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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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cybpsych
post Feb 5 2021, 12:17 PM

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QUOTE(june1522 @ Feb 5 2021, 12:10 PM)
Hi does any one know if paying condominium maintenance, water bills with Barcelona card,  will earn the cash back not?
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yes can for condo maintenance, but kinda waste with FCB, unless no other decent cards for general purpose.

water bills = utilities = no cashback

QUOTE(cucikaki @ Feb 5 2021, 12:14 PM)
U can use pb qv card if u have it. Eligible for condo mngt fee. 5%
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only if condo impose surcharge. my condo mgmt doesnt impose surchase for using card (still pending to swap terminal with Wave feature)
cybpsych
post Feb 16 2021, 06:57 PM

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QUOTE(skty @ Feb 16 2021, 06:52 PM)
Hello guys.

Wonder MBB FCB still giving 1% CB for TnG ewalllet top up?
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already long time no cb/tp for ewallets, right?
cybpsych
post Feb 17 2021, 10:29 AM

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QUOTE(ChiaW3n @ Feb 17 2021, 10:25 AM)
Because it shown as account closed which quite annoyed to look at it hahahaha
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normal but annoying from maybank

they should've removed terminated cards from m2u automatically instead of separate instructions to do it

usually when I terminate mbb cards, I'll tell them to

1) cancel card
2) remove from m2u

in 1 call/instruction.
cybpsych
post Feb 17 2021, 03:19 PM

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QUOTE(#Victor @ Feb 17 2021, 12:42 PM)
the CS din ask to transfer or clear outstanding before cancel. but i do give instruction to cancel the card only if management can refund the charged SST as CS told SST could not be refund once charged. now account closed, whether should i pay the last installment amount after deduct the SST or not also can't check..

wonder for closed account we can still pay the card? how about standing instruction, will still go thru?
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QUOTE(#Victor @ Feb 17 2021, 01:02 PM)
the last installment is already charged in the latest statement and due on this month end, wonder can i pay off the outstanding exclude the SST assuming that they approved to refund the charged SST. in case the SST is not refunded, will it consider as late payment in CCRIS and incur charges for that?

btw, can still transfer fund to cancelled credit card? will the fund gone missing or stucked somewhere?
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terminated cards, cannot accept debit transaction. so, your SI will fail. be mindful should there be processing fee if SI fail charging.

credit transaction is allowed.

usually they only cancel cards if all outstanding (including installments from mbb) have been transferred into the card account for final billing.

from what cs told me, after sst is charged, still can reversed out during cancellation, assuming no card usage at all.
cybpsych
post Feb 17 2021, 03:53 PM

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QUOTE(#Victor @ Feb 17 2021, 03:48 PM)
been called few time and all CS told the same that charged SST can be waived only if card applied before SST implementation during 2018. mine was applied after the SST implementation, thus the final installment amount was charged after few days the SST charged, so i request for cancel only if management can reserve the SST charges or else leave it for another year.

after a week later and saw account closed for the card in M2U. since the card is cancelled, will the outstanding will update CCRIS and incur any charges after due date since i cannot make payment to the card? should i wait for the next statement to see how?
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just pay the outstanding, which is the final installment amount.

then call cs to check if anymore outstanding (or call first before payment)

if you're worried about ccris, shouldn't let your card left with any outstanding.
cybpsych
post Mar 2 2021, 10:00 AM

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QUOTE(Kyan0411 @ Mar 2 2021, 09:57 AM)
Sorry, it was posted today only. I received.
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you checked the cashback too early biggrin.gif
cybpsych
post Mar 2 2021, 10:08 AM

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QUOTE(Kyan0411 @ Mar 2 2021, 10:02 AM)
Yea, gotten rm26 cb but sst charged for rm25 for march 1st.
If my last usage is end Feb, can i still cut the card?
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i got conflicting answers from CS (as usual):

1) can cancel the card and SST to be reversed (CS said "no problem" sweat.gif )

2) can cancel the card but must pay SST

cybpsych
post Mar 2 2021, 01:09 PM

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QUOTE(Kyan0411 @ Mar 2 2021, 10:16 AM)
😅
I guess i will just keep the card for one more year then for any chunky payment. Though i recently gotten rhb shell visa, this card is basically useless now
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MBB CS called me back.

their "subject matter expert" confirmed that SST can be reversed (after card termination) if NO RETAIL TRANSACTIONS performed after SST is charged.
cybpsych
post Mar 2 2021, 01:41 PM

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QUOTE(!@#$%^ @ Mar 2 2021, 01:18 PM)
that should be the way
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QUOTE(Human Nature @ Mar 2 2021, 01:23 PM)
Yes, this is the correct method. There is a SST guideline file shared somewhere previously. Unable to locate it now.

add: found it
http://www.customs.gov.my/en/Documents/Pan...arge%20Card.pdf
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yes we all know that is the way. but how the bank treats the reversal scenario could be different from bank to bank biggrin.gif
cybpsych
post Mar 3 2021, 10:43 AM

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QUOTE(ClarenceT @ Mar 3 2021, 10:37 AM)
https://www.maybank2u.com.my/iwov-resources...ommerce_tnc.pdf

Hopefully a lot of people already cancelled the card.  tongue.gif
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danggg laugh.gif was going to cancel next week already!

assuming can get RM50 per month (eligible only for 100 customers per month) for next 4 months = RM200 cashback

tough fight sweat.gif

This post has been edited by cybpsych: Mar 3 2021, 10:48 AM
cybpsych
post Mar 3 2021, 10:48 AM

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QUOTE(snowswc @ Mar 3 2021, 10:46 AM)
Huh? Until June only right? So rm50 x 4 = rm200. This month dare not to try already, only 100 customers.
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oops, correct, Mar till Jun = 4 months .

March can still try, else it'd still tough fight on 1st of Apr, May, June for 100 customesr
cybpsych
post Apr 17 2021, 08:57 AM

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QUOTE(BeadsCrazee @ Apr 17 2021, 08:55 AM)
to cancel the card, which 03 no to call? i use the no behind my card but can't go thru.

Had emailed to mbb but no reply since last week.
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1800881801
cybpsych
post Apr 23 2021, 05:58 PM

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QUOTE(fruitie @ Apr 23 2021, 05:57 PM)
Just terminated my FCB VS. I called M2P hotline but they said I need to call VS line to cancel. I usually call M2P hotline for queries even for VS or Plat card. However, CS said for cancellation needs to call to the dedicated line.

I still cannot forget being the first one to get the card from Maybank Gardens and I think I was the first one to post here with the card. tongue.gif Bye bye, got it on 10.10.17 and terminated on 23.04.21.
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rclxms.gif

dont forget to remove it from m2u sweat.gif
cybpsych
post Apr 25 2021, 09:21 PM

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QUOTE(canjeth @ Apr 25 2021, 09:04 PM)
RM625 of SST annually
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on paper
cybpsych
post Apr 26 2021, 12:34 PM

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QUOTE(starry-starry @ Apr 26 2021, 12:24 PM)
Would like to cancel my FCB card, should I do that before SST is charged? SST will be charged in May and if I cancel now, what about the cashback earned for April?
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April spending, cashback credited on 1 May (viewable on 2 May)


Option 1: Spend RMxx to offset the extra cashback in the card. that make it RM0.00 outstanding

call CS to terminate card before SST is charged.


Option 2: After SST is charged, DO NOT SPEND anything else.

call CS to terminate the card. they can waive the SST due to card termination.

you can request them to transfer the cb to another mbb card (if any) or transfer to your other bank account.




cybpsych
post Apr 26 2021, 04:12 PM

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QUOTE(starry-starry @ Apr 26 2021, 04:04 PM)
So I can call them in May once I see SST kicks in and request to cancel the card then transfer the cb to other mbb card -  as long as I make sure I do not spend a single cent after April?!

If so, that's even better cuz I'm not exactly sure how much cb I'll get for April (but It won't be alot anyways).
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no spending AFTER sst has been charged.

This post has been edited by cybpsych: Apr 26 2021, 04:12 PM
cybpsych
post Apr 29 2021, 01:27 PM

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QUOTE(jiaen0509 @ Apr 29 2021, 09:42 AM)
My SST will be charged on May,2021.

I call VS line to check the SST & cancellation related questions.

1. After SST charged, even no transaction after SST charge. Cannot be returned.

2. Even today you cancel the card, the rebate will still credit to you next months.

I think the above answer is a bit different here. But I am sure the answer they provided to me not so true.

Any comment or experience?
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SST can be reversed if NO retail transactions occurred after SST has been charged.

my FCB VS cancellation below.

top: March statement
bottom: April statement

user posted image
cybpsych
post Apr 29 2021, 01:55 PM

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QUOTE(jiaen0509 @ Apr 29 2021, 01:39 PM)
In your case, there is any cashback credit transaction after SST charged and before you cancel the card?
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already stopped spending way earlier. just maintain ezypay plus for about 2 months.

then I requested for early settlement for 3 ezypayplus (BT to affin duo) so that I can cancel the card later.
cybpsych
post Apr 30 2021, 04:06 PM

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QUOTE(jianwei90 @ Apr 30 2021, 04:04 PM)
does anyone know what is the cross border fee for maybank?
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refer their standard card agreement, Clause 13

https://www.maybank2u.com.my/iwov-resources...d_Agreement.pdf
cybpsych
post May 2 2021, 09:56 AM

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QUOTE(cybpsych @ Apr 3 2021, 10:00 PM)
user posted image

Get rewarded with RM800 Shopee Voucher and Cash Back up to RM100 with Maybank Credit Card [ MBB | T&Cs ]
Campaign Period: 1st April 2021 – 30th June 2021


*RM800 Shopee Voucher limited to 1st 50 customers only.

All you have to do is apply for Maybank / Maybank Islamic Credit Card on Maybank2u, spend and get rewarded.

Terms and Conditions
This Campaign is open to all New-to-Bank individuals or Maybank existing customers who are residents of Malaysia, who do not have any credit card issued by Maybank in Malaysia and, who has attained the age of 21 years ("Eligible Persons" or each, an “Eligible Person”) at the time of making an application for any one or more of Maybank credit card(/s) as a principal cardmember during the Campaign Period via Maybank Online at www.maybank2u.com.my (“Website”):-
The Cash Back fulfilment will be done 12 weeks from the last date of the month of which the month the card has been approved.
Shopee Voucher is limited to 1st 50 customers only.
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QUOTE(Human Nature @ May 2 2021, 09:54 AM)
Have you guys ever come across any acquisition promo by MBB for at least RM25?
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this?

"acquisition" is relative to each individual, especially you're not NTB or still "fresh" being ex-MBB customer laugh.gif

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