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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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GrumpyNooby
post Jun 11 2020, 10:11 AM

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QUOTE(jas029 @ Jun 11 2020, 10:10 AM)
but i've came across from this thread here that there were those who applied online and got rejected, but went over to the branch to re-apply the next or few days later and got approved?
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Go the card centre and you'll know the immediate result.
GrumpyNooby
post Jun 11 2020, 05:56 PM

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QUOTE(Mr_Potato @ Jun 11 2020, 05:52 PM)
Thanks for the info! Maybank CS also telling me the same and so I requested to cancel my Visa Signature card straight away.
By the way, just curious if we can still reapply the same card after sometimes?
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Sure, you can apply back even right after cancellation.
Whether they approve your application is another subject.
GrumpyNooby
post Jul 9 2020, 07:06 PM

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QUOTE(kart @ Jul 9 2020, 06:57 PM)
Bad News for Maybank FC Barcelona Visa Signature Credit Card:

Source: Maybank Credit Card Statement

[attachmentid=10533930]
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ClarenceT Your prophecy of devaluation exercise kicks start now.

Luckily didn't apply of it; otherwise it'll just a waste of time for using few months. dry.gif

This post has been edited by GrumpyNooby: Jul 9 2020, 07:09 PM
GrumpyNooby
post Jul 9 2020, 08:18 PM

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QUOTE(!@#$%^ @ Jul 9 2020, 08:16 PM)
actually it's still a good card to have for general purchases if u have maxed out the other cash back cards.
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Unless you're a huge spender, to get RM 50 you need to spend RM 5000 per month.
Talking about gloomy economy, who is willingly to spend that much.
GrumpyNooby
post Jul 10 2020, 11:21 AM

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QUOTE(StarryNite @ Jul 10 2020, 11:21 AM)
Yeah, it's official! No more guessing game.

Product page also updated:
https://www.maybank2u.com.my/maybank2u/mala..._signature.page?

PDS also updated:
https://www.maybank2u.com.my/iwov-resources...gnature_PDS.pdf

This post has been edited by GrumpyNooby: Jul 10 2020, 11:27 AM
GrumpyNooby
post Jul 10 2020, 11:38 AM

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QUOTE(westlife @ Jul 10 2020, 11:35 AM)
if it is only 1% cashback, i will still keep the card, becos seriously nowadays cashback across banks are all cmi.
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It's still a great card if you use for real spending.
GrumpyNooby
post Jul 10 2020, 03:12 PM

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QUOTE(ClarenceT @ Jul 10 2020, 03:09 PM)
Good news is you will have more places to use credit/debit cards after the card interchange fee is reduced.
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Credit card should make ways for mobile payment.
Next revolutionary wave for payment is mobile payment.
GrumpyNooby
post Jul 11 2020, 10:35 AM

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QUOTE(rapple @ Jul 11 2020, 10:34 AM)
They don't even ask for the reason.
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LOL ... guess that they expected this would happen!
GrumpyNooby
post Jul 14 2020, 08:44 AM

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QUOTE(janson_kaniaz @ Jul 14 2020, 08:39 AM)
Interested to know what Bank Negara told banks previously.
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QUOTE(ClarenceT @ Jul 10 2020, 03:07 PM)
Other card issuers will cut the benefits or rebate soon as well. Already proposed by Bank Negara since 2015.

https://www.bnm.gov.my/index.php?ch=en_pres...ac=2618&lang=en

https://www.bnm.gov.my/guidelines/50_others...m_Framework.pdf
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It is all under the road map for Payment Card Reform Framework by BNM.

This post has been edited by GrumpyNooby: Jul 14 2020, 08:44 AM
GrumpyNooby
post Jul 20 2020, 03:05 PM

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QUOTE(areankim @ Jul 20 2020, 03:03 PM)
Wanted to cancel, but just use it for some installment on May...grrrr gotta wait.
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Perform early settlement on the installment.
No penalty for early settlement and then proceed for card cancellation.
It's so simple and no worries left.
GrumpyNooby
post Jul 21 2020, 12:18 PM

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QUOTE(Macrusin @ Jul 21 2020, 12:14 PM)
But no treat point for petrol & groceries right?
So many applied this for the 5% Cashback for petrol & groceries?
I have called the Maybank request them to upgrade my Maybank 2 cards, then they propose me this visa signature.
So I prefer to asks holders here is this card good enough to take?
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It depends if you want cash back or TPs.

The card is extremely good if you're using it for petrol & grocceries.
GrumpyNooby
post Jul 22 2020, 07:18 AM

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QUOTE(Macrusin @ Jul 21 2020, 11:34 PM)
This card is good for the 5% cash back for petrol and groceries right? I saw the max cap is RM 88 that is quite high compare other banks.
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Correct and make sure you spend at RM 30k annually to get RM 550 AF waived.
GrumpyNooby
post Jul 29 2020, 09:03 PM

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QUOTE(yongs90 @ Jul 29 2020, 09:00 PM)
1 August 2020 onwards
1% Cash Back for all purchases (except for government bodies, utilities and e-wallet reloads) all year-long; capped at maximum of RM50 per month.

means no more 2% and 10% (May and Aug) cashback?

may i know cashback for every month is based on transaction date or posting date?
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Announcement has been shared since 9/7/2020

Cash back is based on transaction date.
GrumpyNooby
post Jul 30 2020, 02:27 PM

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QUOTE(g00glesYYl @ Jul 30 2020, 02:20 PM)
Is the JomPay to PTPTN entitle with cash back?
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No

user posted image

This post has been edited by GrumpyNooby: Jul 30 2020, 02:28 PM
GrumpyNooby
post Aug 11 2020, 10:58 AM

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QUOTE(Vio @ Aug 11 2020, 10:57 AM)
thank you, so my current statement date stated 8.8.2020 and payment due date 28.8.2020, my last day to settle all usage will be on the 28.8.2020?
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Yes, for the billed amount.
GrumpyNooby
post Aug 11 2020, 08:31 PM

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QUOTE(coldbasecamp @ Aug 11 2020, 08:29 PM)
Question for Maybank Visa Signature:

just wondering if I didn't hit the usage that eligible for annual fee waiver, how likely it is for bank to approve annual fee waiver for subsequent year?

of course I am not expecting an objective answer (as in 50% or 90% or 10%), just wanna hear if there's some experience here that manage to ask annual fee waiver despite did not spend RM30,000 per annum.

Plan to get this card to replace my UOB One Card, estimated annual spending in this card would be around RM5,000 as I don't really do much grocery nor pump alot of petrol.

If the likelihood is low (or none at all) I will just go for Maybank Ikhwan instead
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Maybank is very strict with AF and SST.

Better apply for Ikhwan.
GrumpyNooby
post Aug 16 2020, 07:02 PM

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QUOTE(jiaen0509 @ Aug 16 2020, 07:00 PM)
I think don’t have much benefits from GrabxMaybank credit card. Like ShopeexMaybank. I am not that much interested.

Still prefer retail spending cashback👍🏻
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Well, some prefer to accumulate Grab points!
GrumpyNooby
post Sep 2 2020, 08:05 AM

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The programmer must be sleeping on his/her job. sweat.gif
GrumpyNooby
post Sep 2 2020, 08:50 AM

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QUOTE(Human Nature @ Sep 2 2020, 08:49 AM)
Wow, woke up and see so many replies. Almost thought they u-turn and give us 10% for aug back. Lol, just a dream.
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Too early to dream now, right? dry.gif
GrumpyNooby
post Sep 2 2020, 09:07 AM

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QUOTE(Human Nature @ Sep 2 2020, 09:06 AM)
Have you guys feedback to maybank?

Yesterday CIMBclicks down and today Maybank’s turn to screw up
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This is totally frustrating. Cannot do a single thing. ranting.gif
Clicks downtime is rather frequent and usually happening within pay day period. :x

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