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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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kenlui
post Dec 12 2016, 09:55 PM

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QUOTE(sms2u @ Dec 12 2016, 07:31 PM)
so, exception case. it will not work for those spend little only? or terminate very long time?
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If with min spending, I guess chances are very slim. And if terminated for very long, even lower chance.
kenlui
post Dec 13 2016, 09:10 AM

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QUOTE(lilsunflower @ Dec 13 2016, 04:20 AM)
Yes - yours was a super deserving case, and I'm glad they were reasonable. Quite annoying that they didn't have the sense to reinstate your supps automatically too!
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Haha in fact I had to call them 3 times, first for my own card and another 2 more times for my supp, I'm damn sure during thr 2nd call I asked them to reinstate both my supp. Guess maybank CRs standard has dropped tremendously as compared to those days.
kenlui
post Dec 14 2016, 10:46 PM

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QUOTE(CSS @ Dec 14 2016, 03:51 PM)
Question: I received and activated my new pin anabled MBB VS yesterday. Tried to register for a SUP card on m2u for the wife but within an hour, rejected via sms and email. Anything happened recently or they reducing the supplementary cards?
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I did the same for my mom few weeks ago, rejected almost immediately after sending in the registration. Called CS and was told that the online portal for ccard application has a bug and they're still trying to rectify it, so ur best bet is to head to a branch, fax them or drop by a card centre.
kenlui
post Dec 28 2016, 02:55 PM

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QUOTE(gedebe @ Dec 27 2016, 09:10 AM)
i was told that i've used my card beyond the annual renewal date, and they will charge me AF base on pro rate, anybody experience this?
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U can actually appeal for waiver. Forgot to cancel my supp card auto billing which was after the annual renewal date but was told by CR that only usage on main card applies and even so u still can appeal after paying for it.
kenlui
post Jan 10 2017, 10:27 PM

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QUOTE(chiahau @ Jan 10 2017, 11:49 AM)
Wondering if VS can be applied under the 1 hour CC approval or not.

Or if the 1 hour thing still works?
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Nope, I tried for my supp card before. Reason given was the VS card is outsourced and they cant do it in their card centre. So I assume the same goes for main card holder.
kenlui
post Feb 12 2017, 12:46 AM

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QUOTE(celaw @ Feb 11 2017, 01:14 PM)
For all treat points earn in Visa Signature, when we cancel the card, we can transfer the treat points to others card right?
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Yes u can. But once u transfer it another card, u can't use the points for direct cashback anymore.
kenlui
post Mar 7 2017, 06:44 PM

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QUOTE(kian811210 @ Mar 7 2017, 02:30 PM)
if i use expenses online transaction for SGD, will i get 5X TP?
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Yes u will, as long at the payment portal is overseas. I find this as a plus point compared to Ambank's WMC/VI which requires the card to be swiped overseas physically, online transaction is not valid.
kenlui
post Mar 7 2017, 09:37 PM

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QUOTE(lilsunflower @ Mar 7 2017, 06:50 PM)
Yeh - When I've exhausted my quota for online credit cards (such as CIMB CR and PBB VS), I will use my MBB VS on payment gateways like Paypal. For example, Lazada has a Paypal option (which is counted as foreign gateway), so you will get your 5x TPs even though your transaction is in RM.
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Damn I didnt know this regarding the paypal portal. Thanks for the tips, made a few big purchases from Lazada and they don't accept Amex.
kenlui
post Apr 18 2017, 12:31 PM

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QUOTE(Lego Warfare @ Apr 18 2017, 12:23 PM)
The best combination now seems to be
M2C Amex (5% weekend CB, 5x points)
Ambank WMC (unlimited PPL entry and RM1 : 1 airmiles overseas transactions)
PBB VS (6% CB for Dining, Groceries, Online, 5x PPL Msia)

All no AF except PBB which requires 12x swipes per year (should be no prob)
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Have that exact combo. Really useful, covering almost everything.
kenlui
post May 19 2017, 09:20 PM

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QUOTE(tan_aniki @ May 19 2017, 08:14 PM)
nope, this is my first maybank credit card
loyal saving acc owner for many many years
i better don't call, later they charge me~
expiry date shown 04/XX
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Just wait for it, will appear sooner or later.
kenlui
post Sep 6 2017, 03:32 PM

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QUOTE(Alexdino @ Sep 6 2017, 03:30 PM)
by the way, all af already change to 30k even for those who got their card before 2016
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Really? I called maybank 2 weeks ago and was told for my card still require 50k for waiver.
kenlui
post Sep 6 2017, 07:34 PM

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QUOTE(Alexdino @ Sep 6 2017, 07:09 PM)
ya, the staff at mbb card center 1U told me
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I rechecked on M2U website still stated for card members after Dec 2016.
kenlui
post Oct 10 2017, 08:56 PM

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Applied through M2U this morning and received the approval sms late afternoon. A good replacement card I would say for misc spendings.
kenlui
post Oct 13 2017, 08:30 AM

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Received my card yesterday, it looks good imo.

Probably time to ask for a CL increase.
kenlui
post Oct 13 2017, 12:21 PM

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QUOTE(ClarenceT @ Oct 13 2017, 08:57 AM)
Should apply for Ikhwan Visa & Mastercard instead, another credit limit for your petrol and groceries expenses.
For FCB VS, Credit limit of RM5,000 is enough, as once you spend RM2,500 you will not get additional cashback for that month. Unless you aim for 0% Balance Transfer.
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I’ve the ikhwan master card, M2cards, VS and FCB Vs. Haha I use quite a lot on the M2C.
kenlui
post Nov 7 2017, 04:02 PM

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Annual fee for VS waived, surprised that I achieved the required spending target. Oh well not gonna complain. With the FCB VS I highly doubt I’ll be able to achieve the spending target for VS next year.
kenlui
post Oct 28 2018, 03:48 PM

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Just got my VS AF offset for the coming year. Really useful card in terms of petrol & groceries. Tap & just go.
kenlui
post Oct 28 2018, 09:42 PM

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QUOTE(tonytyk @ Oct 28 2018, 05:52 PM)
Did you spend RM30k past 12 months?
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Yes I did. I find the card really versatile for my usage, so I didn't mind spending other stuff on the card so I can offset the AF which is worth RM550.
kenlui
post Jun 2 2019, 09:59 AM

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My spending on 31st May 1151pm got posted on 31st may itself sigh... I thought anytime after 1150pm is ok.
kenlui
post Jun 2 2019, 01:05 PM

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QUOTE(Human Nature @ Jun 2 2019, 10:32 AM)
What is the spending on?
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QUOTE(engyr @ Jun 2 2019, 12:05 PM)
Transaction via maybank2u?
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Bigpay.

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