Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Visa Signature + Barcelona Visa Signature
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 May 17 2020, 12:06 AM
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#41
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All Stars
12,387 posts Joined: Feb 2020 
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QUOTE(Josephtky725 @ May 17 2020, 12:05 AM) I would like to ask about the supp card. Lets say if I apply for supp card then how is the rebate? Combined and credited into principal cardholder.Example like Barcelona card the rebate is rm50 monthly then if i have supp card the rebate is separate or or joint with principle card?  |
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May 21 2020, 11:59 AM
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#42
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(!@#$%^ @ May 21 2020, 11:58 AM) not true, as the only way. I got mine via m2u and email. You're VVIP, different case. |
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May 21 2020, 09:38 PM
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#43
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(leanman @ May 21 2020, 09:37 PM) well, i still don't know why? high salary, CCRIS is very clean, CC never owe a single sen monthly, cleared off every month for the last 3 years. No housing loan or car loan as fully settled. What is your CTOS score? |
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May 21 2020, 09:43 PM
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#44
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(!@#$%^ @ May 21 2020, 09:42 PM) utilization of available credit more important. example, 1k of 10k is not as good as 1k of 100k Correct, high credit utilization will drag down your CTOS score.Repayment history constitutes only 40 to 45% of the credit score generation. This post has been edited by GrumpyNooby: May 21 2020, 09:44 PM |
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May 21 2020, 09:55 PM
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#45
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(leanman @ May 21 2020, 09:53 PM) I don't think i have done a CTOS report There's an MCO promo to get free CTOS Score report.I thought so too Don't really understand this, my current CCRIS report; (OS Balance) 6636 / (Limit) 469,500. Just noted that some old cards already cancelled but the Limit is still reflecting in my CCRIS. could this is the reason? Go register one and you may have your answer from the report.  If your score is above 744, then it's Maybank problem. |
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May 21 2020, 09:57 PM
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#46
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(ChiaW3n @ May 21 2020, 09:54 PM) Sometimes when come to approval of credit card also depend on luck. Didn’t expect it to be approved since already holding many credit cards, yet still got approved. Some people clean record like the one above didn’t get approved sometimes we also scratch head what is their reason. When comes to credit card approval, your credit history is just one side of the story.The other side of the story will be DSR which banks will also need your income input to compute that ratio to assess how risky you're. This post has been edited by GrumpyNooby: May 21 2020, 09:58 PM |
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May 21 2020, 10:00 PM
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#47
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(leanman @ May 21 2020, 09:58 PM) lol, i just remembered, i did it. my score was 787 As for "Just noted that some old cards already cancelled but the Limit is still reflecting in my CCRIS. could this is the reason?"Contact the respective bank CS to get it removed. Some nasty bank are very lazy like RHB and used to be Citibank (years ago). |
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May 21 2020, 10:04 PM
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#48
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(leanman @ May 21 2020, 10:01 PM) hahaha, i am not in O&G. Office bound position, Pharma industry I'm pretty sure this is Maybank problem. Perhaps Maybank doesn't have want overlapping customers by holding multiple cards. Last resort is to pay a visit to card centre, if that doesn't help, perhaps just forget about it. |
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May 21 2020, 10:46 PM
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#49
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(biruNippon @ May 21 2020, 10:45 PM) For the 10% cashback, i checked the main page.. If you pay at MyEG, it's under government services with MCC 9399Does police saman consider as Goverment Services? Or will I still entitle for the cashback? If you pay at PDRM, it's obviously government. If you pay at JPJ, it's also government. If you pay at Post Office, not sure if it's under government since MCC is very likely 9402 - Postal Services–Government Only This post has been edited by GrumpyNooby: May 21 2020, 10:50 PM |
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May 22 2020, 02:31 PM
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#50
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(il0ve51 @ May 22 2020, 02:30 PM) hi guys can ewallet reload with maybank barcelona got cash back ma?  |
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May 26 2020, 10:49 AM
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#51
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(AlfredKoh @ May 26 2020, 10:40 AM) i checked Maybank T&C for barcelona card and there is no exclusion for petrol. Does everyone use this card for petrol? Don't worry it's entitled if not in the exclusion list. |
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May 26 2020, 11:10 AM
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#52
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(chidori @ May 26 2020, 11:03 AM) It seems that mobile reload / topup is not in the exclusion list in pg.1. As long as you're not topping up to Shopee Pay, you'll get your cash back if doing the normal checkout in Shopee.Just wondering if anyone tried Mobile Reload from Shopee (not from individual seller) using CC payment and managed to get cashback? |
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May 29 2020, 02:36 PM
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#53
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(IceLeo @ May 29 2020, 02:35 PM) can we use this card to buy Aeon Voucher to get 10% rebate? Sure. |
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May 29 2020, 03:48 PM
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#54
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(ohyes_02 @ May 29 2020, 03:47 PM) my 10% rebate havent reflect into my statement, when will be get the 10% rebate? next statement? Viewable in Maybank2u on 2/6/2020 |
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May 30 2020, 12:34 PM
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#55
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(teikboon @ May 30 2020, 12:33 PM) Sorry if it had been asked before. Does topup to e wallet like tng, lazada wallet and shopee pay counted in the cashback? This year not yet utilise the 10% coz mco...  What does it say above? |
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May 31 2020, 01:42 PM
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#56
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(Duckies @ May 31 2020, 01:35 PM) Eh did Maybank Barcelona Visa Signature changes the T&C recently? I purchased a mobile phone using this card on May and I just got the statement, I didn't get the RM100 rebate. All Maybank credit cards are crediting cash back on the same date.EDIT: Or is it supposed to go at the end of June's statement? I can't remember  Transaction date is 1st of the month and viewable in Maybank2u on 2nd of the month. |
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May 31 2020, 04:20 PM
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#57
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All Stars
12,387 posts Joined: Feb 2020
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31 MAY 2020
Operating Hours for Maybank Group Customer Care Dear valued customers, From 1 June 2020 onwards, our Maybank Group Customer Care operating hours will be available 24 x 7, seven days a week. Thank you. https://www.maybank2u.com.my/maybank2u/mala...ting-hours.page? |
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Jun 1 2020, 06:19 PM
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#58
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(blibala @ Jun 1 2020, 06:18 PM) If uaing fcb buying something on shopee with installment, is it still entitle for CB? It'll be under Ezypay.Is it under Ezypay? |
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Jun 1 2020, 06:41 PM
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#59
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(blibala @ Jun 1 2020, 06:38 PM) Still got CB for full amount or cant get CB at all ar Cash back for full amount. |
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Jun 9 2020, 12:40 PM
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#60
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(SUPERMAN FLYING @ Jun 9 2020, 12:39 PM) Hi guys, Want to ask, Maybank already ban cash back for top up ewallet right? YESJust receive my Maybank Barcelona, Want to ask, Maybank already ban cash back for top up ewallet right? What if i use the card for tnb bill or other online purchase, able to get any cash back or not? What if i use the card for tnb bill or other online purchase, able to get any cash back or not? TNB under utilities; no cash back. Other online purchases depending on its MCC. |
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