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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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cybpsych
post Aug 18 2019, 01:36 PM

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QUOTE(ramdieslow @ Aug 18 2019, 01:30 PM)
Risk bro. This month 10%. Thats why I am asking if anyone experience it before 😅
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we don't know exactly how mbb detect ewallet services.

setel is using kiplepay ewallet to store credit.


even if mbb grant the cashback, they may clawback later, if they want to.

so, to even not risking it, pay for other stuffs is better.
cybpsych
post Aug 25 2019, 03:55 PM

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QUOTE(hurtedheart @ Aug 25 2019, 02:39 PM)
Since M2C Amex and FCB no longer yield cash back for government, can please advise what is the 'best' method to pay DBKL assessment which can provide cash back and no need to pay service charge?

* cards available bigpay & PBVS apart from the above maybank cards
must be paying a big amount? otherwise the cash back of around RM20 in my case seems not worth the hassle of parking and time
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get another card is way way better.
cybpsych
post Aug 27 2019, 07:46 AM

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QUOTE(cybpsych @ Jul 9 2019, 07:57 PM)
aside from the usual updated T&C and PDS due to ewallet, possible that maybank is closing the cross-month loophole?...

https://www.maybank2u.com.my/iwov-resources...reCBack_TNC.pdf

user posted image
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QUOTE(celciuz @ Aug 26 2019, 09:16 PM)
Question, is the 5 minutes before September still works now? Or is it somewhat "patched"?
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as usual, b&w against actual implementation biggrin.gif

May-June was working because no revision yet. T&C was updatedin early July, assuming it's implemented since.

later this month for Aug-Sep, try at your own risk lor.
cybpsych
post Aug 27 2019, 04:02 PM

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QUOTE(celciuz @ Aug 27 2019, 03:47 PM)
Based on the TnC, 4) Cash rebate is awarded based on transaction date irrespective of the posting date
(eg transaction dated 30/4 posted on 2/5, the cash rebate will be calculated based on 30/4)

I'm not sure if this was there all this while or... just added on July 2019.
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not in older t&c. previous update was in May:

// Cash rebate is awarded based on transaction date and the transaction has to be posted into the account. //

new terms added in July update.
cybpsych
post Aug 28 2019, 07:45 AM

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QUOTE(kart @ Aug 27 2019, 10:34 PM)
I feel that Clause 5 is not 100% clear. Clause 5 can possibly interpreted as follows:

5a) In order to entitle for cash rebate paid out for the month of August 2019, the retail transaction has to be posted into the account by merchants ( not floating) by 31 August 2019.

5b) In order to entitle for cash rebate paid out for the month of September 2019, the retail transaction has to be posted into the account by merchants ( not floating) by 30 September 2019.
The 5a interpretation is still co-exist with the original Clause 4, if we interpret Clause 4 as follows:

4a Cash rebate is awarded based on transaction date irrespective of the posting date
(eg transaction dated 30/8 posted on 2/9, the cash rebate percentage will be calculated based on 30/8 (August month))

In other words, the inclusion of Clause 4 and Clause 5 still obeys our existing understanding of cashback for Maybank cards: cashback percentage based on transaction date (which obeys Clause 4), cashback payout month based on posting date (which obeys Clause 5).

This is just my opinion, though.
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any concern with the t&c, feel free to highlight it to mbb @ mbbcardservices@maybank.com.my

we can interpret it to meet our own narrative, but what is actually built is another thing.

only way to truly know the exact behavior is to test it.
cybpsych
post Aug 28 2019, 10:53 AM

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QUOTE(zenquix @ Aug 28 2019, 10:36 AM)
New M2U don't show posting date right?
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still can check from Classic M2U and New M2U App
cybpsych
post Aug 28 2019, 10:53 AM

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QUOTE(zenquix @ Aug 28 2019, 10:36 AM)
New M2U don't show posting date right?
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still can check from Classic M2U and New M2U App
cybpsych
post Aug 29 2019, 08:07 AM

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QUOTE(cybpsych @ May 30 2019, 08:11 PM)
Maybank updated the notice again.

user posted image
Updated PDS, and Cashback T&C:

https://www.maybank2u.com.my/iwov-resources...gnature_PDS.pdf
https://www.maybank2u.com.my/iwov-resources...reCBack_TNC.pdf

New exclusion to Govt and Utilities MCC is stated in t&c now.

user posted image
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QUOTE(alesi616 @ Aug 29 2019, 08:05 AM)
hi sifu-sifu,

I want to pay cukai taksiran (pay at counter/kiosk) using amex or barcelona card.

Does that entitle me any 2% / 5% rebate or 5x treats points?

Will pay on weekday as weekend those gov body normally closed.
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excluded, not eligible
cybpsych
post Aug 29 2019, 09:12 PM

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QUOTE(sj0217 @ Aug 29 2019, 09:04 PM)
Straight away reload TnG card for RM500 at Jaya Grocers  tongue.gif
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if reload tng card .... max rm200 per reload + rm0.50 per reload fee
cybpsych
post Aug 30 2019, 08:54 AM

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QUOTE(sendohz @ Aug 30 2019, 08:52 AM)
I thought MBB closed this loop already.
Still can go and try for it?
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someone may try? biggrin.gif
cybpsych
post Aug 30 2019, 05:08 PM

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QUOTE(cybpsych @ May 30 2019, 08:11 PM)
Maybank updated the notice again.

user posted image
Updated PDS, and Cashback T&C:

https://www.maybank2u.com.my/iwov-resources...gnature_PDS.pdf
https://www.maybank2u.com.my/iwov-resources...reCBack_TNC.pdf

New exclusion to Govt and Utilities MCC is stated in t&c now.

user posted image
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QUOTE(angalc557 @ Aug 30 2019, 04:56 PM)
Is paying for Unifi bill classified under utilities category and is counted or not counted for cashback?
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here we go again.

where to fit "unifi" in the T&C?
cybpsych
post Sep 2 2019, 09:40 AM

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QUOTE(kenloh7 @ Sep 2 2019, 09:31 AM)
All of my transactions made between 3pm to 7pm on 31/8 is posted on 1-sept...wasted RM30 of my August quota
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not surprising though.

what are those transactions?

QUOTE(engyr @ Sep 2 2019, 09:40 AM)
I tried to top up bp on 31/8. Transaction date 31/8, posting date 31/8. Cashback is not entitled.
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finally they've "fixed" it or the changes can only take effect on Aug (silent miss from 8-July)


This post has been edited by cybpsych: Sep 2 2019, 09:42 AM
cybpsych
post Sep 2 2019, 12:52 PM

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QUOTE(wesleycjh @ Sep 2 2019, 11:34 AM)
Just to report that Lazada eWallet top up is not entitle the Cashback. Used the eWallet due to got balance in the eWallet. Initially tot that eWallet that don't have withdrawal feature is excluded from Maybank list like Touch N Go physical card. And I also can confirm the touch N Go physical card top up entitle for the cashback.
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only hsbc vs stated such condition for "ewallet with withdrawal feature"

mbb's is all ewallet in the market.
cybpsych
post Sep 3 2019, 09:12 PM

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QUOTE(dragonteoh @ Sep 3 2019, 09:00 PM)
I have a similar issue as your wife.
I got one NSK Transaction on 30/July/2019 RM130.55 but the posting date is 01/Aug/2019 (That was after cash rebate calculated)
The July cash rebate i DID NOT receive the RM130.55's 2% cash rebate which RM2.61
When come to end of august i was thinking RM130.55 should get 10% Cash rebate BUT I was wrong.
The system credit the Missing Cash Rebate RM2.61 (which posted late which previously suppose to be in July Cash Rebate) in August Cash Rebate + other transaction which earn 10% Cash rebate  bangwall.gif  bangwall.gif
End up i under utilise the 10% Cash rebate  bangwall.gif

Called CS , CS say , all cash rebate is base on transaction date. like my case transaction date 30/July/2019 but due to late post , so it will be given back on August but as July Spend's 2% CB, NOT 10%
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This is the behavior we have been observing since last year.

transaction date = cb %
posting date = cb quota

RM130.55 will get 2% but in Aug quota.

cybpsych
post Sep 3 2019, 09:20 PM

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QUOTE(dragonteoh @ Sep 3 2019, 09:18 PM)
rclxub.gif  rclxub.gif
One question , let say above situation the 2% been credit in Aug quota
Let say Aug i Utilize all the cash back

will i get RM100 CB + the 2% (RM2.61) ?
or just RM100 CB max ?
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still max rm100 cb quota only
cybpsych
post Sep 4 2019, 07:31 AM

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QUOTE(dragonteoh @ Sep 3 2019, 09:38 PM)
I had call CS just now to confirm this.

CS mention the previous month miss out CB which cause by late post will be adjust into coming month CB
Mean that i will get RM100 CB for August (if i fully utilise 10% CB) + RM2.61 (2%) for July Late post CB  (which posted late after July CB had been calculated)
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assuming cs info is accurate and precise biggrin.gif

2 Oct will know.


cybpsych
post Sep 5 2019, 02:47 PM

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QUOTE(peri peri @ Sep 5 2019, 02:44 PM)
hopefully mine this year no issue, May ok so far
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spam posting spree again. doh.gif

few changes after May. keep monitoring.
cybpsych
post Sep 5 2019, 03:20 PM

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QUOTE(boysrule @ Sep 5 2019, 03:15 PM)
Yeah no big deal actually. Just due to the test I couldn’t maximise the cashback from groceries and petrol. Wonder why setel is not under petrol category since the only thing that app can do is pump petrol.
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because setel app is registered as a different type of petrol MCC: 5172

another possible reason is probably setel app is identified as "ewallet" because it stores monetary value and uses kiplepay ewallet service.

setel ventures sdn bhd or petronas pdb are not official emoney issuer, yet.
cybpsych
post Sep 6 2019, 12:27 PM

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QUOTE(cybpsych @ May 30 2019, 07:11 PM)
Instant Card Issuance (ICI) service at the respective Maybank Card Centres/Branches
30 MAY 2019

https://www.maybank2u.com.my/maybank2u/mala...d-issuance.page?

Dear Valued Cardmembers,

Please be informed that effective 22 June 2019, Instant Card Issuance (ICI) service at the respective Maybank Card Centres/Branches will be discontinued as per below:

Maybank Card Centre One Utama
Maybank Card Centre KLCC
Maybank Card Centre Garden
Maybank Card Centre KL Main
Maybank Bukit Bintang branch
Maybank JB Main branch

Card Issuance will now take up to 3 business days from the date of approval. Cards can be collected at the branch or couriered to the Cardmember’s billing address.
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QUOTE(juudai1990 @ Sep 6 2019, 12:22 PM)
I am planning to get this barcelona card.

May i know, can i apply in MBB One U or should i go KLCC during the weekend to fast track the card application.
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fast track as in what? approval? issuance?
cybpsych
post Sep 9 2019, 11:15 AM

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QUOTE(naruko85 @ Sep 9 2019, 10:55 AM)
Hmm, want to ask, if my statement date on 8th, then I spend RM 700 on 8th Sep around 5 pm. then the RM 700 is calculated in the Sep statement or Oct statement? thank you
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depends on posting.

if posted 8 Sep. 8 Sep statement will capture it.

if posted > 8 Sep. it will be in Oct 8th statement.

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