But Malaysia isn't a nice place to hide. Both MY equity and MY bond are going to be bad or worse, if the proposed tax cut ever happens. Holding cash in Phillip MM is also terrible. Might as well move everything to Affin Hwang select bond or something, which is currently 0% SC under their platform. Or perhaps even cash out to Banks, at least that will generate some interest. No ?

Which was the reason i asked what is the performance of phillip mm. Nothing is mentioned in the website. And the NAV is shown as fixed priced.

Ok now lets just assume there is a 3.x % payout. But the other Malaysian equity and bonds for hide out also do not make sense.

I fully agree with this.

Say after Trump doing tax cut and what not which are speculated (by eunitrust) to affect the market so badly ( look at the ports ! Almost completely swapped out the entire investment !!!), then seriously there is no place to hide, and hiding under Malaysia is actually a terrible choice !

You got to see their recommended portfolios.

The conservative ones are >80% mm. It has to be a major WORLDWIDE economic crash then one will adopt such a portfolio ! In other words, eunittrust is predicting that there will be a major crash in 2017.

This post has been edited by puchongite: Dec 15 2016, 05:50 PM

Without too many people noticing, Affin Hwang Japan Growth Fund has become the top fund of the month.

How i wished I got it as a recommendation when I asked about a fund inside Affin Hwang which I can switch to from ponzi 1.0 .... regret.

Bro, please tip me off when you decided to run away from these funds ....

Drinker's heart is not in the cup, but in the mountains and valleys.

I cant say anything about good buy or bad buy, certainly both manulife and amasia reits are very high volatility. Both dropped around 2% nav 15th Dec.

This post has been edited by puchongite: Dec 17 2016, 01:18 PM

Buggy piece of software, not for serious use. Only for casual fund monitoring or graphing.

Often need to enter fund name two times, then only sticks.

And then when FSM server restart, no way to remove stale cookies except delete/reinstall or root remove certain cookie files.

Mobile financial apps are usually written not to remember the user name and password, ie every time one has to relogin.

If you use a mobile browser to login, and it usually is set to remember username and password, that is more terrible than an app. If one steals your phone he will be able to relogin using Chrome or Firefox, but cannot relogin using the apps.

The same happens to many of the Internet banking apps.

In other words, apps are actually safer ( if the apps have been written following safety ).

This post has been edited by puchongite: Dec 18 2016, 01:34 PM

Can some explain to me why it is necessary to have a Sg bank account ? How about just TT money and invest into money market and then later move to your target funds ? When selling, dump it back to money market.

Wait a minute ,.... How to bring back the money later ?

That's why i say TT into money market first a lump sum, no need to do so many times.

TT rate is much worse than from Malaysia bank account to Sg bank account ?

Nobody talks about Japan ? Wow, just made a comparison of these two Japan focus fund :-



Have been going up like rocket for last 6 months, the EI one is about 40% return.

This post has been edited by puchongite: Dec 18 2016, 08:19 PM

Didn't you see my other post which says the mobile app is nothing but buggy ?

Another way of recovering from it if you rooted your phone :-

1. 'Force closed' FSM mobile app.

2. Delete these two files :-
/data/data/com.ifast.fsm/app_webview/Cookies
/data/data/com.ifast.fsm/app_webview/Cookies-journal

Doing this is able to keep the data you entered previously intact.

This post has been edited by puchongite: Dec 19 2016, 06:54 AM

Undisturbed by other news such as Trump victory and Fed rate hike.

Talking about speculation, we can also say the recent US bull run is speculation.

First Method ( will delete everything you previously entered )
==========
You might also just delete app and reinstall, same effect.

Second Method ( preserve previously entered data )
============
Force close & Delete Files

Not suitable for non-techies.

This post has been edited by puchongite: Dec 19 2016, 10:53 AM

Quite the opposite of most people's thinking, ie quite counter intuitive.

Most people would have thought it is better to park fund under non-Ringgit bonds.

Quite unfortunately the article did not explain why such a counter intuitive method works in minimizing the risk. Maybe the assumption is ringgit is already at its worst.

Because most investors do not know when to re-enter the market, they will likely miss the next market run-up.

https://www.eunittrust.com.my/pdf/research/...ickOrToTime.pdf

Are you guys going nuts already because of market volatility, particularly the Asian market ?