I want to clarify whether my understanding is correct based on above post.

1. Spent RM500 at any day before 31st May to make sure get the 10% casnback posted in May => RM50
2. Spent the remaining RM500 at 31st May to make sure it posted in 1st Jun, then get the remaining 10% rebate RM50 of May also. In addition to this I also get the same transacted amount RM500 count against the Jun RM50 rebate? Means in total I just need to spend RM1000 in May and can get the total rebate RM150 (RM100 in May and RM50 in Jun)?

What merchant u think is good to swipe on 31may to get this rm50?

rm50 cb masuk already

bigpay can?

here you go

regardless of T+0 settlement by bigpay and maybank, there must a certain cutoff time. so, i was testing the sweet spot of this settlement cutoff time

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Added on

but is it required do this at 11:59pm?

1) assuming spend rm500, yes, cashback rm50.
2) if spend remaining rm500 on 31 May but posted in June, it will utilize June's cashback quota! any spending in June, no more cashback given because you have utilized the rm50 cashback quota in advance.

the cross-month posting is to utilize June's rm50 cashback quota (in advance) by spending the LEAST amount, which is RM500 (because transacted in May = 10%, but posted in June = RM50 max cashback quota for June)

compare to, spending rm2500 in June to get RM50 cashback.

RM500 spending get RM50 rebate? 10% for that mnth?

TOP up boost will it be counted?

TOP up boost will it be counted?

Top up boost with Maybank FCB VS can get cash back

can i just reconfirm definition of utilities? Would Maxis and Unifi be applicable?

I actually have this card on pure auto debit with TNB, Maxis, Unifi, insurance etc. If applicable, it basically means my RM2.5k spend per month will be voided.

ah. hopefully. then I may not have to use rocket science to restructure my auto debits. thanks for the quick response.

May I know how to do that? I check my local council payment portal, it says my current bill amount is RM 0.00.
Can I forcefully pay the amount before they charge me?
Thanks.

Dear all,

wanna ask , if let say we have some purchase is under installment , EZPay.
if installment until half way, can we request for full settlement ?
if yes, do this request will face penalty ?

And how to make this request ?

want to ask that since 1st June, no more cashback for government & utilities, want to ask whats included in utilities? digi, medical card, insurance etc?

On M2U it says got free gift if you apply for this. Anybody knows what it is?

Bigpay and Boost are using Maybank's, same day posting till 23:xx hours, T+1 in the final XX minutes of the day.
You need to find out xx by doing some tests a few nights before 30/5. Of course some people here are solving this mystery. But it is a bit risky, what if system down/busy? You can always top up RM2500 in June; If cash-out, the cost difference is only RM4 more or less (RM2000/3000 X 6), not really a big deal.

I will spend RM500 on something else, anytime on 31/5, for T+1 or T+2. NOT Bigpay, Boost, Petronas, Shell, Shopee, M2U Bill payments, Paybillsmalaysia (SiliconNet Tech-EC), Alpro, Aeon / Aeon Wellness, Watsons, Parkson,...

Has anyone topped up using Boost at around 11pm to see if the posting date still falls on the same day or will it be the next day?

Assuming spending 1k already (before 31/5)
Top up bigpay 500 at the very last 15 minutes on 31/5 and transaction posted on 1/6, is it considered that June month I will entitled rm50 cash back ?

Noted with thanks

Btw it's the same as for Aug? Spend 1k before 31/8 and 500 on the very last minutes on 31/8 will get 100 CB for aug and 50 CB for September month

yes

transacted in May, get 10% cashback rate
posted in June, utilize June cashback quota (max RM50) <-- that means you dont use the card in June temporarily as you already earned the cashback in advance.

hopefully no changes from maybank.

Sorry guys and gals, I have been reading abt all these cross month spending but I don't understand the reason for it.

Correct me if I'm wrong, for Barcelona Visa, every month there's a 2% cash back up to Rm50 except for May and August with 10% and up to RM100.

I might had missed it but is Maybank giving us ADDITIONAL cash back if we do the cross month spending? Thanks

updated 3 Oct 2018...

EzyPay Plus is not eligible at all for cashback. Stated in TNC. EzyPay is eligible for cashback for the total amount charged to the card. Let's say you purchase something worth RM2500 on April 2019 by EzyPay using Maybank FCB Card for 12 month installment. You will get full cashback for April 2019. But the installment amount for subsequent months (May, June, July........), not entitled for cashback

If this month I pay using FCB Visa and enrolled in the EzyPay 0% interest plan, will I still be entitled for the 10% cashback?

Anyone tried before?

https://www.maybank2u.com.my/WebBank/EzyPay_tnc.pdf