I feel that Clause 5 is not 100% clear. Clause 5 can possibly interpreted as follows:
5a) In order to entitle for cash rebate
paid out for the month of August 2019, the retail transaction has to be posted into the account by merchants ( not floating)
by 31 August 2019.
5b) In order to entitle for cash rebate
paid out for the month of September 2019, the retail transaction has to be posted into the account by merchants ( not floating)
by 30 September 2019.
The 5a interpretation is still co-exist with the original Clause 4, if we interpret Clause 4 as follows:
4a Cash rebate is awarded based on transaction date irrespective of the posting date
(eg transaction dated 30/8 posted on 2/9, the cash rebate
percentage will be calculated based on 30/8
(August month))
In other words, the inclusion of Clause 4 and Clause 5 still obeys our existing understanding of cashback for Maybank cards: cashback percentage based on transaction date (which obeys Clause 4), cashback payout month based on posting date (which obeys Clause 5).
This is just my opinion, though.
any concern with the t&c, feel free to highlight it to mbb @ mbbcardservices@maybank.com.my
we can interpret it to meet our own narrative, but what is actually built is another thing.
only way to truly know the exact behavior is to test it.