There must be min RM2 million in FP, to get at least RM3+k to spend a month..........
To be able to buy RM2 million units in 3 months............and without any insider help,,,,,,,  

Normal UT is no joke, you can make 10% or more BUT you can also get much less. I would only play with my spare cash. not comparable at all with ASX.

In FSM UT thread, many  can't even get 6% returns , despite years of experience and knowing all those
sharpe ration, asset allocation and whatnot......that's how different UT is.

FD must be the safest for you to place so much in FD. I agree with you.
Similarly i also agree with you UT is risky, so we put a little there only for play play.

UT on bonds should be more consistent on return and less risky than equity?

Which bond fund is that ?

Don't mean to pour cold water over the consistent good dividends fire from ASX. Ha.

Like to share 1 thing I learn from CNA's Coffee With The Boss show. The boss was a farm boy in the USA and he is now a big boss in Spore (in a courier company if I remember correctly).

He learnt one important thing from his grandfather who said something to this effect:

Don't Take Good Things For Granted. Be Prepared When Things Turn Bad. 

So have ASX alternative ready when needed. Ha. 

Cheerio.

No no, I am not pouring cold water on ASX. In fact, I like it. Wish I knew about it 10 yrs ago! Then I could have bought this and that just using the extra 2% over FD!

I am only alerting the danger of taking it for granted and relying on it too much.

I am in the pro-ASX camp! Ha.

Almost all PM's funds is not doing well lately
Perhaps, u may engage your Agent to advise u

Did u calculate wat is the annualised returns or IRR?

Below is example:-
Start date 20/10/2002
Initial investment RM1k
Investment value on 20/10/2016 RM4.4k
IRR = 11.15%

Went to ambank... not yet agent, will be agent by end of the month..... also they introduce me AHB.... said this one good...also FP....

awesome .... what time you got it, a High 5 digits ........ , i was hunting high and low still cannot get 5 digits... my 4 digits is very very  low 4....

dafuq when is it.

I just got 300 myr only.

Remove the veil for the 5 figures. Only EXACTLY 10k. Nothing more than that. 

Got it close to 12 noon. 

successfully top up asm and asw monthly 100 each

as1m for competition through rhb now failed once tried again today, hopefully can secure the units by monday

btw,if we top up through online and successfully secure the unit, the date appear in the passbook is the day we transact or the day we know the status?

Okay lor ..
At least something than nothing right

Actually it's easier to buy when near school holiday/festival/school opening time and post dividend date.

Timing=ppl sell , we buy on the spot..

Well there's always people withdraw for various reason..
If lucky we would be at the right moment to grab it..
Like u said.. First try nothing. Re try and get hit 10k.. That's what I mean the right moment...

Well some do mention after bank open can get quite good amounts... So I guess your point is valid after all..

I never tried so early.. Normally after 10am or 11am.. Before 1pm as I observed its that time system would "crash"

hi. very sorry for the super noob question. i missed the boat on asw because was overseas that time. is it possible to still open a new account now? i understand that if unit available we can open account? am i right?

Every time go hunting, i always pass them 3 passbooks...they tried ASM first, then follow by ASW and lastly on AS1M.... and 10 out of 10 times... ASM "ada sikit", ASW "hilek" and AS1M most of time "ada" , hence end up...
AS1M now greater than ASM .......

Most of people here mentioned that ASW is the most difficult to get and also people all chasing and prefer ASW over the other two, reason given ASW gives more dividend .....

I was thinking sapu as much as i could, then later adjust the ratio among them

It seems Affin is your best fren now