancel liao
ronnie
post Apr 26 2025, 01:48 PM

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Finally... last cash back collected as RM60... time to spend it ngam ngam RM60

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