QUOTE(#Victor @ Feb 17 2021, 12:42 PM)
the CS din ask to transfer or clear outstanding before cancel. but i do give instruction to cancel the card only if management can refund the charged SST as CS told SST could not be refund once charged. now account closed, whether should i pay the last installment amount after deduct the SST or not also can't check..
wonder for closed account we can still pay the card? how about standing instruction, will still go thru?
QUOTE(#Victor @ Feb 17 2021, 01:02 PM)
the last installment is already charged in the latest statement and due on this month end, wonder can i pay off the outstanding exclude the SST assuming that they approved to refund the charged SST. in case the SST is not refunded, will it consider as late payment in CCRIS and incur charges for that?
btw, can still transfer fund to cancelled credit card? will the fund gone missing or stucked somewhere?
terminated cards, cannot accept debit transaction. so, your SI will fail. be mindful should there be processing fee if SI fail charging.
credit transaction is allowed.
usually they only cancel cards if all outstanding (including installments from mbb) have been transferred into the card account for final billing.
from what cs told me, after sst is charged, still can reversed out during cancellation, assuming no card usage at all.