For shopee..Do we need to pay 1% cross border fee if using maybank fcb? I understand using cimb need to pay..

Statement balance less any cash back you received within the payment due date.

no difference la. it's not like they do cutoff every hour mah.

if cutoff on 11:30pm 31 Aug, bigpay still have 24hrs before next settlement cutoff at 11:30pm 1 Sep.

gonna terminate both my Ikhwan too. now shifting my petrol to Affin-BHP (10% promo ending 30 Nov 2019), so Ikhwan Petronas now left unused. 

will reapply later if needed.

Tested topup for BP @11.34pm

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What is the minimum topup for uobpayonline? tried yesterday but received the notification email today saying not approved. tested with RM1.

Why appeal? you still earn 10% rebate but in Sept CB quota (credited on 1/10).

Why appeal? you still earn 10% rebate but in Sept CB quota (credited on 1/10).

You have left it too late, once posting is September then it will be for Sep cashback already.

transaction in Aug = 10%
posted in Sep, max cap cashback RM50

no point disputing it now because it would get posted in Sep.

wait till 2 Oct to find out the earned cashback first.

p/s: have you checked your M2U account today? whether the 3 shopee RM25.90, RM27.40, RM27.10 trx got posted yesterday?

all 4 shoppee trx, how was the time of transaction?

any particular pattern?

yes

ipay88 is t+1
cybersource is t+2

Don't think so. EMV technology.

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Unlike magnetic-stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.

If a hacker stole the chip information from one specific point of sale, typical card duplication would never work because the stolen transaction number created in that instance wouldn't be usable again and the card would just get denied.

SST cannot be waived as it is paid to government.
Some banks will credit RM 25 to us (whether you use to pay SST or not, that's not the concern) but no luck for MBB. You have to pay for it.

CS said can cross-redeem, even for FCB VS

Oh ya, forgot can redeem with 10k TP. I supposed Barcelona VS should be OK.
Next month I will know because I got my card on the first day of Barcelona VS launching.

10k TP = RM25 SST, so, for m2cards need 20k TP, FCB VS still need 10k TP, not 5k TP
As per their TnC is following card expiry month